Best Ford Fiesta Auto Insurance in 2024 (Find the Top 10 Companies Here)
State Farm, USAA, and Geico offer the best Ford Fiesta auto insurance with rates as low as $34/month. These top providers excel due to their competitive pricing and exceptional customer service. State Farm is the overall best, USAA provides excellent military benefits, and Geico offers the best cost savings.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Aug 8, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Full Coverage for Ford Fiesta
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Full Coverage for Ford Fiesta
A.M. Best Rating
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19,116 reviews
6,435 reviewsCompany Facts
Full Coverage for Ford Fiesta
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviewsThe top pick overall for the best Ford Fiesta auto insurance are State Farm, USAA, and Geico, offering rates as low as $34/month. These best auto insurance companies excel in competitive pricing and exceptional customer service, making them ideal choices for Ford Fiesta drivers.
State Farm stands out as the best overall due to its comprehensive coverage options and customer satisfaction. USAA offers excellent benefits for military members, while Geico is known for its significant cost savings.
Our Top 10 Company Picks: Best Ford Fiesta Auto Insurance
| Company | Rank | Multi-Vehicle Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 20% | B | Agency Network | State Farm |
 | #2 | 25% | A++ | Cost Savings | Geico |
 | #3 | 10% | A++ | Military Benefits | USAA |
 | #4 | 10% | A+ | Personalized Policies | Erie |
 | #5 | 15% | B | Rural Specialties | Farm Bureau |
 | #6 | 20% | A+ | Bundling Discounts | Nationwide |
 | #7 | 25% | A | Multi-Policy Discounts | Liberty Mutual |
 | #8 | 12% | A+ | Online Management | Progressive |
 | #9 | 20% | A | Additional Discounts | Farmers |
 | #10 | 10% | A++ | Client Centric | Auto-Owners |
Ford Fiesta insurance rates are cheaper than the average vehicle. You can save when you enroll in liability-only coverage. Learn how you can save money on Ford Fiesta insurance rates.
If you’re just looking for coverage to drive legally, enter your ZIP code above to compare cheap auto insurance quotes near you.
- State Farm is the top pick for the best Ford Fiesta auto insurance
- Older Ford Fiesta models generally cost less to insure compared to newer models
- Driver age, location, and driving record significantly impact insurance rates
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#1 – State Farm: Top Overall Pick
Pros
- Comprehensive Coverage: State Farm excels in providing comprehensive coverage options for the Ford Fiesta.
- Low Monthly Rates: State Farm offers competitive monthly rates at $80 for the Ford Fiesta with minimum coverage.
- Bundling Policies: State Farm auto insurance review provides significant discounts for bundling multiple insurance policies, enhancing savings for Ford Fiesta owners.
Cons
- Limited Multi-Policy Discount: The multi-policy discount from State Farm is not as high compared to some competitors for the Ford Fiesta.
- Premium Costs: Despite discounts, State Farm’s premiums might still be relatively higher for certain coverage levels, potentially affecting Ford Fiesta owners.
#2 – Geico: Best for Cost Savings
Pros
- Cost Savings: Geico is known for providing significant cost savings on auto insurance for the Ford Fiesta.
- Low Monthly Rates: Geico offers one of the lowest monthly rates at $65 for the Ford Fiesta with minimum coverage.
- Multi-Vehicle Discount: As mention in Geico auto insurance review, Geico provides a generous 25% discount for insuring multiple vehicles, benefiting Ford Fiesta owners.
Cons
- Customer Service: Geico’s customer service ratings are lower compared to some competitors, which might affect Ford Fiesta owners.
- Limited Local Agents: Geico has fewer local agents, making in-person consultations less accessible for Ford Fiesta owners.
#3 – USAA: Best for Military Benefits
Pros
- Military Benefits: USAA offers exclusive benefits for military members and their families, providing excellent coverage for the Ford Fiesta.
- Competitive Rates: USAA auto insurance review provides competitive rates at $66 per month for the Ford Fiesta with minimum coverage.
- Exceptional Customer Service: USAA is known for its high customer service ratings, ensuring a great experience for Ford Fiesta owners.
