Best Anti-Lock Brakes Auto Insurance Discounts in 2026 (Save up to 10% With These Companies)

The best anti-lock brakes auto insurance discounts are offered by leading insurers such as Geico, State Farm, and Allstate, providing monthly savings of 10% on your premium. They provide competitive auto rates and reward drivers with anti-lock brakes through exclusive discounts for added savings.

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Laura Berry

Former Licensed Insurance Producer

Laura Berry has experience as a licensed producer selling life, health, and property insurance coverage for both Allstate and State Farm. She has dedicated many hours to helping her clients understand the insurance marketplace so they could find the best car, home, and life insurance products for their circumstances. While she currently helps businesses take advantage of the federal R&D tax...

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Laura Berry
Travis Thompson

Licensed Insurance Agent

Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...

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Travis Thompson

Updated October 2024

The best anti-lock brakes auto insurance discounts can significantly lower your premiums, and Geico stands out as the top choice for rates and savings. With discounts reaching up to 10% for vehicles equipped with anti-lock brakes, Geico effectively rewards safe driving. 

Geico, State Farm, and Allstate: Best Anti-Lock Brakes Auto Insurance Discounts

This article dives into how these discounts work, breaks down the offerings from top insurers and helps you make smart choices to save more. If you’re curious about the types of auto insurance, this guide will give you all the info you need to make the best decision.

Our Top 10 Company Picks: Best Anti-Lock Brakes Auto Insurance Discounts

CompanyRankSavings PotentialA.M. BestWho Qualifies?
Geico : Best Anti-Lock Brakes Auto Insurance Discounts#110%A++Drivers with anti-lock brakes installed
State Farm : Best Anti-Lock Brakes Auto Insurance Discounts#28%BPolicyholders with cars equipped with ABS
Allstate : Best Anti-Lock Brakes Auto Insurance Discounts#37%A+Drivers with ABS on their vehicles
Progressive : Best Anti-Lock Brakes Auto Insurance Discounts#45%A+Policyholders with anti-lock braking systems
USAA : Best Anti-Lock Brakes Auto Insurance Discounts#55%A++Active military, veterans, and families with ABS
Nationwide : Best Anti-Lock Brakes Auto Insurance Discounts#65%A+Drivers with anti-lock brakes
Farmers : Best Anti-Lock Brakes Auto Insurance Discounts#74%ADrivers who have ABS installed in their cars
Liberty Mutual : Best Anti-Lock Brakes Auto Insurance Discounts#84%APolicyholders with ABS-equipped vehicles
Travelers : Best Anti-Lock Brakes Auto Insurance Discounts#93%A++Customers with anti-lock brakes in their cars
American Family : Best Anti-Lock Brakes Auto Insurance Discounts#103%ADrivers with ABS in their vehicles

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Take advantage of the benefits that anti-lock brake discounts provide to enhance your coverage and reduce costs.

Begin saving on your auto insurance by entering your ZIP code and comparing quotes below to find the best anti-lock brakes auto insurance discounts.

Things to Remember

  • Find the best anti-lock brakes auto insurance discounts to save money
  • Learn how anti-lock brake auto insurance discounts benefit drivers
  • Enjoy monthly savings of up to 10% with top insurance providers

Best Anti-Lock Brakes Auto Insurance Discounts Overview

Vehicles equipped with anti-lock brakes (ABS) are often eligible for substantial insurance savings. Many insurance providers offer an anti-lock brake discount due to the safety benefits these systems provide.

Top Anti-Lock Brakes Savings: Full Coverage Auto Insurance Cost After Discount

Insurance CompanyRankAfter Discount
USAA : Best Anti-Lock Brakes Auto Insurance Discounts#5$52
Geico : Best Anti-Lock Brakes Auto Insurance Discounts#1$72
State Farm : Best Anti-Lock Brakes Auto Insurance Discounts#2$78
Travelers : Best Anti-Lock Brakes Auto Insurance Discounts#9$89
Progressive : Best Anti-Lock Brakes Auto Insurance Discounts#4$95
Nationwide : Best Anti-Lock Brakes Auto Insurance Discounts#6$105
American Family : Best Anti-Lock Brakes Auto Insurance Discounts#10$105
Farmers : Best Anti-Lock Brakes Auto Insurance Discounts#7$125
Allstate : Best Anti-Lock Brakes Auto Insurance Discounts#3$145
Liberty Mutual : Best Anti-Lock Brakes Auto Insurance Discounts#8$157

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By reducing the chance of skidding and maintaining better control during sudden stops, ABS helps lower the risk of accidents. As a result, drivers with ABS-equipped vehicles typically pay lower premiums for ABS car insurance, making this feature a valuable asset.

