Best Windshield Replacement Coverage in Pennsylvania (Top 10 Companies in 2024)
Nationwide, State Farm, and AAA provide the best windshield replacement coverage in Pennsylvania, beginning at just $35 per month. Our goal is to assist you in comparing quotes from these providers, guaranteeing you secure the most suitable coverage and tailored discounts for your vehicle, ensuring your peace of mind.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: May 30, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: May 30, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
3,019 reviewsCompany Facts
Full Coverage Windshield Replacement in Pennsylvania
A.M. Best Rating
Complaint Level
Pros & Cons
3,019 reviews
17,759 reviewsCompany Facts
Full Coverage Windshield Replacement in Pennsylvania
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
2,934 reviewsCompany Facts
Full Coverage Windshield Replacement in Pennsylvania
A.M. Best Rating
Complaint Level
Pros & Cons
2,934 reviewsNationwide is the leading option for the best windshield replacement coverage in Pennsylvania, providing extensive protection at competitive prices beginning at a mere $35 per month.
Teaming up with State Farm and AAA, they provide cost-effective rates and a wide selection of comprehensive coverage options customized to suit your individual driving requirements.
Our Top 10 Company Picks: Best Windshield Replacement Coverage in Pennsylvania
Company Rank Good Student Discount A.M. Best Best For Jump to Pros/Cons
#1 23% A+ Quick Service Nationwide
#2 19% B Customer Service State Farm
#3 21% A++ Flexible Options AAA
#4 15% A Excellent Coverage Safeco
#5 16% A Trusted Policies Liberty Mutual
#6 20% A+ Multi-Policy Discounts Amica
#7 22% A+ Advanced Coverage Progressive
#8 17% A Enhanced Plans Farmers
#9 15% A+ High Satisfaction The Hartford
#10 12% A+ Customized Policies Allstate
- Nationwide offers budget-friendly rates starting from $35 monthly
- Top insurance firms provide selections for windshield replacements
- There are plenty of chances to economize on windshield replacement coverage
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#1 – Nationwide: Top Overall Pick
Pros
- Extensive Coverage Options: Nationwide offers a wide range of coverage options, including comprehensive windshield replacement coverage, allowing customers to tailor their policies to their specific needs.
- Nationwide Network of Repair Shops: Nationwide has a vast network of approved repair shops, ensuring convenient access to quality windshield replacement services for policyholders.
- Competitive Rates: Nationwide provides competitive rates for windshield replacement coverage, offering affordable premiums without compromising on the level of protection.
Cons
- Limited Availability: Nationwide may not be available in all areas, restricting access to its comprehensive coverage options for some drivers. Learn more through our Nationwide auto insurance review.
- Deductible Requirements: Some Nationwide policies may have deductible requirements for windshield replacement claims, potentially leading to out-of-pocket expenses for policyholders.
#2 – State Farm: Best for Customer Service
Pros
- Convenient Claims Process: With State Farm, you can benefit from a streamlined claims process, making it easier and quicker to get your windshield replaced when needed. Find out more in our State Farm auto insurance review.
- Personalized Customer Service: State Farm is known for its personalized customer service, offering policyholders dedicated agents who can assist with windshield replacement claims and other insurance needs.
- Wide Range of Discounts: State Farm offers a variety of discounts, such as multi-policy, safe driver, and vehicle safety discounts, helping policyholders save on their premiums.
Cons
- Potentially Higher Premiums: While State Farm offers quality coverage and service, its premiums may be slightly higher compared to some other providers, potentially affecting affordability for some drivers.
- Limited Discounts: Despite offering discounts, State Farm may have fewer discount opportunities compared to some other insurers, reducing the potential for additional savings for policyholders.
#3 – AAA: Best for Flexible Options
Pros
- Member Benefits: AAA members may be eligible for additional benefits and discounts on windshield replacement coverage, providing added value to their membership.
- Emergency Roadside Assistance: AAA offers comprehensive roadside assistance services, including windshield repair and replacement, ensuring policyholders receive prompt assistance in case of emergencies.
- Variety of Coverage Options: AAA offers a variety of coverage options, including comprehensive windshield replacement coverage, allowing policyholders to select the level of protection that suits their needs best.
Cons
- Membership Required: AAA requires membership for access to its insurance products, potentially limiting coverage options for non-members. Read more through our AAA auto insurance review.
- Regional Availability: AAA may only be available in certain regions, restricting access to its windshield replacement coverage for drivers in other areas.
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#4 – Safeco: Best for Excellent Coverage
Pros
- Customizable Policies: Safeco offers customizable policies, allowing customers to tailor their coverage to their specific needs, including comprehensive windshield replacement coverage.