Cons
- Eligibility Restrictions: USAA’s services are limited to military members and their families, excluding some Ford Fiesta owners.
- Limited Branches: USAA has fewer physical branches, which may be inconvenient for Ford Fiesta owners who prefer in-person service.
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#4 – Erie: Best for Personalized Policies
Pros
- Personalized Policies: Based on Erie auto insurance review, Erie offers highly customizable policies tailored to the needs of Ford Fiesta owners.
- Affordable Rates: Erie provides affordable rates at $34 per month for the Ford Fiesta with minimum coverage.
- Excellent Customer Satisfaction: Erie ranks high in customer satisfaction, ensuring a positive experience for Ford Fiesta owners.
Cons
- Regional Availability: Erie’s services are only available in certain states, limiting access for some Ford Fiesta owners.
- Limited Discounts: Erie offers fewer discount options compared to some competitors, which might affect Ford Fiesta owners looking for savings.
#5 – Farm Bureau: Best for Rural Specialties
Pros
- Rural Specialties: Farm Bureau excels in providing coverage for rural areas, making it a great choice for Ford Fiesta owners in these locations.
- Competitive Rates: Farm Bureau offers competitive rates at $71 per month for the Ford Fiesta with minimum coverage.
- Local Agents: Farm Bureau auto insurance review provides access to local agents, ensuring personalized service for Ford Fiesta owners.
Cons
- Limited National Presence: Farm Bureau’s presence is more limited nationally, which might affect availability for some Ford Fiesta owners.
- Higher Premiums: Some Ford Fiesta owners may find Farm Bureau’s premiums higher compared to other providers.
#6 – Nationwide: Best for Bundling Discounts
Pros
- Bundling Discounts: Nationwide offers significant discounts for bundling policies, benefiting Ford Fiesta owners.
- Affordable Rates: Nationwide auto insurance review provides affordable rates at $96 per month for the Ford Fiesta with minimum coverage.
- Comprehensive Coverage Options: Nationwide offers a variety of comprehensive coverage options for Ford Fiesta owners.
Cons
- Claim Handling: Some customers have reported slower claim handling processes, which could affect Ford Fiesta owners.
- Limited Discounts: Nationwide offers fewer discounts compared to some competitors, potentially impacting Ford Fiesta owners looking for savings.
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#7 – Liberty Mutual: Best for Multi-Policy Discounts
Pros
- Multi-Policy Discounts: Liberty Mutual offers substantial discounts for multiple policies, benefiting Ford Fiesta owners.
- Competitive Rates: Liberty Mutual auto insurance review provides competitive rates at $54 per month for the Ford Fiesta with minimum coverage.
- Customizable Policies: Liberty Mutual allows Ford Fiesta owners to customize their policies to fit their specific needs.
Cons
- Higher Rates for High-Risk Drivers: Liberty Mutual’s rates may be higher for high-risk drivers, affecting some Ford Fiesta owners.
- Customer Service: Some customers report lower satisfaction with Liberty Mutual’s customer service, which might impact Ford Fiesta owners.
#8 – Progressive: Best for Online Management
Pros
- Online Management: Progressive excels in offering easy online policy management for Ford Fiesta owners.
- Affordable Rates: Progressive auto insurance review offers affordable rates at $77 per month for the Ford Fiesta with minimum coverage.
- Snapshot Program: Progressive’s Snapshot program rewards safe driving habits, providing discounts for Ford Fiesta owners.
Cons
- Rate Increases: Some customers have reported rate increases upon policy renewal, which could affect Ford Fiesta owners.
- Limited Local Agents: Progressive has fewer local agents, making in-person consultations less accessible for Ford Fiesta owners.
#9 – Farmers: Best for Additional Discounts
Pros
- Additional Discounts: Farmers offers a wide range of discounts, benefiting Ford Fiesta owners.
- Competitive Rates: Farmers auto insurance review provides competitive rates at $85 per month for the Ford Fiesta with minimum coverage.
- Personalized Service: Farmers offers personalized service through local agents, ensuring a great experience for Ford Fiesta owners.
Cons
- Higher Premiums: Some Ford Fiesta owners may find Farmers’ premiums higher compared to other providers.
