Are Dodge Challengers expensive to insure?
Dodge Challenger insurance rates cost $141 per month ($1,692 per year). You can find cheap Dodge Challenger insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $994 a year.
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UPDATED: May 26, 2022
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Key takeaways:
- Full coverage costs around $1,692 a year or $141 each month
- A liability-only policy costs around $678 a year or $57 each month
- Highest rates are for teenage drivers at around $6,184 a year or $515 each month
- Good drivers can save as much as $698 a year by earning policy discounts
- Dodge Challenger insurance costs around $173 more per year than the average vehicle
Dodge Challenger insurance rates are $173 more expensive than the average vehicle. Full coverage costs $141 per month, while liability-only coverage costs $57. You can save $698 per year through policy discounts, also. Continue reading to learn more about Dodge Challenger insurance rates.
Should you be concerned about your personal cost of insurance, a good place to start is by comparison shopping. You can start comparing quotes for Dodge Challenger insurance rates from some of the best auto insurance companies by using our free online tool now. There are many options for you to choose from in terms of an insurance policy, along with varying average rates and services offered.
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Dodge Challenger Insurance Cost
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The average auto insurance costs for a Dodge Challenger are $1,692 a year or $141 a month.
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Are Dodge Challengers expensive to insure?
The chart below details how Dodge Challenger insurance rates compare to other coupes like the Cadillac ATS Coupe, Nissan 370Z, and Audi TT.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Dodge Challenger | $404 | $688 | $420 | $1,692 |
| Cadillac ATS Coupe | $344 | $686 | $398 | $1,586 |
| Nissan 370Z | $332 | $714 | $450 | $1,676 |
| Audi TT | $382 | $714 | $398 | $1,652 |
| Infiniti Q60 | $382 | $744 | $398 | $1,682 |
| MINI Hardtop 2 Door | $282 | $536 | $338 | $1,292 |
| Mercedes-Benz CLA 250 | $406 | $834 | $398 | $1,796 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
What impacts the cost of Dodge Challenger insurance?
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The Dodge Challenger trim and model you choose can impact the total price you will pay for Dodge Challenger auto insurance coverage.
Age of the Vehicle
Older Dodge Challenger models generally cost less to insure. For example, auto insurance for a 2020 Dodge Challenger costs $1,692, while 2010 Dodge Challenger insurance costs are $1,364, a difference of $328.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Dodge Challenger | $404 | $688 | $420 | $1,692 |
| 2019 Dodge Challenger | $384 | $660 | $440 | $1,664 |
| 2018 Dodge Challenger | $370 | $656 | $450 | $1,656 |
| 2017 Dodge Challenger | $356 | $640 | $470 | $1,646 |
| 2016 Dodge Challenger | $344 | $612 | $486 | $1,622 |
| 2015 Dodge Challenger | $326 | $592 | $500 | $1,598 |
| 2014 Dodge Challenger | $312 | $548 | $510 | $1,550 |
| 2013 Dodge Challenger | $300 | $516 | $514 | $1,510 |
| 2012 Dodge Challenger | $288 | $464 | $520 | $1,452 |
| 2011 Dodge Challenger | $270 | $426 | $520 | $1,396 |
| 2010 Dodge Challenger | $260 | $400 | $524 | $1,364 |
Driver Age
Driver age can have a significant effect on Dodge Challenger insurance rates. As an example, a 30-year-old driver pays around $74 more each year for their Dodge Challenger auto insurance than a 40-year-old driver.
Driver Location
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Where you live can have a large impact on Dodge Challenger insurance rates. For example, drivers in Houston may pay $1,247 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Dodge Challenger auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Challenger auto insurance with violations on their driving record.
Dodge Challenger Safety Ratings
Your Dodge Challenger insurance rates are tied to the safety ratings of the Dodge Challenger. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Marginal |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Acceptable |
| Head restraints and seats | Acceptable |
| Source: Insurance Institute for Highway Safety | |
Dodge Challenger Crash Test Ratings
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Dodge Challenger crash test ratings can impact your Dodge Challenger insurance rates. See Dodge Challenger crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Dodge Challenger SRT 2 DR RWD | N/R | N/R | N/R | N/R |
| 2020 Dodge Challenger 2 DR RWD | N/R | 4 stars | N/R | 4 stars |
| 2020 Dodge Challenger 2 DR AWD | N/R | 4 stars | N/R | 4 stars |
| 2019 Dodge Challenger SRT 2 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Dodge Challenger 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Dodge Challenger 2 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Dodge Challenger SRT Demon 2 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Dodge Challenger SRT 2 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Dodge Challenger 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Dodge Challenger 2 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Dodge Challenger SRT 2 DR RWD | N/R | N/R | N/R | N/R |
| 2017 Dodge Challenger 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Dodge Challenger 2 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Dodge Challenger SRT 2 DR RWD | N/R | N/R | N/R | N/R |
| 2016 Dodge Challenger 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Dodge Challenger Safety Features
Good Dodge Challenger safety features can result in insurers giving you auto insurance discounts. The safety features for the 2020 Dodge Challenger are:
- Driver air bag
- Passenger air bag
- Front head air bag
- Rear head air bag
- Front side air bag
- 4-wheel ABS
- 4-wheel disc brakes
- Brake assist
- Electronic stability control
- Daytime running lights
- Traction control
- Blind spot monitor
- Cross-traffic alert
Dodge Challenger Finance and Insurance Cost
If you are financing a Dodge Challenger, most lenders will require your carry higher Dodge Challenger coverages including comprehensive coverage, so be sure to compare Dodge Challenger insurance rates from the best companies using our FREE tool below.
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5 Ways to Save on Dodge Challenger Insurance
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Drivers can end up saving more money on their Dodge Challenger insurance rates by employing any one of the following strategies.
- Pay Your Dodge Challenger Insurance Upfront
- Add a More Experienced Driver to Your Dodge Challenger Policy
- Ask About Retiree Discounts
- Avoid the Temptation to File a Claim for Minor Incidents
- Install an Aftermarket Anti-Theft Device for Your Dodge Challenger
Top Dodge Challenger Insurance Companies
Several insurance companies offer competitive rates for the Dodge Challenger based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with Dodge Challenger drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Dodge Challenger Insurance Quotes Online
You can start comparing quotes for Dodge Challenger insurance rates from some of the best auto insurance companies by using our free online tool now.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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Written by
Rachel Bodine |
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Reviewed by
Daniel Walker
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