Best Riverside, California Auto Insurance in 2024
The average Riverside, CA auto insurance rates are $317 per month. The minimum auto insurance in Riverside is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Riverside, California, compare quotes from multiple companies.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Riverside for teen drivers is Farmers
- The average commute length in Riverside is 45.5 minutes
- The cheapest auto insurance company in Riverside is USAA
Riverside, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Riverside can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Riverside, California, including driving record, credit, commute time, and more.
Compare auto insurance in Riverside to other California cities, including San Francisco auto insurance rates, Anaheim auto insurance rates, and Sacramento auto insurance rates to see how Riverside, California auto insurance rates stack up.
Before you buy Riverside, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Riverside, California auto insurance quotes.
Minimum Auto Insurance in Riverside, California
Riverside, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Riverside, California.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Cheap Riverside, California Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Riverside, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,025 | $3,028 | $2,202 | $2,225 | $8,424 | $10,604 | $3,882 | $4,272 |
| Farmers | $2,862 | $2,862 | $2,587 | $2,587 | $9,124 | $14,913 | $3,391 | $3,777 |
| Geico | $1,787 | $1,788 | $1,681 | $1,681 | $5,444 | $5,532 | $2,568 | $2,622 |
| Liberty Mutual | $2,372 | $2,240 | $2,213 | $2,141 | $5,166 | $5,519 | $2,667 | $2,698 |
| Nationwide | $3,300 | $3,148 | $2,891 | $2,723 | $8,438 | $9,310 | $3,939 | $3,889 |
| Progressive | $1,832 | $1,887 | $1,557 | $1,849 | $4,898 | $5,909 | $2,645 | $2,846 |
| State Farm | $3,591 | $3,591 | $3,210 | $3,210 | $6,636 | $8,237 | $3,977 | $4,100 |
| Travelers | $2,550 | $2,467 | $2,254 | $2,229 | $5,297 | $6,058 | $3,324 | $3,249 |
| USAA | $1,907 | $1,806 | $1,860 | $1,868 | $4,347 | $4,376 | $2,642 | $2,496 |
Cheap Riverside, California Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Riverside, California is a challenge. Take a look at the annual teen auto insurance rates in Riverside, California.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,424 | $10,604 |
| Farmers | $9,124 | $14,913 |
| Geico | $5,444 | $5,532 |
| Liberty Mutual | $5,166 | $5,519 |
| Nationwide | $8,438 | $9,310 |
| Progressive | $4,898 | $5,909 |
| State Farm | $6,636 | $8,237 |
| Travelers | $5,297 | $6,058 |
| USAA | $4,347 | $4,376 |
Cheap Riverside, California Auto Insurance for Seniors
What are senior auto insurance rates in Riverside, California? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,202 | $2,225 |
| Farmers | $2,587 | $2,587 |
| Geico | $1,681 | $1,681 |
| Liberty Mutual | $2,213 | $2,141 |
| Nationwide | $2,891 | $2,723 |
| Progressive | $1,557 | $1,849 |
| State Farm | $3,210 | $3,210 |
| Travelers | $2,254 | $2,229 |
| USAA | $1,860 | $1,868 |
Cheap Riverside, California Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Riverside, California compared to the annual auto insurance rates with a clean record in Riverside, California.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,831 | $4,778 | $7,502 | $3,720 |
| Farmers | $3,894 | $5,300 | $6,597 | $5,261 |
| Geico | $2,018 | $3,121 | $3,909 | $2,503 |
| Liberty Mutual | $2,714 | $3,635 | $3,282 | $2,876 |
| Nationwide | $3,283 | $4,208 | $7,120 | $4,208 |
| Progressive | $1,915 | $3,257 | $3,780 | $2,760 |
| State Farm | $3,262 | $3,889 | $7,340 | $3,785 |
| Travelers | $2,281 | $3,731 | $4,335 | $3,367 |
| USAA | $1,769 | $2,634 | $4,309 | $1,938 |
Cheap Riverside, California Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Riverside, California is not easy. Compare the annual rates for DUI auto insurance in Riverside, California to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $7,502 |
| Farmers | $6,597 |
| Geico | $3,909 |
| Liberty Mutual | $3,282 |
| Nationwide | $7,120 |
| Progressive | $3,780 |
| State Farm | $7,340 |
| Travelers | $4,335 |
| USAA | $4,309 |