- Limited Availability: Farmers’ services may not be available in all areas, affecting some Ford Fiesta owners.
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#10 – Auto-Owners: Best for Client-Centric
Pros
- Client-Centric: Auto-Owners is known for its client-centric approach, providing excellent service for Ford Fiesta owners.
- Affordable Rates: Auto-Owners offers affordable rates at $45 per month for the Ford Fiesta with minimum coverage.
- Multi-Policy Discounts: Auto-Owners auto insurance review provides substantial discounts for bundling multiple policies, benefiting Ford Fiesta owners.
Cons
- Regional Availability: Auto-Owners’ services are only available in certain states, limiting access for some Ford Fiesta owners.
- Fewer Online Tools: Auto-Owners offers fewer online tools for policy management, which might affect Ford Fiesta owners who prefer digital services.
Ford Fiesta Insurance Cost
When considering the insurance costs for a Ford Fiesta, it’s important to compare monthly rates across various coverage levels and providers. For minimum coverage, Erie offers the most affordable option at $34 per month, followed by Auto-Owners at $45. Conversely, Nationwide presents the highest minimum coverage rate at $96.
Ford Fiesta Auto Insurance Monthly Rates by Coverage Level & Provider
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| Auto-Owners | $45 | $197 |
| Erie | $34 | $106 |
| Farm Bureau | $71 | $89 |
| Farmers | $85 | $106 |
| Geico | $65 | $97 |
| Liberty Mutual | $54 | $134 |
| Nationwide | $96 | $120 |
| Progressive | $77 | $161 |
| State Farm | $80 | $101 |
| USAA | $66 | $98 |
For full coverage auto insurance, Erie again leads with the lowest rate of $106, while Auto-Owners charges $197, the highest among the listed providers. Other notable options include Farmers and Geico, both offering competitive full coverage rates of $106 and $97, respectively.
Ford Fiesta Full Coverage Auto Insurance Cost for Certain Demographics & Policies
| Demographic/Policy | Monthly Rates |
|---|---|
| Average Rate | $101 |
| Discount Rate | $59 |
| High Deductibles | $87 |
| High Risk Driver | $215 |
| Low Deductibles | $127 |
| Teen Driver | $369 |
USAA provides a balanced approach with a moderate rate of $66 for minimum coverage and $98 for full coverage, suitable for members of the military and their families. Understanding these variations helps in selecting an insurance plan that best fits individual financial and coverage needs.
Expensiveness of Ford Fiesta to Insure
Ford Fiestas are generally affordable to insure compared to other subcompact cars. The insurance rates for a Ford Fiesta typically fall in the lower range due to its smaller size, lower repair costs, and good safety ratings.
Ford Fiesta Auto Insurance Monthly Rates vs. Other Vehicles by Coverage Type
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| Ford Fiesta | $20 | $35 | $33 | $101 |
| Ford Focus ST | $24 | $45 | $33 | $115 |
| Kia Rio | $20 | $42 | $38 | $115 |
| Honda Civic | $22 | $40 | $35 | $110 |
| Toyota Corolla | $21 | $39 | $34 | $108 |
| Chevrolet Cruze | $23 | $41 | $36 | $112 |
| Mazda 3 | $20 | $38 | $33 | $105 |
| Hyundai Elantra | $22 | $40 | $35 | $109 |
Compared to the Ford Focus auto insurance, which is often higher due to its sportier nature and higher performance, the Fiesta’s insurance costs are more economical. Similarly, when compared to the Kia Rio, the Ford Fiesta remains competitively priced, making it an attractive option for budget-conscious drivers seeking a reliable and cost-effective vehicle.
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Factors That Impacts the Cost of Ford Fiesta Insurance
The cost of Ford Fiesta insurance is influenced by various factors, including the specific trim and model chosen. Higher trim levels, which often come with advanced features and higher performance capabilities, typically lead to increased auto insurance premiums. Delve into our evaluation of “Factors That Affect Auto Insurance Rates.”
This is because the base price usually rises with more luxurious or specialized versions, and the cost of repairs and replacement parts for these enhanced features can be higher. Additionally, factors such as the driver’s age, driving history, location, and the car’s safety features also play significant roles in determining the overall insurance cost.
