Hollywood, FL Auto Insurance (2024)
The cheapest Hollywood, FL auto insurance is offered by State Farm, but rates will vary by driver. Auto insurance in Hollywood must meet the Florida requirements of $10,000 in personal injury protection and $10,000 in property damage liability. Since these limits are very low, drivers are encouraged to increase limits and add coverages. Shop around and compare Hollywood, FL auto insurance quotes online to find your best deal.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- State Farm offers the cheapest Hollywood, FL auto insurance on average
- Hollywood auto insurance rates are higher than average
- Hollywood, FL is located between Miami and Fort Lauderdale and shares a high traffic volume with the two larger cities
Hollywood, FL auto insurance is more expensive than both the state and national averages. This isn’t all that surprising since Florida auto insurance average rates are also above the national average.
The good news is that you can still find affordable Hollywood, FL auto insurance if you know where to look. Shop around and compare rates from different companies to find the cheapest coverage for you.
Monthly Hollywood, FL Car Insurance Rates by ZIP Code
ZIP codes will play a major role in your auto insurance rates because factors like crime and traffic are calculated by the ZIP code. Find more info about the monthly Hollywood, FL auto insurance rates by ZIP Code below:
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Hollywood, FL Car Insurance Rates vs. Top US Metro Car Insurance Rates
What city you reside in will impact your car insurance. That’s why it’s essential to compare Hollywood, FL against other top US metro areas’ auto insurance costs.
Enter your ZIP code now to compare Hollywood, FL auto insurance quotes from multiple companies near you for free.
What is the cheapest auto insurance company in Hollywood, FL?
Although the cheapest Hollywood, FL auto insurance company is actually USAA, it only offers coverage to the military, veterans, and their families. The company that offers the cheapest average rates to all drivers in Hollywood is State Farm.
The cheapest Hollywood, FL car insurance providers can be found below. You also might be wondering, “How do those Hollywood, FL rates compare against the average Florida car insurance company rates?” We uncover that too.
The top Hollywood, FL auto insurance companies listed from cheapest to most expensive are:
- USAA – $4,089.69
- State Farm – $4,607.99
- Geico – $4,794.18
- Nationwide – $6,103.51
- Progressive – $7,095.13
- Liberty Mutual – $7,125.43
- Allstate – $9,895.39
Your car insurance rates are affected by many different factors, such as your age, gender, credit history, and driving record.
Where you live and the size of your city affects your rates also. Larger cities with more crime and traffic will pay more for car insurance. For example, auto insurance in Fort Lauderdale, FL is more expensive than coverage in Hollywood.
Hollywood, Florida car insurance costs by company and age is an essential comparison because the top car insurance company for one age group may not be the best provider for another age group.
Your coverage level will play a major role in your Hollywood, FL car insurance costs. Find the cheapest Hollywood, Florida car insurance costs by coverage level below:
Your credit score will play a major role in your Hollywood, FL car insurance costs unless you live in these states where discrimination based on credit is not allowed: California, Hawaii, and Massachusetts. Find the cheapest Hollywood, Florida car insurance costs by credit score below.
Your driving record will affect your Hollywood, FL car insurance costs. For example, a Hollywood, Florida DUI may increase your car insurance costs 40 to 50 percent. Find the cheapest Hollywood, Florida car insurance costs by driving record.
Controlling these risk factors will ensure you have the cheapest Hollywood, Florida car insurance. Factors affecting car insurance rates in Hollywood, FL may include your commute, coverage level, tickets, DUIs, and credit.
Age is a significant factor for Hollywood, FL car insurance rates. Young drivers are often considered high-risk. This Hollywood, Florida does use gender as a car insurance factor, so check out the average monthly auto insurance rates by age and gender in Hollywood, FL.
What auto insurance coverage is required in Hollywood, FL?
Most states require that drivers carry at least a minimum amount of auto insurance. Florida is no different. The minimum amount of auto insurance required for drivers in Hollywood, Florida is:
- $10,000 in personal injury protection (PIP) coverage
- $10,000 for property damage liability (PDL)
Florida is unique in that it does not require you to have bodily injury coverage. That’s because Florida is a no-fault state. This means that if you are in an accident, your auto insurance pays for damages and injuries, regardless of who is at fault.
If you do decide to carry bodily injury, you must carry $10,000 for one person and $20,000 for two or more people.
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What affects auto insurance rates in Hollywood, FL?
Traffic can also affect your auto insurance rates. More cars on the road equal a higher chance of getting in an accident.
Although INRIX doesn’t have data for Hollywood, it does list nearby Miami, FL as the ninth most congested city in the U.S. and the 60th most congested city in the world.
City-Data shows that most drivers in Hollywood commute about 25 minutes, and a large number commute an hour or more.
Theft can also raise your auto insurance rates. According to the FBI, there were 505 motor vehicle thefts in one year in Hollywood, FL.
Hollywood, FL Auto Insurance: The Bottom Line
Car insurance in Hollywood is more expensive than the state and national averages. So, before you buy Hollywood, FL auto insurance, shop around and compare quotes from top-rated companies to find the best deal.
Enter your ZIP code now to compare Hollywood, FL auto insurance rates from companies near you for free.
Frequently Asked Questions
Can I get auto insurance if I have a bad driving record or previous accidents?
Yes, even if you have a bad driving record or previous accidents, you can still obtain auto insurance in Hollywood, FL. However, your premiums may be higher due to the increased risk associated with your driving history. Shopping around and comparing quotes from different insurance companies can help you find more affordable options.
Are there any discounts available for auto insurance in Hollywood, FL?
Yes, many insurance companies offer various discounts on auto insurance in Hollywood, FL. Some common discounts include safe driver discounts, good student discounts, multi-policy discounts, and discounts for certain safety features installed in your vehicle. It’s always a good idea to inquire about available discounts with your insurance provider.
What factors can affect my auto insurance premiums in Hollywood, FL?
Several factors can impact your auto insurance premiums in Hollywood, FL, including:
- Your driving record
- Your age and gender
- The type of vehicle you drive
- Your credit history
- Your location in Hollywood, FL
- The coverage and deductibles you choose
- The mileage you drive annually
- Any additional drivers on your policy
Can I choose an insurance company of my choice in Hollywood, FL?
Yes, you have the freedom to choose an insurance company of your choice to purchase auto insurance in Hollywood, FL. It is advisable to compare quotes from multiple insurance providers to find the best coverage and rates that suit your needs.
Are the minimum insurance requirements enough to cover all potential expenses?
The minimum insurance requirements in Hollywood, FL, may not be sufficient to cover all potential expenses in case of a serious accident. It is recommended to consider higher coverage limits and additional types of coverage, such as Bodily Injury Liability (BIL) or Uninsured/Underinsured Motorist coverage, to provide better protection for yourself and your assets.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