Cheap Riverside, California Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Riverside, California can vary. Compare the annual cost of auto insurance by ZIP code in Riverside, California to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 92501 | $5,301 |
| 92503 | $5,310 |
| 92504 | $5,311 |
| 92505 | $5,259 |
| 92506 | $4,963 |
| 92507 | $5,346 |
| 92508 | $5,149 |
| 92521 | $5,286 |
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Cheap Riverside, California Auto Insurance Rates By Commute
Commute length and annual mileage affect Riverside, California auto insurance. Find the cheapest annual Riverside, California auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,245 | $5,171 |
| Farmers | $4,774 | $5,751 |
| Geico | $2,623 | $3,153 |
| Liberty Mutual | $2,870 | $3,384 |
| Nationwide | $4,151 | $5,258 |
| Progressive | $2,657 | $3,199 |
| State Farm | $4,403 | $4,736 |
| Travelers | $3,083 | $3,774 |
| USAA | $2,454 | $2,871 |
Cheap Riverside, California Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Riverside, California? Check out the comparison of annual Riverside, California auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,461 | $4,748 | $4,914 |
| Farmers | $4,888 | $5,305 | $5,596 |
| Geico | $2,601 | $2,923 | $3,140 |
| Liberty Mutual | $2,902 | $3,156 | $3,323 |
| Nationwide | $4,223 | $4,787 | $5,105 |
| Progressive | $2,627 | $3,015 | $3,141 |
| State Farm | $4,101 | $4,651 | $4,955 |
| Travelers | $2,990 | $3,521 | $3,774 |
| USAA | $2,421 | $2,713 | $2,853 |
Best By Category: Cheapest Auto Insurance in Riverside, California
Compare the cheapest auto insurance companies in Riverside, California in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Geico |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
The Cheapest Riverside, California Auto Insurance Companies
What auto insurance companies in Riverside, California are the cheapest? Compare the top Riverside, California auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,708 |
| Farmers | $5,263 |
| Geico | $2,888 |
| Liberty Mutual | $3,127 |
| Nationwide | $4,705 |
| Progressive | $2,928 |
| State Farm | $4,569 |
| Travelers | $3,428 |
| USAA | $2,663 |
What affects auto insurance rates in Riverside, California?
There are a lot of reasons why auto insurance rates in Riverside, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Riverside, California. Many local factors may affect your Riverside auto insurance rates.
Riverside Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Riverside, California auto theft statistics, there have been 1,845 auto thefts in the city.
Riverside Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Riverside, California commute length is 45.5 minutes according to City-Data.
Compare Riverside, California Auto Insurance Quotes
Before you buy Riverside, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Riverside, California auto insurance quotes.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Frequently Asked Questions
What is the minimum auto insurance coverage required in Riverside, California?
The minimum auto insurance coverage required in Riverside, California is 15/30/5, as mandated by California auto insurance laws.
How do age, gender, and marital status affect auto insurance rates in Riverside, California?
Age, gender, and marital status can impact auto insurance rates in Riverside, California. Different demographics may have varying annual insurance costs.
What are the average auto insurance rates for teen drivers in Riverside, California?
Teen drivers in Riverside, California typically face higher auto insurance rates compared to other age groups. It can be challenging to find cheap insurance for teenagers.
How do driving records affect auto insurance rates in Riverside, California?
Driving records play a significant role in determining auto insurance rates. Having a clean record can result in lower rates, while a bad record may lead to higher premiums.
How does a DUI affect auto insurance rates in Riverside, California?
After a DUI, it can be difficult to find cheap auto insurance in Riverside, California. Rates are typically higher for individuals with a DUI on their record.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.