Age of the Vehicle
Older Ford Fiesta models typically come with lower insurance costs. This is primarily because older vehicles have a lower market value, which reduces the potential payout for insurers in the event of a claim. Unlock details in our guide titled “What are the recommended auto insurance coverage levels?”
Ford Fiesta Auto Insurance Monthly Rates by Model Year & Coverage Type
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| 2024 Ford Fiesta | $21 | $37 | $34 | $105 |
| 2023 Ford Fiesta | $21 | $37 | $34 | $104 |
| 2022 Ford Fiesta | $21 | $37 | $34 | $104 |
| 2021 Ford Fiesta | $20 | $36 | $33 | $103 |
| 2020 Ford Fiesta | $20 | $36 | $33 | $103 |
| 2019 Ford Fiesta | $20 | $35 | $33 | $101 |
| 2018 Ford Fiesta | $19 | $35 | $33 | $101 |
| 2017 Ford Fiesta | $19 | $34 | $35 | $101 |
| 2016 Ford Fiesta | $18 | $33 | $36 | $100 |
| 2015 Ford Fiesta | $17 | $32 | $37 | $99 |
| 2014 Ford Fiesta | $16 | $29 | $38 | $96 |
| 2013 Ford Fiesta | $16 | $28 | $38 | $94 |
| 2012 Ford Fiesta | $15 | $25 | $38 | $91 |
| 2011 Ford Fiesta | $14 | $23 | $38 | $88 |
| 2010 BMW X3 | $20 | $32 | $39 | $104 |
Additionally, older cars often lack the advanced technology and safety features found in newer models, which can decrease the cost of repairs and replacement parts. Consequently, insurers view older Ford Fiesta models as less risky and less expensive to insure compared to their newer counterparts.
Driver Age
Driver age is a crucial factor in determining auto insurance rates for a Ford Fiesta. Auto insurance for teens, particularly those under 25, typically face higher premiums due to their lack of driving experience and higher risk of accidents. As drivers gain experience and reach middle age, their rates generally decrease, reflecting a lower risk profile.
Ford Fiesta Auto Insurance Monthly Rates by Age
| Age | Rates |
|---|---|
| Age: 16 | $620 |
| Age: 18 | $369 |
| Age: 20 | $229 |
| Age: 30 | $105 |
| Age: 40 | $101 |
| Age: 45 | $98 |
| Age: 50 | $92 |
| Age: 60 | $90 |
However, rates may increase again for senior drivers due to potential declines in reaction times and overall driving capabilities. Insurers assess these age-related risk factors to adjust premiums accordingly, ensuring that they align with the driver’s perceived risk level.
Driver Location
Driver location significantly affects Ford Fiesta insurance rates due to varying risk factors associated with different areas. Urban areas typically have higher premiums because of increased traffic congestion, higher accident rates, and greater likelihood of theft or vandalism. Conversely, rural areas often have lower insurance rates due to less traffic and reduced crime rates.
Ford Fiesta Auto Insurance Monthly Rates by City
| City | Rates |
|---|---|
| Los Angeles, CA | $173 |
| New York, NY | $160 |
| Houston, TX | $158 |
| Jacksonville, FL | $146 |
| Philadelphia, PA | $135 |
| Chicago, IL | $133 |
| Phoenix, AZ | $117 |
| Seattle, WA | $98 |
| Indianapolis, IN | $86 |
| Columbus, OH | $84 |
Additionally, local weather conditions, availability of repair facilities, and regional laws and regulations can influence insurance costs. Insurers assess these factors to determine the level of risk associated with insuring a vehicle in a specific location, ultimately impacting the premiums for Ford Fiesta drivers.
Your Driving Record
Your driving record significantly affects the cost of Ford Fiesta auto insurance. For teens and drivers in their 20s, any violations on their record, such as speeding tickets or accidents, can lead to substantial increases in insurance premiums. Read thoroughly our guide on how credit scores affect auto insurance rates.