- Digital Tools and Resources: Safeco provides convenient digital tools and resources, making it easy for policyholders to manage their policies, file claims, and access information online.
- Claims Satisfaction: Safeco is known for its high claims satisfaction, providing policyholders with prompt and efficient claims processing, including windshield replacement claims.
Cons
- Limited Availability: Safeco may not be available in all areas, restricting access to its coverage options for some drivers. Read more through our Safeco auto insurance review.
- Potential Premium Increases: Policyholders may experience premium increases after filing windshield replacement claims, potentially affecting affordability in the long run.
#5 – Liberty Mutual: Best for Trusted Policies
Pros
- Trusted Policies: Liberty Mutual offers trusted policies with reliable coverage options, including comprehensive windshield replacement coverage, ensuring peace of mind for policyholders.
- Discount Opportunities: Liberty Mutual provides various discount opportunities, such as multi-policy, safe driver, and vehicle safety discounts, helping policyholders save on their premiums.
- Digital Claims Processing: Liberty Mutual offers digital claims processing, allowing policyholders to file and track claims online, making the process more convenient and efficient.
Cons
- Potentially Higher Premiums: Liberty Mutual’s premiums may be higher compared to some other providers, potentially affecting affordability for some drivers. Find out more through our Liberty Mutual auto insurance review.
- Policy Limitations: Some Liberty Mutual policies may have limitations or exclusions for windshield replacement coverage, requiring policyholders to carefully review their policies to ensure adequate protection.
#6 – Amica: Best for Multi-Policy Discounts
Pros
- Multi-Policy Discounts: Amica offers multi-policy discounts for customers who bundle their auto insurance with other policies, such as home or life insurance, providing significant savings. Find out more through our Amica auto insurance review.
- Excellent Customer Service: Amica is renowned for its exceptional customer service, with dedicated agents who provide personalized assistance and support to policyholders.
- High Satisfaction Ratings: Amica consistently receives high satisfaction ratings from customers, reflecting its commitment to quality service and customer care.
Cons
- Limited Availability: Amica may not be available in all areas, limiting access to its coverage options for some drivers.
- Potentially Higher Premiums: While Amica offers quality coverage and service, its premiums may be slightly higher compared to some other providers, potentially affecting affordability for some drivers.
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#7 – Progressive: Best for Advances Coverage
Pros
- Advanced Coverage Options: In our Progressive auto insurance review, Progressive offers advanced coverage options, including comprehensive windshield replacement coverage and other innovative features, providing extensive protection for policyholders.
- Discount Opportunities: Progressive provides various discount opportunities, such as safe driver, multi-policy, and online quote discounts, helping policyholders save on their premiums.
- Convenient Digital Tools: Progressive offers convenient digital tools and resources, allowing policyholders to manage their policies, file claims, and access information online with ease.
Cons
- Potentially Complex Claims Process: Progressive’s claims process may be more complex compared to some other providers, potentially leading to longer processing times for windshield replacement claims.
- Variable Customer Service Quality: While Progressive offers digital tools and resources, some customers may experience variability in the quality of customer service depending on their interaction channels.
#8 – Farmers: Best for Enhanced Plans
Pros
- Enhanced Plans: Farmers, as mentioned in our Farmers auto insurance review, offers enhanced insurance plans with comprehensive coverage options, including windshield replacement coverage, ensuring policyholders have adequate protection.
- Discount Opportunities: Farmers provides various discount opportunities, such as multi-policy, safe driver, and loyalty discounts, helping policyholders save on their premiums.
- Knowledgeable Agents: Farmers employs knowledgeable agents who can assist policyholders in understanding their coverage options and selecting the right policies for their needs.
Cons
- Potentially Higher Premiums: Farmers’ premiums may be higher compared to some other providers, potentially affecting affordability for some drivers.
- Limited Digital Tools: Farmers’ digital tools and resources may be less robust compared to some other providers, potentially limiting convenience for policyholders who prefer online management options.
#9 – The Hartford: Best for High Satisfaction
Pros
- High Satisfaction Ratings: The Hartford consistently receives high satisfaction ratings from customers, reflecting its commitment to quality service and customer care.
- Enhanced Plans: The Hartford offers enhanced insurance plans with comprehensive coverage options, including windshield replacement coverage, ensuring policyholders have adequate protection.
- Multi-Policy Discounts: The Hartford offers multi-policy discounts for customers who bundle their auto insurance with other policies, such as home or life insurance, providing significant savings.
