Best Cheap Auto Insurance in Belen, NM (2021)

The average Belen, NM auto insurance rates are $329 per month. The minimum auto insurance in Belen is at least 25/50/10 in coverage to comply with New Mexico auto insurance laws. To find the best cheap auto insurance in Belen, New Mexico, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Belen for teen drivers is Farmers
  • The minimum auto insurance required in Belen, New Mexico is 25/50/10
  • The average commute length in Belen is 21.3 minutes

Belen, New Mexico auto insurance requirements are 25/50/10 according to New Mexico auto insurance laws. Finding cheap auto insurance in Belen can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Belen, New Mexico, including driving record, credit, commute time, and more.

Compare auto insurance in Belen to other New Mexico cities, including Roswell auto insurance rates, Rio Rancho auto insurance rates, and Clovis auto insurance rates to see how Belen, New Mexico auto insurance rates stack up.

Before you buy Belen, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Belen, New Mexico auto insurance quotes.

Minimum Auto Insurance in Belen, New Mexico

Belen, New Mexico auto insurance laws require that you have at least the New Mexico minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Belen, New Mexico.

Minimum Required Auto Insurance Coverage in Belen, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Belen, New Mexico Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Belen, New Mexico are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Belen, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,658 $2,668 $2,429 $2,557 $8,949 $10,360 $2,950 $3,126
Farmers $2,856 $2,853 $2,554 $2,725 $11,643 $11,999 $3,200 $3,299
GEICO $3,195 $3,283 $3,007 $3,007 $9,224 $12,627 $3,363 $3,383
Nationwide $2,782 $2,828 $2,525 $2,649 $6,843 $8,630 $3,151 $3,376
Progressive $2,002 $1,953 $1,795 $1,812 $7,969 $8,979 $2,436 $2,526
State Farm $1,689 $1,689 $1,537 $1,537 $4,564 $5,738 $1,890 $2,077
USAA $1,664 $1,645 $1,593 $1,581 $4,476 $5,054 $2,064 $2,205

Cheap Belen, New Mexico Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Belen, New Mexico is a challenge. Take a look at the annual teen auto insurance rates in Belen, New Mexico.

Annual Auto Insurance Rates for Teen Drivers in Belen, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,949 $10,360
Farmers $11,643 $11,999
GEICO $9,224 $12,627
Nationwide $6,843 $8,630
Progressive $7,969 $8,979
State Farm $4,564 $5,738
USAA $4,476 $5,054

Cheap Belen, New Mexico Auto Insurance for Seniors

What are senior auto insurance rates in Belen, New Mexico? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Belen, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,429 $2,557
Farmers $2,554 $2,725
GEICO $3,007 $3,007
Nationwide $2,525 $2,649
Progressive $1,795 $1,812
State Farm $1,537 $1,537
USAA $1,593 $1,581

Cheap Belen, New Mexico Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Belen, New Mexico compared to the annual auto insurance rates with a clean record in Belen, New Mexico.

Annual Belen, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,673 $4,848 $5,188 $4,139
Farmers $4,351 $5,595 $5,464 $5,155
GEICO $3,031 $4,859 $9,625 $3,031
Nationwide $3,055 $4,302 $5,568 $3,466
Progressive $3,190 $4,337 $3,434 $3,775
State Farm $2,433 $2,643 $2,643 $2,643
USAA $1,877 $2,623 $3,452 $2,189

Cheap Belen, New Mexico Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Belen, New Mexico is not easy. Compare the annual rates for DUI auto insurance in Belen, New Mexico to find the best deal.

Annual Auto Insurance Rates After a DUI in Belen, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,188
Farmers $5,464
GEICO $9,625
Nationwide $5,568
Progressive $3,434
State Farm $2,643
USAA $3,452

Cheap Belen, New Mexico Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Belen, New Mexico annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Belen, New Mexico

Insurance Company Poor Fair Good
Allstate $5,191 $4,281 $3,914
Farmers $5,897 $4,882 $4,644
GEICO $5,759 $5,013 $4,638
Nationwide $5,014 $3,900 $3,380
Progressive $4,062 $3,599 $3,390
State Farm $3,691 $2,277 $1,803
USAA $3,168 $2,376 $2,062

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Cheap Belen, New Mexico Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Belen, New Mexico can vary. Compare the annual cost of auto insurance by ZIP code in Belen, New Mexico to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Belen, New Mexico

ZIP Code Average Annual Rates
87002 $4,160

Cheap Belen, New Mexico Auto Insurance Rates By Commute

Commute length and annual mileage affect Belen, New Mexico auto insurance. Find the cheapest annual Belen, New Mexico auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Belen, New Mexico

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,462 $4,462
Farmers $5,141 $5,141
GEICO $5,057 $5,215
Nationwide $4,098 $4,098
Progressive $3,684 $3,684
State Farm $2,525 $2,656
USAA $2,460 $2,611

Cheap Belen, New Mexico Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Belen, New Mexico? Check out the comparison of annual Belen, New Mexico auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Belen, New Mexico

Insurance Company Low Medium High
Allstate $4,273 $4,454 $4,659
Farmers $4,661 $5,087 $5,675
GEICO $4,774 $5,124 $5,512
Nationwide $4,029 $4,063 $4,202
Progressive $3,514 $3,684 $3,854
State Farm $2,350 $2,599 $2,822
USAA $2,348 $2,549 $2,709

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Best By Category: Cheapest Auto Insurance in Belen, New Mexico

Compare the cheapest auto insurance companies in Belen, New Mexico in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Belen, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Belen, New Mexico Auto Insurance Companies

What auto insurance companies in Belen, New Mexico are the cheapest? Compare the top Belen, New Mexico auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Belen, New Mexico

Insurance Company Average Annual Rates
Allstate $4,462
Farmers $5,141
GEICO $5,136
Nationwide $4,098
Progressive $3,684
State Farm $2,590
USAA $2,535

What affects auto insurance rates in Belen, New Mexico?

There are a lot of reasons why auto insurance rates in Belen, New Mexico are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Belen, New Mexico. Many local factors may affect your Belen auto insurance rates.

Belen Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Belen, New Mexico auto theft statistics, there have been 33 auto thefts in the city.

Belen Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Belen, New Mexico commute length is 21.3 minutes according to City-Data.

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Compare Belen, New Mexico Auto Insurance Quotes

Before you buy Belen, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Belen, New Mexico auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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