Best Bessemer, Michigan Auto Insurance in 2024
The average Bessemer, MI auto insurance rates are $755 per month. The minimum auto insurance in Bessemer is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Bessemer, Michigan, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Sep 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Bessemer is USAA
- The minimum auto insurance required in Bessemer, Michigan is 20/40/10
- The average commute length in Bessemer is 13.9 minutes
Bessemer, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Bessemer can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bessemer, Michigan, including driving record, credit, commute time, and more.
Compare auto insurance in Bessemer to other Michigan cities, including Dearborn auto insurance rates, Sterling Heights auto insurance rates, and Troy auto insurance rates to see how Bessemer, Michigan auto insurance rates stack up.
Before you buy Bessemer, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bessemer, Michigan auto insurance quotes.
Minimum Auto Insurance in Bessemer, Michigan
Bessemer, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bessemer, Michigan.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Bessemer, Michigan Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Bessemer, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $14,412 | $14,412 | $13,431 | $13,431 | $34,530 | $34,530 | $15,163 | $15,163 |
| Farmers | $3,447 | $3,447 | $3,210 | $3,210 | $7,889 | $7,889 | $3,875 | $3,875 |
| Geico | $3,220 | $3,220 | $3,264 | $3,264 | $9,048 | $9,048 | $3,084 | $3,084 |
| Liberty Mutual | $14,273 | $14,273 | $14,122 | $14,122 | $34,830 | $34,830 | $14,273 | $14,273 |
| Nationwide | $3,914 | $3,914 | $3,470 | $3,470 | $10,415 | $10,415 | $4,294 | $4,294 |
| Progressive | $2,629 | $2,466 | $2,326 | $2,575 | $9,414 | $10,069 | $3,058 | $2,866 |
| State Farm | $7,471 | $7,471 | $6,930 | $6,930 | $26,146 | $26,146 | $8,766 | $8,766 |
| Travelers | $5,193 | $5,193 | $4,461 | $4,461 | $15,616 | $15,616 | $5,639 | $5,639 |
| USAA | $2,543 | $2,430 | $2,386 | $2,269 | $6,190 | $5,934 | $3,116 | $3,019 |
Cheap Bessemer, Michigan Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Bessemer, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Bessemer, Michigan.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $34,530 | $34,530 |
| Farmers | $7,889 | $7,889 |
| Geico | $9,048 | $9,048 |
| Liberty Mutual | $34,830 | $34,830 |
| Nationwide | $10,415 | $10,415 |
| Progressive | $9,414 | $10,069 |
| State Farm | $26,146 | $26,146 |
| Travelers | $15,616 | $15,616 |
| USAA | $6,190 | $5,934 |
Cheap Bessemer, Michigan Auto Insurance for Seniors
What are senior auto insurance rates in Bessemer, Michigan? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $13,431 | $13,431 |
| Farmers | $3,210 | $3,210 |
| Geico | $3,264 | $3,264 |
| Liberty Mutual | $14,122 | $14,122 |
| Nationwide | $3,470 | $3,470 |
| Progressive | $2,326 | $2,575 |
| State Farm | $6,930 | $6,930 |
| Travelers | $4,461 | $4,461 |
| USAA | $2,386 | $2,269 |
Cheap Bessemer, Michigan Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bessemer, Michigan compared to the annual auto insurance rates with a clean record in Bessemer, Michigan.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $9,561 | $12,794 | $41,923 | $13,257 |
| Farmers | $3,874 | $4,934 | $4,861 | $4,753 |
| Geico | $1,677 | $3,477 | $10,408 | $3,053 |
| Liberty Mutual | $14,203 | $16,625 | $28,910 | $17,761 |
| Nationwide | $4,747 | $6,271 | $5,741 | $5,335 |
| Progressive | $3,772 | $4,910 | $4,428 | $4,592 |
| State Farm | $7,857 | $9,412 | $20,299 | $11,745 |
| Travelers | $5,235 | $7,468 | $12,018 | $6,188 |
| USAA | $2,808 | $3,490 | $4,584 | $3,061 |
Cheap Bessemer, Michigan Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Bessemer, Michigan is not easy. Compare the annual rates for DUI auto insurance in Bessemer, Michigan to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $41,923 |
| Farmers | $4,861 |
| Geico | $10,408 |
| Liberty Mutual | $28,910 |
| Nationwide | $5,741 |
| Progressive | $4,428 |
| State Farm | $20,299 |
| Travelers | $12,018 |
| USAA | $4,584 |
Cheap Bessemer, Michigan Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Bessemer, Michigan annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $29,571 | $16,285 | $12,295 |