Top Anti-Lock Brakes Savings: Minimum Coverage Auto Insurance Cost After Discount

Insurance CompanyRankAfter Discount
USAA : Best Anti-Lock Brakes Auto Insurance Discounts#5$20
Geico : Best Anti-Lock Brakes Auto Insurance Discounts#1$28
State Farm : Best Anti-Lock Brakes Auto Insurance Discounts#2$30
Travelers : Best Anti-Lock Brakes Auto Insurance Discounts#9$34
Progressive : Best Anti-Lock Brakes Auto Insurance Discounts#4$36
Nationwide : Best Anti-Lock Brakes Auto Insurance Discounts#6$41
American Family : Best Anti-Lock Brakes Auto Insurance Discounts#10$41
Farmers : Best Anti-Lock Brakes Auto Insurance Discounts#7$50
Allstate : Best Anti-Lock Brakes Auto Insurance Discounts#3$58
Liberty Mutual : Best Anti-Lock Brakes Auto Insurance Discounts#8$65

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Understanding how anti-lock brake insurance discounts work can empower drivers to make smart financial choices. Insurers reward drivers for safety, and ABS is one of the technologies that makes driving safer.

Anti-Lock Brakes (ABS) Definition Card: Best Anti-Lock Brakes Auto Insurance Discounts

For those looking to save on their premiums, ensuring their vehicle has ABS can be an effective way to qualify for some of the best auto insurance discounts available. Taking advantage of these discounts not only reduces costs but also enhances overall safety on the road.

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Top Insurance Companies Offering Discounts

Many top insurers offer generous discounts for vehicles equipped with anti-lock braking systems (ABS). Big names like Geico, State Farm, and Allstate lead the pack, providing discounts that typically range from 5% to 10%.

For more details, check out our articles on Geico, State Farm, and Allstate auto insurance. These reviews give you key insights into each company’s coverage and pricing, making it easier to find the right option for your needs:

These companies are dedicated to promoting safer driving habits while keeping their customers happy with competitive rates.

Geico: Best Anti-Lock Brakes Auto Insurance Discounts

If you’re looking for the 10 best auto insurance companies, this is a reason to explore those options—it’s all about finding insurers that reward you for safety features like ABS, helping you save while staying protected on the road.

How Anti-Lock Brakes Impact Insurance Premiums

Vehicles equipped with anti-lock brakes (ABS) are often more affordable to insure compared to those that lack this technology. The presence of ABS enhances vehicle safety, significantly reducing the likelihood of accidents. Insurance companies view this as a lower risk, which can lead to an ABS discount on your premium.

Additionally, drivers may benefit from anti-lock braking discounts, making it a financially wise choice to invest in cars with this safety feature.

Geico offers the best anti-lock brakes auto insurance discounts, allowing drivers to save 10% monthly by prioritizing safety features.

Chris Abrams Licensed Insurance Agent

Moreover, many insurers offer anti-lock braking equipment discounts, further incentivizing drivers to choose vehicles with this technology. The enhanced control provided by anti-lock brakes reduces the chances of skidding and collisions.

Understanding highway and bridge safety in America can also impact premiums, as a safer driving history combined with advanced safety features like ABS can lead to lower insurance rates. By prioritizing safety features, drivers can enjoy substantial savings on their insurance.

Qualifying for Anti-Lock Brakes Discounts

To benefit from an anti-lock braking system discount, it’s essential to know the eligibility requirements. Generally, vehicles must have a properly functioning anti-lock braking system (ABS) installed by the manufacturer.

Drivers should verify the presence of ABS in their vehicles, which can typically be confirmed through the owner’s manual or by contacting the dealership.

Review your insurance policy to make sure you are getting all entitled discounts
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Once you’ve confirmed your vehicle is equipped with ABS, the next step is to claim your discount lock. This may involve providing documentation to your insurance provider that proves your vehicle meets the criteria.

Remember, advanced safety features like ABS can positively impact the factors that affect auto insurance rates, often resulting in lower premiums. By following these steps, you can enhance your vehicle’s safety and unlock potential savings on your lock insurance and discount brake.

