Mazda CX-5 Auto Insurance (2024)
Insurance rates for a Mazda CX-5 average $1,384 a year, or around $115 a month. Finding Mazda CX-5 teenager insurance rates can cost on average $5,059 a year, so shop around to find cheap coverage.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
UPDATED: Feb 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Feb 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,384 a year or $115 each month
- A liability-only policy costs around $555 a year or $46 each month
- Highest rates are for teenage drivers at around $5,059 a year or $422 each month
- Good drivers can save as much as $571 a year by earning policy discounts
- Mazda CX-5 insurance costs around $135 less per year than the average vehicle
Mazda CX-5 insurance rates cost about $135 less than the average vehicle. Full coverage will set you back around $1,384 a year or $115 a month.
Good drivers can save up to $571 a year with policy discounts by practicing safe driving habits. Let’s take a closer look at Mazda CX-5 insurance rates, safety ratings, and more.
You can start comparing quotes for Mazda CX-5 car insurance rates from some of the best car insurance companies by using our free online tool now.
Mazda CX-5 Insurance Cost
The average Mazda CX-5 car insurance costs are $1,384 a year or $115 a month.
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Are Mazda CX-5s Expensive to Insure?
The chart below details how Mazda CX-5 insurance rates compare to other crossovers like the MINI Clubman, Hyundai Kona, and Nissan Rogue.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mazda CX-5 | $322 | $532 | $372 | $1,384 |
| MINI Clubman | $320 | $506 | $398 | $1,382 |
| Hyundai Kona | $280 | $500 | $316 | $1,232 |
| Nissan Rogue | $268 | $512 | $440 | $1,400 |
| Ford Escape | $280 | $438 | $316 | $1,170 |
| BMW X6 | $432 | $834 | $398 | $1,822 |
| Chevrolet Equinox | $308 | $532 | $372 | $1,370 |
However, there are a few things you can do to find the cheapest Mazda insurance rates online.
What Impacts the Cost of Mazda CX-5 Insurance?
The Mazda CX-5 trim and model you choose will affect the total price you will pay for Mazda CX-5 insurance coverage.
Age of the Vehicle
Older Mazda CX-5 models generally cost less to insure. For example, auto insurance for a 2020 Mazda CX-5 costs $1,384, while 2013 Mazda CX-5 insurance costs are $1,254, a difference of $130.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Mazda CX-5 | $322 | $532 | $372 | $1,384 |
| 2019 Mazda CX-5 | $306 | $512 | $390 | $1,366 |
| 2018 Mazda CX-5 | $294 | $506 | $398 | $1,356 |
| 2017 Mazda CX-5 | $284 | $494 | $416 | $1,352 |
| 2016 Mazda CX-5 | $274 | $474 | $430 | $1,336 |
| 2015 Mazda CX-5 | $260 | $458 | $442 | $1,318 |
| 2014 Mazda CX-5 | $250 | $424 | $452 | $1,284 |
| 2013 Mazda CX-5 | $240 | $400 | $456 | $1,254 |
Driver Age
Driver age can have a significant impact on Mazda CX-5 auto insurance rates. As an example, a 40-year-old driver could pay $146 less each month for their Mazda CX-5 auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Mazda CX-5 insurance rates. For example, drivers in Los Angeles may pay $1,191 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on your Mazda CX-5 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Mazda CX-5 car insurance with violations on their driving record.
Mazda CX-5 Safety Ratings
Your Mazda CX-5 auto insurance rates are influenced by the Mazda CX-5’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Mazda CX-5 Crash Test Ratings
Not only do good Mazda CX-5 crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Mazda CX-5 auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Mazda CX-5 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Mazda CX-5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Mazda CX-5 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Mazda CX-5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-5 SUV FWD Later Release | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-5 SUV FWD Early Release | 4 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-5 SUV AWD Later Release | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-5 SUV AWD Early Release | 4 stars | 5 stars | 5 stars | 4 stars |
| 2017 Mazda CX-5 SUV FWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2017 Mazda CX-5 SUV AWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2016 Mazda CX-5 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Mazda CX-5 SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Mazda CX-5 Safety Features
The Mazda CX-5 safety features can help lower insurance costs. According to US News, the 2020 Mazda CX-5 has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Mazda CX-5 Insurance Loss Probability
The Mazda CX-5’s insurance loss probability varies for each form of coverage. The lower percentage means lower Mazda CX-5 auto insurance rates; higher percentages mean higher Mazda CX-5 car insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -34% |
|---|---|
| Property Damage | -12% |
| Comprehensive | -15% |
| Personal Injury | -21% |
| Medical Payment | -17% |
| Bodily Injury | -24% |
| Source: Insurance Institute for Highway Safety | |
Mazda CX-5 Finance and Insurance Cost
If you are financing a Mazda CX-5, you will pay more if you purchase Mazda CX-5 auto insurance at the dealership, so be sure to shop around and compare Mazda CX-5 auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Mazda CX-5 Insurance
If you want to reduce the cost of your Mazda CX-5 insurance rates, follow these tips below:
- Pay Your Mazda CX-5 Insurance Upfront
- Spy on Your Teen Driver
- Reduce Your Coverage on an Older Mazda CX-5
- Ask About Mazda CX-5 Low Mileage Discounts
- Move to the Countryside
Top Mazda CX-5 Insurance Companies
Who is the top car insurance company for Mazda CX-5 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda CX-5 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda CX-5 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Mazda CX-5 Insurance Quotes Online
You can start comparing quotes for Mazda CX-5 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Frequently Asked Questions
How much does auto insurance for a Mazda CX-5 typically cost?