| Farmers | $5,985 | $4,063 | $3,768 |
| Geico | $5,973 | $4,401 | $3,588 |
| Liberty Mutual | $30,651 | $17,702 | $9,771 |
| Nationwide | $6,887 | $5,221 | $4,462 |
| Progressive | $5,097 | $4,296 | $3,883 |
| State Farm | $20,009 | $10,114 | $6,862 |
| Travelers | $7,919 | $7,680 | $7,583 |
| USAA | $5,218 | $2,969 | $2,271 |
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Cheap Bessemer, Michigan Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Bessemer, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Bessemer, Michigan to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 49911 | $6,306 |
Cheap Bessemer, Michigan Auto Insurance Rates By Commute
Commute length and annual mileage affect Bessemer, Michigan auto insurance. Find the cheapest annual Bessemer, Michigan auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $19,384 | $19,384 |
| Farmers | $4,605 | $4,605 |
| Geico | $4,547 | $4,761 |
| Liberty Mutual | $18,676 | $20,073 |
| Nationwide | $5,523 | $5,523 |
| Progressive | $4,426 | $4,426 |
| State Farm | $11,991 | $12,666 |
| Travelers | $7,683 | $7,771 |
| USAA | $3,446 | $3,526 |
Cheap Bessemer, Michigan Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Bessemer, Michigan? Check out the comparison of annual Bessemer, Michigan auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $18,944 | $19,423 | $19,784 |
| Farmers | $4,490 | $4,596 | $4,730 |
| Geico | $4,340 | $4,612 | $5,010 |
| Liberty Mutual | $18,941 | $19,332 | $19,850 |
| Nationwide | $5,773 | $5,431 | $5,366 |
| Progressive | $4,296 | $4,431 | $4,550 |
| State Farm | $11,693 | $12,407 | $12,885 |
| Travelers | $7,640 | $7,737 | $7,805 |
| USAA | $3,391 | $3,494 | $3,573 |
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Best By Category: Cheapest Auto Insurance in Bessemer, Michigan
Compare the cheapest auto insurance companies in Bessemer, Michigan in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | Geico |
The Cheapest Bessemer, Michigan Auto Insurance Companies
What auto insurance companies in Bessemer, Michigan are the cheapest? Compare the top Bessemer, Michigan auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $19,384 |
| Farmers | $4,605 |
| Geico | $4,654 |
| Liberty Mutual | $19,375 |
| Nationwide | $5,523 |
| Progressive | $4,426 |
| State Farm | $12,328 |
| Travelers | $7,727 |
| USAA | $3,486 |
What affects auto insurance rates in Bessemer, Michigan?
There are a lot of reasons why auto insurance rates in Bessemer, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bessemer, Michigan. Many local factors may affect your Bessemer auto insurance rates.
Bessemer Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bessemer, Michigan commute length is 13.9 minutes according to City-Data.
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Compare Bessemer, Michigan Auto Insurance Quotes
Before you buy Bessemer, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bessemer, Michigan auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Bessemer, Michigan?
The minimum auto insurance coverage required in Bessemer, Michigan is 20/40/10, as mandated by Michigan auto insurance laws.
How does age, gender, and marital status affect auto insurance rates in Bessemer, Michigan?
Auto insurance rates in Bessemer, Michigan are influenced by age, gender, and marital status. These factors can impact the annual cost of insurance.
What are the average auto insurance rates for teen drivers in Bessemer, Michigan?
Finding cheap auto insurance for teen drivers in Bessemer, Michigan can be challenging. The annual rates for teen drivers tend to be higher compared to other age groups.
What are the average auto insurance rates for seniors in Bessemer, Michigan?
The average auto insurance rates for seniors in Bessemer, Michigan can vary. It’s important to compare different insurance providers to find the best rates for older drivers.
How does driving record affect auto insurance rates in Bessemer, Michigan?
Your driving record has a significant impact on auto insurance rates in Bessemer, Michigan. Having a clean record can result in lower annual insurance rates compared to a bad record.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.