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Maximizing Your Savings on Auto Insurance

Finding ways to save on auto insurance is essential for many drivers. For instance, opting for a passive disabling device with Geico can lead to lower premiums. Additionally, many insurers offer a passive restraint discount for vehicles equipped with safety features like airbags and seatbelts.

Maintaining a clean driving record is also crucial, as it can prevent premium increases and unlock further savings opportunities. Comparing quotes from various providers is an effective way to identify the best rates.

For example, drivers who qualify for the Progressive non-drinker discount can enjoy lower premiums. By leveraging these strategies, including device-specific discounts and a positive driving history, drivers can enhance their overall savings on auto insurance.

If you’re looking to understand the differences between these coverage types, reading “Collision vs. Comprehensive Auto Insurance Explained” is essential. It will help clarify what each option covers, ensuring you choose the best policy for your needs.

Extract: Best Anti-Lock Brakes Auto Insurance Discounts

Major insurance companies like Geico, State Farm, and Allstate provide significant discounts—usually between 5% and 10%—for vehicles equipped with anti-lock brakes (ABS). These discounts highlight the increased safety that ABS offers, which helps lower the risk of accidents and, in turn, insurance costs.

Geico offers the best anti-lock brakes auto insurance discounts, allowing drivers to save 10% monthly by prioritizing safety features.

Understanding the eligibility criteria for these discounts and exploring other savings strategies can help drivers significantly reduce their auto insurance premiums while enjoying the benefits of safer driving features.

If you’re considering high-risk auto insurance, it’s especially important to read this, as these discounts can make a substantial difference in your overall costs. Get insurance quotes now by inputting your ZIP code into our free comparison tool below and check for the best anti-lock brakes auto insurance discounts.

Frequently Asked Questions

What does it mean when the ABS light comes on?

When the ABS light illuminates your dashboard, it indicates that there is a problem with the anti-lock braking system. This could be due to a faulty sensor, low brake fluid, or a malfunctioning ABS module. It’s important to have the vehicle checked by a professional to ensure the braking system functions correctly.

What type of insurance discount might automatic seat belts earn you?

Automatic seat belts may qualify for safety feature discounts, similar to those offered for ABS. Insurers often provide discounts for vehicles with advanced safety features that reduce the risk of injury during accidents. The specific discount varies by insurer, so it’s advisable to check with your provider for details.

How can I find out if my vehicle has anti-lock brakes?

You can check your vehicle’s owner’s manual, look for a sticker or label in the driver’s door jamb, or consult the manufacturer’s website. Additionally, you can visually inspect the braking system or ask a mechanic for confirmation.

Are there any specific insurance companies that offer better discounts for vehicles with anti-lock brakes?

Companies such as Geico, State Farm, and Allstate are featured in the article for providing competitive discounts on vehicles with anti-lock brakes, usually between 5% and 10%. If you’re looking to maximize your savings, you need to read about the best Geico auto insurance discounts and see how these offers can benefit you.

Can I receive a discount for installing an aftermarket anti-lock brake system?

Generally, discounts are more likely for factory-installed ABS. However, some insurers may consider aftermarket installations if you can provide proof of the system’s functionality. It’s best to check with your insurance provider for their specific policies.

Do all vehicles come equipped with anti-lock brakes?

While most modern vehicles are equipped with anti-lock brakes, it is still possible to find older models without them. Always verify the specifications of your vehicle. Check insurance rates now by inputting your ZIP code into our complimentary comparison tool (above/below) to find the best anti-lock brakes auto insurance discounts.

What other safety features can help lower my auto insurance premiums?

Additional safety features that may qualify for discounts include anti-theft devices, airbags, electronic stability control, and advanced driver assistance systems (ADAS).

How do insurance companies verify the presence of anti-lock brakes in a vehicle?

Insurance companies usually check for the presence of ABS using information supplied during the policy application, such as the vehicle identification number (VIN) and details from the manufacturer. This raises an important question, “Does your car need to be registered to get auto insurance?” Understanding this is crucial because registration provides essential information that insurers rely on to assess your vehicle’s safety features.

Will my insurance rates increase if I have a history of accidents, even with anti-lock brakes?

Yes, having a history of accidents can lead to increased insurance rates, regardless of safety features like anti-lock brakes. Insurers consider overall driving history when determining premiums.

What should I do if my ABS light is on before applying for an insurance discount?

If your ABS light is on, it’s important to have your vehicle inspected and repaired before applying for an insurance discount. Most insurers require that the ABS is functioning properly to qualify for discounts.

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