Ford Fiesta Auto Insurance Monthly Rates by Age & Driving Record
| Age | Clean Record | One Accident | One DUI | One Ticket |
|---|---|---|---|---|
| Age: 16 | $327 | $490 | $660 | $415 |
| Age: 20 | $238 | $357 | $480 | $302 |
| Age: 30 | $148 | $222 | $298 | $187 |
| Age: 40 | $68 | $102 | $137 | $86 |
| Age: 50 | $65 | $98 | $132 | $83 |
| Age: 60 | $64 | $96 | $130 | $81 |
| Age: 50 | $60 | $89 | $120 | $75 |
| Age: 60 | $58 | $87 | $118 | $74 |
Insurers view these violations as indicators of higher risk, resulting in higher costs for younger drivers who are already considered high-risk due to their age and relative inexperience on the road. Consequently, maintaining a clean driving record is crucial for keeping Ford Fiesta insurance premiums affordable, especially for younger drivers.
Ford Fiesta Safety Ratings
The Ford Fiesta’s safety ratings significantly influence its auto insurance rates, as vehicles with higher safety ratings often qualify for lower premiums. The Fiesta is equipped with numerous safety features that enhance its protection and appeal to insurers.
Ford Fiesta Safety Ratings
| Type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof | Good |
| Head restraints & seats | Good |
These features include driver and passenger airbags, front and rear head airbags, front side airbags, 4-wheel ABS, front disc/rear drum brakes, brake assist, electronic stability control, daytime running lights, child safety locks, and traction control. Collectively, these features contribute to a safer driving experience and potentially reduced insurance costs.
Ford Fiesta Crash Test Ratings
Ford Fiesta crash test ratings significantly influence auto insurance rates, as insurers assess the vehicle’s safety performance to determine the risk and potential cost of claims. High crash test ratings indicate better occupant protection in accidents, which can result in lower insurance premiums due to the reduced likelihood of severe injuries and costly repairs.
Ford Fiesta Crash Test Ratings
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2024 BMW X3 SUV RWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2024 BMW X3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2024 BMW X3 M SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2024 BMW X3 30e xDrive SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2023 BMW X3 SUV RWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2023 BMW X3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2022 BMW X3 SUV RWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2022 BMW X3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2021 BMW X3 SUV RWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2021 BMW X3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 BMW X3 SUV RWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 BMW X3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 BMW X3 M SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 BMW X3 30e xDrive SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 BMW X3 SUV RWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 BMW X3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 BMW X3 SUV RWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 BMW X3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 BMW X3 SUV RWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 BMW X3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 BMW X3 SUV RWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 BMW X3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
Conversely, lower ratings may lead to higher premiums, reflecting the increased risk. Therefore, a Ford Fiesta with excellent crash test ratings can be more economical to insure, offering both safety and financial benefits to the owner. Explore our article to find the best accident forgiveness auto insurance companies.
Ford Fiesta Insurance Loss Probability
Review the Ford Fiesta auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
Ford Fiesta Auto Insurance Loss Probability
| Coverage | Loss |
|---|---|
| Collision | -4% |
| Property Damage | -9% |
| Comprehensive | -27% |
| Personal Injury | 15% |
| Medical Payment | 23% |
| Bodily Injury | 13% |
The lower percentage means lower Ford Fiesta auto insurance costs; higher percentages mean higher Ford Fiesta auto insurance costs. Check out our guide “Do you need medical payment coverage on auto insurance?”
Ways to Save on Ford Fiesta Insurance
There are several strategies to save on Ford Fiesta auto insurance rates, helping you manage costs effectively. Firstly, reducing modifications on your Ford Fiesta can lower auto insurance premiums, as heavily modified vehicles often attract higher rates due to the increased risk and cost of repairs. Explore our guide “How to Lower Your Auto Insurance Rates.”
Secondly, asking about retiree discounts can provide substantial savings, as many insurers offer lower rates for retirees who typically drive less and pose a lower risk. Thirdly, consider using ride-sharing services to reduce your Ford Fiesta’s mileage, as lower annual mileage can lead to discounts from insurers who view less driving as a reduced risk.
