Best Portland, Maine Auto Insurance in 2024
The average Portland, ME auto insurance rates are $225 per month. The minimum auto insurance in Portland is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Portland, Maine, compare quotes from multiple companies.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Sep 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Portland, Maine is 50/100/25
- The most expensive auto insurance company in Portland for teen drivers is Progressive
- The average commute length in Portland is 18.8 minutes
Portland, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Portland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Portland, Maine, including driving record, credit, commute time, and more.
Compare auto insurance in Portland to other Maine cities, including Sanford auto insurance rates, South Portland auto insurance rates, and Bangor auto insurance rates to see how Portland, Maine auto insurance rates stack up.
Before you buy Portland, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Portland, Maine auto insurance quotes.
Minimum Auto Insurance in Portland, Maine
Portland, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the minimum coverage auto insurance rates in Portland, Maine.
| Insurance Company | Monthly Rates |
|---|---|
| Allstate | $44 |
| American Family | $38 |
| Farmers | $48 |
| Geico | $20 |
| Liberty Mutual | $52 |
| Nationwide | $38 |
| Progressive | $41 |
| State Farm | $25 |
| Travelers | $27 |
| USAA | $21 |
| U.S. Average | $45 |
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Cheap Portland, Maine Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Portland, Maine are affected by age, gender, and marital status. See how demographics impact the monthly cost of insurance.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $265 | $325 | $195 | $205 | $165 | $175 | $153 | $157 |
| American Family | $260 | $327 | $190 | $200 | $160 | $170 | $148 | $152 |
| Farmers | $405 | $420 | $305 | $315 | $255 | $265 | $243 | $247 |
| Geico | $145 | $180 | $110 | $120 | $100 | $105 | $93 | $97 |
| Liberty Mutual | $385 | $535 | $285 | $335 | $245 | $295 | $233 | $237 |
| Nationwide | $270 | $320 | $185 | $195 | $155 | $165 | $143 | $147 |
| Progressive | $665 | $685 | $485 | $505 | $405 | $415 | $393 | $397 |
| State Farm | $220 | $255 | $165 | $175 | $145 | $155 | $133 | $137 |
| Travelers | $315 | $390 | $235 | $255 | $205 | $215 | $193 | $197 |
| USAA | $155 | $155 | $115 | $125 | $105 | $110 | $98 | $102 |
| U.S. Average | $500 | $540 | $350 | $360 | $300 | $310 | $288 | $292 |
Cheap Portland, Maine Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Portland, Maine is a challenge. Take a look at the monthly teen auto insurance rates in Portland, Maine.
Portland, Maine Full Coverage Auto Insurance Monthly Rates for Teen Drivers
| Insurance Company | 17-Year-Old Female | 17-Year-Old Male | 18-Year-Old Female | 18-Year-Old Male |
|---|---|---|---|---|
| Allstate | $265 | $325 | $243 | $299 |
| American Family | $260 | $327 | $238 | $301 |
| Farmers | $405 | $420 | $373 | $388 |
| Geico | $145 | $180 | $133 | $165 |
| Liberty Mutual | $385 | $535 | $353 | $493 |
| Nationwide | $270 | $320 | $248 | $293 |
| Progressive | $665 | $685 | $613 | $633 |
| State Farm | $220 | $255 | $203 | $233 |
| Travelers | $315 | $390 | $288 | $358 |
| USAA | $155 | $155 | $141 | $141 |
| U.S. Average | $500 | $540 | $416 | $501 |
Cheap Portland, Maine Auto Insurance for Seniors
What are senior auto insurance rates in Portland, Maine? Take a look at the monthly average rates for older drivers.
Portland, Maine Full Coverage Auto Insurance Monthly Rates for Senior Drivers
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $153 | $157 |
| American Family | $148 | $152 |
| Farmers | $243 | $247 |
| Geico | $93 | $97 |
| Liberty Mutual | $233 | $237 |
| Nationwide | $143 | $147 |
| Progressive | $393 | $397 |
| State Farm | $133 | $137 |
| Travelers | $193 | $197 |
| USAA | $98 | $102 |
| U.S. Average | $288 | $292 |
Cheap Portland, Maine Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the monthly auto insurance rates for a bad record in Portland, Maine compared to the monthly auto insurance rates with a clean record in Portland, Maine.
Portland, Maine Full Coverage Auto Insurance Monthly Rates by Driving Record
| Insurance Company | One Accident | One DUI | One Ticket | Clean Record |
|---|---|---|---|---|
| Allstate | $149 | $155 | $127 | $114 |
| American Family | $133 | $145 | $104 | $90 |
| Farmers | $169 | $140 | $155 | $123 |
| Geico | $70 | $119 | $43 | $43 |
| Liberty Mutual | $164 | $331 | $145 | $126 |
| Nationwide | $128 | $185 | $110 | $93 |
| Progressive | $205 | $120 | $134 | $100 |
| State Farm | $76 | $70 | $70 | $65 |
| Travelers | $78 | $101 | $90 | $67 |
| USAA | $57 | $79 | $47 | $43 |
| U.S. Average | $173 | $209 | $147 | $119 |
Cheap Portland, Maine Auto Insurance Rates After a DUI
Portland, Maine Full Coverage Auto Insurance Monthly Rates: One DUI vs. Clean Record
| Insurance Company | One DUI | Clean Record |
|---|---|---|
| Allstate | $155 | $114 |
| American Family | $145 | $90 |
| Farmers | $140 | $123 |
| Geico | $119 | $43 |
| Liberty Mutual | $331 | $126 |
| Nationwide | $185 | $93 |
| Progressive | $120 | $100 |
| State Farm | $70 | $65 |
| Travelers | $101 | $67 |
| USAA | $79 | $43 |
| U.S. Average | $209 | $119 |
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Cheap Portland, Maine Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Portland, Maine monthly auto insurance rates by credit history compare.
