Best BMW X4 Auto Insurance Rates 2021
The price of car insurance for the BMW X4 depends on a lot of factors. Among the things that can impact your BMW X4 car insurance rates are your driving history and where you live. Of course, the purchase price of the BMW X4 also affects car insurance rates, and that depends on trim level and options.
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Written by
Rachel Bodine
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Reviewed by
Daniel Walker
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UPDATED: Mar 22, 2022
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- The cost of insurance for a BMW X4 depends on the trim level
- Safety features of the BMW X4 can earn you a car insurance discount
- Crash test ratings have an impact on BMW X4 auto insurance rates
Before you buy a BMW X4, or even if you already own one, you’ll want to get the best BMW X4 auto insurance rates. The cost of auto insurance for a BMW X4 can vary from company to company and be based on personal factors like driving record, too.
The best way to get affordable BMW X4 auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects BMW auto insurance for a X4. You can also compare BMW X4 auto insurance rates to the average cost of insurance for competitors like Jeep Commander and Subaru XV Crosstrek Hybrid.
To compare BMW X4 auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.
Table of Contents
Are vehicles like the BMW X4 expensive to insure?
Take a look at how insurance rates for similar models to the BMW X4 look. These insurance rates for other SUVs like the Jeep Commander, BMW X7, and Subaru XV Crosstrek Hybrid give you a good idea of what to expect.
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Tesla Model X | $540 | $1,124 | $372 | $2,194 |
| GMC Yukon | $376 | $594 | $372 | $1,500 |
| Land Rover Range Rover | $454 | $872 | $416 | $1,900 |
| Mercedes-Benz GLA 250 | $370 | $714 | $450 | $1,714 |
| Chevrolet Tahoe Hybrid | $290 | $516 | $456 | $1,420 |
| Infiniti QX60 | $404 | $750 | $372 | $1,684 |
| Kia Telluride | $376 | $688 | $316 | $1,516 |
| Land Rover Discovery Sport | $368 | $668 | $416 | $1,610 |
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What impacts the cost of BMW X4 insurance?
The average annual rate for the BMW X4 is just that, an average. Your insurance rates for a BMW X4 can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW X4.
BMW X4 Crash Test Ratings
BMW X4 crash test ratings can impact the cost of your BMW X4 car insurance. See BMW X4 crash test results here.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 BMW X4 SUV AWD | N/R | N/R | N/R | N/R |
| 2020 BMW X4 M SUV AWD | N/R | N/R | N/R | N/R |
| 2019 BMW X4 SUV AWD | N/R | N/R | N/R | N/R |
| 2018 BMW X4 SUV AWD | N/R | N/R | N/R | N/R |
| 2017 BMW X4 SUV AWD | N/R | N/R | N/R | N/R |
| 2016 BMW X4 SUV AWD | N/R | N/R | N/R | N/R |
Ways to Save on BMW X4 Insurance
If you want to reduce the cost of your BMW X4 insurance rates, follow these tips below:
- Re-check BMW X4 quotes every 6 months
- Renew your BMW X4 insurance coverage to avoid lapses
- Buy an older BMW X4
- Check the odometer on your BMW X4
- Ask about farm and ranch vehicle discounts
Top BMW X4 Insurance Companies
Several insurance companies offer competitive rates for the BMW X4 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW X4 drivers organized by market share.
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | GEICO | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
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Comparing Free BMW X4 Insurance Quotes Online
You can compare quotes for BMW X4 auto insurance rates from some of the best auto insurance companies by using our free online tool now.