Best Cheap Auto Insurance in Florissant, MO (2021)

The average Florissant, MO auto insurance rates are $347 per month. The minimum auto insurance in Florissant is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Florissant, Missouri, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Florissant, MO for senior drivers are $2,310 per year
  • The average commute length in Florissant is 25.7 minutes
  • The most expensive auto insurance company in Florissant for teen drivers is Farmers

Florissant, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Florissant can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Florissant, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Florissant to other Missouri cities, including O’Fallon auto insurance rates, St. Joseph auto insurance rates, and Lee’s Summit auto insurance rates to see how Florissant, Missouri auto insurance rates stack up.

Before you buy Florissant, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Florissant, Missouri auto insurance quotes.

Minimum Auto Insurance in Florissant, Missouri

Florissant, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Florissant, Missouri.

Minimum Required Auto Insurance Coverage in Florissant, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Florissant, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Florissant, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Florissant, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,772 $3,633 $3,412 $3,521 $10,980 $11,910 $3,567 $3,665
American Family $2,659 $2,659 $2,370 $2,370 $7,368 $9,568 $2,659 $3,102
Farmers $3,003 $2,987 $2,672 $2,840 $12,790 $13,232 $3,428 $3,568
GEICO $2,531 $2,865 $1,989 $2,615 $8,204 $8,622 $2,284 $2,260
Liberty Mutual $3,128 $3,392 $2,588 $2,913 $11,121 $12,358 $3,268 $3,457
Nationwide $1,914 $1,948 $1,721 $1,814 $4,914 $6,262 $2,192 $2,362
Progressive $2,796 $2,527 $2,288 $2,375 $9,510 $10,600 $3,364 $3,326
State Farm $1,839 $1,839 $1,677 $1,677 $5,782 $7,254 $2,083 $2,393
USAA $1,503 $1,488 $1,359 $1,379 $4,499 $5,488 $1,862 $2,065

Cheap Florissant, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Florissant, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Florissant, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Florissant, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,980 $11,910
American Family $7,368 $9,568
Farmers $12,790 $13,232
GEICO $8,204 $8,622
Liberty Mutual $11,121 $12,358
Nationwide $4,914 $6,262
Progressive $9,510 $10,600
State Farm $5,782 $7,254
USAA $4,499 $5,488

Cheap Florissant, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Florissant, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Florissant, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,412 $3,521
American Family $2,370 $2,370
Farmers $2,672 $2,840
GEICO $1,989 $2,615
Liberty Mutual $2,588 $2,913
Nationwide $1,721 $1,814
Progressive $2,288 $2,375
State Farm $1,677 $1,677
USAA $1,359 $1,379

Cheap Florissant, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Florissant, Missouri compared to the annual auto insurance rates with a clean record in Florissant, Missouri.

Annual Florissant, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,729 $5,375 $6,740 $5,386
American Family $3,062 $4,374 $5,437 $3,504
Farmers $4,784 $6,008 $5,869 $5,598
GEICO $2,995 $3,961 $5,461 $3,269
Liberty Mutual $3,821 $5,518 $5,663 $6,110
Nationwide $2,259 $2,916 $3,911 $2,478
Progressive $3,954 $5,368 $4,408 $4,663
State Farm $2,788 $3,348 $3,068 $3,068
USAA $1,960 $2,389 $3,328 $2,146

Cheap Florissant, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Florissant, Missouri is not easy. Compare the annual rates for DUI auto insurance in Florissant, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Florissant, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,740
American Family $5,437
Farmers $5,869
GEICO $5,461
Liberty Mutual $5,663
Nationwide $3,911
Progressive $4,408
State Farm $3,068
USAA $3,328

Cheap Florissant, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Florissant, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Florissant, Missouri

Insurance Company Poor Fair Good
Allstate $7,702 $4,926 $4,044
American Family $5,349 $3,764 $3,169
Farmers $6,340 $5,308 $5,046
GEICO $5,428 $3,524 $2,812
Liberty Mutual $7,562 $4,631 $3,641
Nationwide $3,413 $2,818 $2,441
Progressive $5,345 $4,405 $4,044
State Farm $4,353 $2,702 $2,149
USAA $4,080 $1,912 $1,375

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Cheap Florissant, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Florissant, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Florissant, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Florissant, Missouri

ZIP Code Average Annual Rates
63031 $3,436
63033 $3,569

Cheap Florissant, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Florissant, Missouri auto insurance. Find the cheapest annual Florissant, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Florissant, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,558 $5,558
American Family $4,054 $4,134
Farmers $5,565 $5,565
GEICO $3,849 $3,994
Liberty Mutual $5,278 $5,278
Nationwide $2,891 $2,891
Progressive $4,598 $4,598
State Farm $2,990 $3,146
USAA $2,367 $2,544

Cheap Florissant, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Florissant, Missouri? Check out the comparison of annual Florissant, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Florissant, Missouri

Insurance Company Low Medium High
Allstate $5,304 $5,545 $5,824
American Family $3,971 $4,222 $4,089
Farmers $5,189 $5,509 $5,997
GEICO $3,606 $3,960 $4,198
Liberty Mutual $4,905 $5,310 $5,620
Nationwide $2,686 $2,919 $3,067
Progressive $3,930 $4,616 $5,248
State Farm $2,835 $3,085 $3,284
USAA $2,344 $2,446 $2,576

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Best By Category: Cheapest Auto Insurance in Florissant, Missouri

Compare the cheapest auto insurance companies in Florissant, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Florissant, Missouri

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Florissant, Missouri Auto Insurance Companies

What auto insurance companies in Florissant, Missouri are the cheapest? Compare the top Florissant, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Florissant, Missouri

Insurance Company Average Annual Rates
Allstate $5,558
American Family $4,094
Farmers $5,565
GEICO $3,921
Liberty Mutual $5,278
Nationwide $2,891
Progressive $4,598
State Farm $3,068
USAA $2,456

What affects auto insurance rates in Florissant, Missouri?

There are a lot of reasons why auto insurance rates in Florissant, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Florissant, Missouri. Many local factors may affect your Florissant auto insurance rates.

Florissant Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Florissant, Missouri commute length is 25.7 minutes according to City-Data.

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Compare Florissant, Missouri Auto Insurance Quotes

Before you buy Florissant, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Florissant, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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