Cons
- Limited Availability: The Hartford may not be available in all areas, limiting access to its coverage options for some drivers. Find out more through our The Hartford auto insurance review.
- Potentially Higher Premiums: While The Hartford offers quality coverage and service, its premiums may be slightly higher compared to some other providers, potentially affecting affordability for some drivers.
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#10 – Allstate: Best for Customized Policies
Pros
- Customized Policies: Allstate offers customized insurance policies tailored to individual needs, including comprehensive windshield replacement coverage, ensuring policyholders have the right level of protection.
- Digital Tools and Resources: Allstate provides convenient digital tools and resources, allowing policyholders to manage their policies, file claims, and access information online with ease.
- Variety of Coverage Options: Allstate offers a variety of coverage options, giving policyholders flexibility in choosing the coverage that best suits their needs, including windshield replacement coverage. Use our Allstate auto insurance review as your guide.
Cons
- Potentially Higher Premiums: Allstate’s premiums may be higher compared to some other providers, potentially affecting affordability for some drivers.
- Claims Processing Time: Some policyholders may experience longer claims processing times with Allstate, particularly for windshield replacement claims, which could lead to delays in getting repairs done.
Coverage for Windshield Replacement in Pennsylvania
Driving with a Cracked Windshield in Pennsylvania
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Repair Service for Windshield Replacement in Pennsylvania
In Pennsylvania, when dealing with a damaged windshield, select a reputable repair company, as they might use aftermarket glass without notifying you to save costs. Compare quotes, clarify repair details, and understand how the type of glass used may affect your insurance claim, especially with comprehensive insurance for a cracked windshield.
While adjustments could invalidate your claim, Pennsylvania law allows you to choose the repair company. Consider upgrading your policy for full glass coverage benefits to avoid out-of-pocket expenses.
What You Need to Know About Pennsylvania Full Glass Coverage
Frequently Asked Questions
Does auto insurance in Pennsylvania cover windshield replacement?
Yes, auto insurance in Pennsylvania typically covers windshield replacement under comprehensive coverage. Comprehensive coverage protects your vehicle against non-collision incidents, including damage to your windshield caused by events such as rocks, debris, or vandalism.
How does windshield replacement coverage work?
If you have comprehensive coverage as part of your auto insurance policy, and your windshield gets damaged and needs replacement, you can file a claim with your insurance company. Depending on the terms of your policy, you may need to pay a deductible, and the insurance company will cover the remaining cost of the windshield replacement. Enter your ZIP code now to begin.
Is windshield replacement coverage mandatory in Pennsylvania?
Are there any specific requirements or limitations for windshield replacement coverage in Pennsylvania?
The specific requirements and limitations for windshield replacement coverage can vary between insurance companies and policies. Some policies may have specific deductibles for windshield replacement claims, while others may offer full coverage without a deductible. It’s essential to review your policy or consult with your insurance provider to understand the details of your coverage.
Are there any restrictions or limitations on windshield replacement coverage?
Some auto insurance policies may have restrictions or limitations on windshield replacement coverage. These can include limitations on the number of replacements allowed within a specific time period or the requirement to use approved repair shops or service providers. It’s important to review your policy or contact your insurance provider for specific details. Enter your ZIP code now to start.
Will my insurance rates increase if I make a windshield replacement claim?
What are the key factors to consider when selecting an auto insurance provider for windshield replacement coverage in Pennsylvania?
When selecting an auto insurance provider for windshield replacement coverage in Pennsylvania, key factors to consider include coverage options, deductible requirements, the provider’s reputation for customer service and claims processing, and any additional benefits or discounts offered.
How does comprehensive coverage differ from basic coverage regarding windshield replacement in Pennsylvania?
Comprehensive coverage typically includes windshield replacement coverage as part of its protection against non-collision incidents, whereas basic coverage may not include such coverage, leaving drivers responsible for windshield repair or replacement costs. Enter your ZIP code now to begin.
What are some potential consequences of driving with a cracked windshield in Pennsylvania?
Driving with a cracked windshield in Pennsylvania can lead to legal consequences, including citations, fines, or vehicle inspection failures. Additionally, neglecting repairs could pose safety hazards and impact insurance rates, especially for drivers with high-risk auto insurance or any types of auto insurance.
How do insurance providers like Nationwide, State Farm, and AAA stand out in terms of windshield replacement coverage in Pennsylvania?
Insurance providers like Nationwide, State Farm, and AAA stand out in Pennsylvania for windshield replacement coverage due to their competitive rates, extensive coverage options, nationwide networks of repair shops, and additional benefits such as member discounts or emergency roadside assistance.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