The cost of auto insurance for a Mazda CX-5 can vary depending on various factors, including your location, driving history, age, coverage options, and insurance provider. It’s best to obtain quotes from different insurers to get an accurate idea of the cost for your specific circumstances.
What factors can affect the insurance premium for a Mazda CX-5?
Several factors can impact the insurance premium for a Mazda CX-5, such as:
- Your driving record: A clean driving record with no accidents or traffic violations generally leads to lower premiums.
- Location: Insurance rates can vary based on where you live, including factors like crime rates and traffic congestion.
- Age and gender: Younger and less experienced drivers often pay higher premiums.
- Coverage options: The type and level of coverage you choose will affect the premium.
- Vehicle features: Safety features and anti-theft devices in the Mazda CX-5 may qualify for discounts.
- Deductible amount: A higher deductible typically leads to lower premiums, but you’ll pay more out of pocket in case of a claim.
Are Mazdas generally expensive to insure compared to other vehicles?
Insurance rates can vary between different vehicle makes and models, and while Mazdas generally offer good safety ratings and reasonable repair costs, insurance premiums can still be influenced by factors such as the vehicle’s popularity, performance, and theft rates. It’s advisable to compare insurance quotes from multiple providers to determine the best rate for your Mazda CX-5.
What type of insurance coverage is recommended for a Mazda CX-5?
It’s generally recommended to have the following types of coverage for a Mazda CX-5:
- Liability coverage: This covers injuries and property damage you may cause to others in an accident where you’re at fault.
- Collision coverage: This covers repairs or replacement costs if your Mazda CX-5 is damaged in a collision, regardless of fault.
- Comprehensive coverage: This covers non-collision-related damages, such as theft, vandalism, or weather-related incidents.
- Uninsured/underinsured motorist coverage: This protects you if you’re involved in an accident with a driver who has insufficient or no insurance.
Can I get discounts on insurance for my Mazda CX-5?
Yes, insurance companies often offer various discounts that you may qualify for when insuring a Mazda CX-5. These can include:
- Safety features discount: If your CX-5 has advanced safety features, such as anti-lock brakes, airbags, or a backup camera, you may be eligible for a discount.
- Anti-theft device discount: Installing anti-theft devices, such as alarms or tracking systems, can help reduce your premium.
- Multi-policy discount: If you have multiple policies with the same insurer, such as auto and home insurance, you may qualify for a discount.
- Good driver discount: Maintaining a clean driving record can often lead to discounted rates.
Can I transfer my current auto insurance to my new Mazda CX-5?
If you already have an auto insurance policy, you can typically contact your insurance provider to update your policy with the details of your new Mazda CX-5. They will adjust the coverage and premium accordingly. However, it’s always a good idea to compare quotes from other insurers to ensure you’re getting the best coverage and rates for your new vehicle.
Are there any specific Mazda CX-5 insurance considerations I should be aware of?
While insurance considerations can vary based on your location and insurer, there are a few specific factors to be aware of for a Mazda CX-5:
- Repair costs: The cost of repairs for the Mazda CX-5 can impact insurance rates. Consider choosing comprehensive coverage to protect against potential repair expenses.
- Vehicle value: The value of your Mazda CX-5 will influence the coverage options and premiums. Newer or higher-trim models may require additional coverage.
- Safety features: The advanced safety features of the Mazda CX-5, such as lane departure warning or adaptive cruise control, may contribute to lower insurance rates. Be sure to inquire about potential discounts for these features.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.