Best Auto Insurance Companies That Bundle Home, Auto, Boat, and Personal Liability (2021)
You can get great auto insurance rates from auto insurance companies that bundle home, auto, boat, and personal liability easily online. Bundling your insurance policies is the best way to save money, and some auto insurance companies that bundle home, auto, boat, and personal liability have rates as low as $73/month.
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Written by
Rachel Bodine
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Reviewed by
Daniel Walker
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UPDATED: Nov 3, 2021
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- Bundling policies is one of the most effective ways to save money on your insurance
- Most major insurance companies bundle home, auto, boat, and personal liability policies
- You can compare rates online to make sure you are getting the best policy bundle for you
No matter if you’re cruising through the open water or hitting the open road, you’ll need to make sure that you’re properly insured. Now, the best thing you can do for your wallet is to bundle all these policies with one company.
That way even when you purchase auto insurance for custom cars, a policy for a boat, personal liability, and more, you’ll be able to score a hefty discount on your rates.
Even better, you can find easily find affordable auto insurance companies that bundle home, auto, boat, and personal liability online.
You can use your smartphone or personal computer to discover the best home and auto insurance bundles of 2021, and review auto insurance quotes from auto insurance companies that bundle home, auto, boat, and personal liability at times that work best for you.
Enter your ZIP code into our free tool to start comparing free quotes from auto insurance companies that bundle home, auto, boat, and personal liability online.
Table of Contents
Which auto insurance companies bundle home, auto, boat, and personal liability?
Most insurance companies offer to bundle multiple policies for a discount, but below are some of the best insurance companies you can purchase coverage from:
- Allstate
- Farmers
- MetLife
- Nationwide
- State Farm
- Travelers
- USAA
These companies are all major players in the insurance industry and can get you the coverage that you need for all your policies while helping you secure great rates as well.
When it comes to deciding which is the best insurance company for home and auto, that will all depend upon your personal preference and your unique situation. Because of this, you should always compare at least three quotes online to make sure you are getting the best deal for yourself.
But to help you narrow down your choices, let’s take a look at the average monthly auto insurance rates offered by these companies:
| Company | Average Monthly Rate |
|---|---|
| Allstate | $178 |
| Farmers | $137 |
| MetLife | $170 |
| Nationwide | $90 |
| State Farm | $108 |
| Travelers | $104 |
| USAA | $73 |
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As you can see, you can secure great auto insurance rates from auto insurance companies that bundle home, auto, boat, and personal liability.
These rates will of course vary from driver to driver depending on a multitude of personal factors like your credit score, your address, your vehicle type, and on the level of multi-policy discount you are offered.
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How can I get coverage with auto insurance companies that bundle home, auto, boat, and personal liability?
Getting coverage with a company that bundles multiple policies is easy — especially when you shop for insurance online. Depending upon your situation, you can create some of these bundles when filling out an online quote:
- Auto and home insurance
- Auto, home, and life insurance
- Boat and auto insurance
- Auto, home, and personal liability
When you’re filling out your quote, make sure that you are providing accurate information so you can get a realistic rate. Be sure to get between four to five quotes from different companies so you can see how each one measures up and determine which quote best suits your needs.
Once you’ve found the perfect policy, you’ll need to finalize your purchase and contact your current insurance company to cancel your policy. When setting up a start date for your new policy and an end date for your old policy, make sure that there will be no lapse in coverage.
Having a lapse in insurance coverage can negatively affect your rates. You may need your new insurance company to send over a cancellation letter to you previous insurance company with your new policy number, but that doesn’t require any work on your end.
How can I get the best rates on my insurance?
Saving money is on everyone’s minds these days, and the Insurance Information Institute reports that bundling your insurance policies is the best way to save on your insurance rates, but you can also use other strategies to keep costs low.
Be sure to set aside some time so you can review your policy whenever it is up for renewal. Keeping your policy up-to-date is a simple, yet effective, way to make sure that you are not paying for anything you no longer need like a vehicle that you recently sold.
You should also compare quotes from other companies at least once a year to verify that your current company is still getting you the best deal and the best coverage.
When in doubt, ask if you are eligible for any auto insurance discounts that you may not be benefiting from currently. Your vehicles’ safety features or your child’s good grades could end up saving you a few dollars on your rates.
You can use this chart to go over any discounts that you may qualify for:
| Vehicle Discounts: | Driver/Customer Discounts: | Personal Discounts: |
|---|---|---|
| Active Disabling Device | Claim Free | Emergency Deployment |
| Adaptive Cruise Control | Continuous Coverage | Family Legacy |
| Adaptive Headlights | Defensive Driver | Family Plan |
| Anti-Lock Brakes | Driver's Education | Federal Employee |
| Audible Alarm | Driving Device/App | Further Education |
| Automatic Braking | Early Signing | Good Student |
| Blind Spot Warning | Full Payment | Homeowner |
| Daytime Running Lights | Good Credit | Life Insurance |
| Economy Vehicle | Loyalty | Married |
| Electronic Stability Control | Multiple Policies | Membership/Group |
| Farm/Ranch Vehicle | Multiple Vehicles | Military |
| Forward Collision Warning | New Customer/New Plan | New Address |
| Garaging/Storing | Occasional Operator | New Graduate |
| Green/Hyrbid Vehicle | Online Shopper | Non-Smoker/Non-Drinker |
| Lane Departure Warning | On-Time Payments | Occupation |
| Newer Vehicle | Paperless/Auto Billing | Recent Retirees |
| Passive Restraint | Paperless Documents | Stable Residence |
| Utility Vehicle | Roadside Assistance | Student Away |
| Vehicle Recovery | Safe Driver | Student or Alumni |
| VIN Etching | Seat Belt Use | Volunteer |
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Following through with these practices will help you obtain insurance rates that won’t break the bank and let you get the best deals available.
Auto Insurance Companies That Bundle Home, Auto, Boat, and Personal Liability: What You Need to Know
If you already own a car and are about to purchase a boat or are thinking of getting personal liability insurance, you’ll need a well-rounded auto insurance company; auto insurance companies that don’t bundle home, auto, boat, and personal liability won’t be of much good to you.
When you buy auto insurance, auto insurance companies that bundle home, auto, boat, and personal liability like USAA, State Farm, Travelers, and more can help you get all of the coverage you need.
Bundling your policies with one company will also get you a multi-policy discount; this discount can great reduce your rates, but you should always review your policies at least once a year to make sure you aren’t missing out on any opportunities to save money.
Who has the best home and auto insurance bundle? That question can only be answered by you. Enter your ZIP code to start comparing free quotes from auto insurance companies that bundle home, auto, boat, and personal liability so you can find the best company for you today.