Portland, Maine Full Coverage Auto Insurance Monthly Rates by Credit Score
| Insurance Company | Poor Credit | Fair Credit | Good Credit |
|---|---|---|---|
| Allstate | $196 | $156 | $116 |
| American Family | $191 | $151 | $111 |
| Farmers | $206 | $166 | $126 |
| Geico | $181 | $141 | $101 |
| Liberty Mutual | $216 | $176 | $136 |
| Nationwide | $186 | $146 | $106 |
| Progressive | $201 | $161 | $121 |
| State Farm | $196 | $156 | $116 |
| Travelers | $211 | $171 | $131 |
| USAA | $176 | $136 | $96 |
| U.S. Average | $190 | $150 | $110 |
Cheap Portland, Maine Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Portland, Maine can vary. Compare the monthly cost of auto insurance by ZIP code in Portland, Maine to see how car insurance rates are affected by location.
Portland, Maine Auto Insurance Average Rates by ZIP Code
| ZIP Code | Monthly Rates |
|---|---|
| 4101 | $199 |
| 4102 | $192 |
| 4103 | $197 |
| 4109 | $191 |
Cheap Portland, Maine Auto Insurance Rates By Commute
Commute length and annual mileage affect Portland, Maine auto insurance. Find the cheapest monthly Portland, Maine auto insurance by commute length.
Portland, Maine Auto Insurance Monthly Rates by Commute Length
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $223 | $223 |
| Farmers | $255 | $255 |
| Geico | $123 | $127 |
| Liberty Mutual | $365 | $381 |
| Progressive | $294 | $294 |
| State Farm | $198 | $211 |
| Travelers | $208 | $208 |
| USAA | $115 | $122 |
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Cheap Portland, Maine Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Portland, Maine? Check out the comparison of monthly Portland, Maine auto insurance rates by coverage level.
Portland, Maine Auto Insurance Monthly Rates by Coverage Level
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $98 | $118 | $138 |
| American Family | $93 | $113 | $133 |
| Farmers | $103 | $123 | $143 |
| Geico | $88 | $108 | $128 |
| Liberty Mutual | $108 | $128 | $148 |
| Nationwide | $95 | $115 | $135 |
| Progressive | $101 | $121 | $141 |
| State Farm | $91 | $111 | $131 |
| Travelers | $100 | $120 | $140 |
| USAA | $86 | $106 | $126 |
Best By Category: Cheapest Auto Insurance in Portland, Maine
Compare the cheapest auto insurance companies in Portland, Maine in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Ticket | Geico |
The Cheapest Portland, Maine Auto Insurance Companies
What auto insurance companies in Portland, Maine are the cheapest? Compare the top Portland, Maine auto insurance companies to find the best full coverage rates.
Portland, Maine Full Coverage Auto Insurance Average Rates From Top Providers
| Insurance Company | Monthly Rates |
|---|---|
| Allstate | $132 |
| American Family | $114 |
| Farmers | $144 |
| Geico | $60 |
| Liberty Mutual | $156 |
| Nationwide | $114 |
| Progressive | $123 |
| State Farm | $75 |
| Travelers | $81 |
| USAA | $63 |
| U.S. Average | $119 |
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What affects auto insurance rates in Portland, Maine?
There are a lot of reasons why auto insurance rates in Portland, Maine are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Portland, Maine. Many local factors may affect your Portland auto insurance rates.
Portland Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Portland, Maine commute length is 18.8 minutes according to City-Data.
Portland Traffic
How does Portland, Maine rank for traffic? According to Inrix Portland, Maine is the 115th most congested worldwide.
Compare Portland, Maine Auto Insurance Quotes
Before you buy Portland, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Portland, Maine auto insurance quotes.
Frequently Asked Questions
What is Portland, ME auto insurance?
Portland, ME auto insurance refers to the insurance coverage required for vehicles registered and operated in Portland, Maine. It provides financial protection in case of accidents, damage, theft, or other covered events involving your vehicle.
What types of auto insurance coverage are available in Portland, ME?
The common types of auto insurance coverage available in Portland, ME include liability coverage, which is mandatory and covers injuries and property damage to others, as well as optional coverages like collision, comprehensive, uninsured/underinsured motorist, and medical payments coverage.
Is auto insurance mandatory in Portland, ME?
Yes, auto insurance is mandatory in Portland, ME, as it is in the rest of Maine. The state requires drivers to carry a minimum amount of liability coverage to protect against financial responsibility for injuries or property damage caused by an accident.
What are the minimum liability insurance requirements in Portland, ME?
The minimum liability insurance requirements in Portland, ME are as follows:
- $50,000 bodily injury liability per person
- $100,000 bodily injury liability per accident
- $25,000 property damage liability per accident
Can I purchase additional auto insurance coverage in Portland, ME?
Yes, you can purchase additional auto insurance coverage beyond the minimum requirements in Portland, ME. Optional coverages like collision, comprehensive, uninsured/underinsured motorist, and medical payments coverage can provide enhanced protection for your vehicle and yourself.
How can I find the best auto insurance in Portland, ME?
To find the best auto insurance in Portland, ME, consider these steps:
- Shop around and compare quotes from multiple insurance companies.
- Assess the coverage options, limits, and deductibles offered by each insurer.
- Check the financial stability and reputation of the insurance companies.
- Read customer reviews and ratings to evaluate their customer service.
- Take into account any discounts or special features that may be available.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.