Additionally, carefully reviewing your Ford Fiesta policy ensures that all information is accurate, avoiding potential overcharges or issues with claims. Lastly, inquire about discounts for people with disabilities, as some insurers provide reduced rates for those who qualify, recognizing their specific needs and driving patterns. By implementing these tips, you can make your Ford Fiesta insurance more affordable and tailored to your situation.
Top Ford Fiesta Insurance Companies
When insuring a Ford Fiesta, several top insurance companies stand out due to their competitive rates and discounts tailored to the vehicle’s safety features. Companies like State Farm, Geico, and Progressive are among the most popular with Ford Fiesta drivers, owing to their extensive market share and reputation for customer service.
Top 10 Ford Fiesta Auto Insurance Providers by Market Share
| Rank | Insurance Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $66,153,063 | 9.1% |
| #2 | Geico | $46,358,896 | 6.4% |
| #3 | Progressive | $41,737,283 | 5.7% |
| #4 | Allstate | $39,210,020 | 5.4% |
| #5 | Liberty Mutual | $36,172,570 | 5% |
| #6 | Travelers | $28,786,741 | 4% |
| #7 | USAA | $24,621,246 | 3.4% |
| #8 | Chubb | $24,199,582 | 3.3% |
| #9 | Farmers | $20,083,339 | 2.8% |
| #10 | Nationwide | $18,499,967 | 2.5% |
These insurers often provide discounts for features such as anti-lock brakes auto insurance discount and airbags, which enhance the Fiesta’s safety profile. Additionally, their comprehensive coverage options and flexible policies make them attractive choices for Ford Fiesta owners seeking reliable and affordable insurance solutions.
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Compare Free Ford Fiesta Insurance Quotes Online
Save money by comparing Ford Fiesta insurance rates with free quotes online now! Online comparison tools allow you to quickly and easily obtain multiple quotes from different insurers, enabling you to identify the best deals and coverage options for your Ford Fiesta.
Frequently Asked Questions
What is the best company for Ford Fiesta auto insurance?
State Farm is considered the best overall company for Ford Fiesta auto insurance due to its comprehensive coverage and excellent customer service (Read more: How to Compare Auto Insurance Quotes).
How can I save money on Ford Fiesta insurance?
You can save money on Ford Fiesta insurance by comparing quotes from multiple providers, maintaining a clean driving record, and taking advantage of discounts for safety features and bundled policies.
Does the location affect Ford Fiesta insurance rates?
Yes, your location can significantly impact Ford Fiesta insurance rates. For example, drivers in urban areas like Los Angeles may pay more than those in rural areas. See which companies have the cheapest minimum auto insurance rates by entering your ZIP code into our free comparison tool below.
How does the driver’s age affect Ford Fiesta insurance rates?
Younger drivers typically pay higher premiums for Ford Fiesta insurance compared to older, more experienced drivers.
What are some safety features that can lower Ford Fiesta insurance costs?
Safety features such as anti-lock brakes, airbags, and advanced driver assistance systems can help lower Ford Fiesta insurance costs by reducing the risk of accidents and injuries. Check out our guide “How to Get an Anti-Theft Auto Insurance Discount.”
What factors impact the cost of Ford Fiesta insurance?
The cost of Ford Fiesta insurance can be influenced by factors such as the vehicle’s trim and model, driver age, location, and driving record.
Are older Ford Fiesta models cheaper to insure?
Generally, older Ford Fiesta models cost less to insure compared to newer models. For example, a 2019 Ford Fiesta may cost $1,212 to insure, while a 2011 Ford Fiesta may cost $1,058, a difference of $154.
What is the average cost of Ford Fiesta insurance per month?
The average cost of Ford Fiesta insurance is around $101 per month.
Can good drivers find lower insurance rates for Ford Fiesta?
Yes, drivers with good driving records may find lower rates, sometimes as low as $34 per month. Check out our guide “Why You Should Take a Defensive Driving Class.”
How do Ford Fiesta insurance rates compare to other subcompact cars?
Ford Fiesta insurance rates are typically $307 cheaper than the average vehicle in its class. You can find affordable auto insurance no matter what your driving record looks like by entering your ZIP code below in our free quote comparison tool.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
