Best Galliano, Louisiana Auto Insurance in 2024
The average Galliano, LA auto insurance rates are $483 per month. The minimum auto insurance in Galliano is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Galliano, Louisiana, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Sep 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Galliano for teen drivers is Progressive
- Average auto insurance rates in Galliano, LA for senior drivers are $3,612 per year
- The cheapest auto insurance company in Galliano is USAA
Galliano, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Galliano can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Galliano, Louisiana, including driving record, credit, commute time, and more.
Compare auto insurance in Galliano to other Louisiana cities, including Monroe auto insurance rates, Houma auto insurance rates, and Kenner auto insurance rates to see how Galliano, Louisiana auto insurance rates stack up.
Before you buy Galliano, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Galliano, Louisiana auto insurance quotes.
Minimum Auto Insurance in Galliano, Louisiana
Galliano, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Galliano, Louisiana.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Galliano, Louisiana Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Galliano, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,674 | $3,674 | $3,802 | $3,802 | $7,983 | $10,034 | $4,051 | $4,383 |
| Geico | $3,937 | $4,559 | $4,746 | $5,861 | $14,764 | $15,492 | $3,796 | $3,647 |
| Progressive | $4,405 | $4,093 | $3,697 | $4,001 | $18,047 | $20,045 | $5,034 | $5,151 |
| State Farm | $2,752 | $2,752 | $2,552 | $2,552 | $7,885 | $9,822 | $3,052 | $3,412 |
| USAA | $2,618 | $2,570 | $2,570 | $2,538 | $8,005 | $9,355 | $3,204 | $3,500 |
Cheap Galliano, Louisiana Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Galliano, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Galliano, Louisiana.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,983 | $10,034 |
| Geico | $14,764 | $15,492 |
| Progressive | $18,047 | $20,045 |
| State Farm | $7,885 | $9,822 |
| USAA | $8,005 | $9,355 |
Cheap Galliano, Louisiana Auto Insurance for Seniors
What are senior auto insurance rates in Galliano, Louisiana? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,802 | $3,802 |
| Geico | $4,746 | $5,861 |
| Progressive | $3,697 | $4,001 |
| State Farm | $2,552 | $2,552 |
| USAA | $2,570 | $2,538 |
Cheap Galliano, Louisiana Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Galliano, Louisiana compared to the annual auto insurance rates with a clean record in Galliano, Louisiana.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,090 | $6,236 | $5,568 | $4,808 |
| Geico | $4,812 | $7,778 | $9,641 | $6,170 |
| Progressive | $6,700 | $9,047 | $8,650 | $7,840 |
| State Farm | $3,992 | $4,703 | $4,347 | $4,347 |
| USAA | $3,273 | $4,564 | $5,433 | $3,910 |
Cheap Galliano, Louisiana Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Galliano, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Galliano, Louisiana to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,568 |
| Geico | $9,641 |
| Progressive | $8,650 |
| State Farm | $4,347 |
| USAA | $5,433 |
Cheap Galliano, Louisiana Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Galliano, Louisiana annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,767 | $4,672 | $4,087 |
| Geico | $8,450 | $7,330 | $5,521 |
| Progressive | $9,078 | $7,815 | $7,284 |
| State Farm | $5,954 | $3,901 | $3,188 |
| USAA | $5,907 | $3,798 | $3,179 |
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Cheap Galliano, Louisiana Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Galliano, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Galliano, Louisiana to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 70345 | $5,145 |
| 70354 | $5,468 |
Cheap Galliano, Louisiana Auto Insurance Rates By Commute
Commute length and annual mileage affect Galliano, Louisiana auto insurance. Find the cheapest annual Galliano, Louisiana auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,175 | $5,175 |
| Geico | $6,957 | $7,244 |
| Progressive | $8,059 | $8,059 |
| State Farm | $4,242 | $4,453 |
| USAA | $4,162 | $4,428 |
Cheap Galliano, Louisiana Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Galliano, Louisiana? Check out the comparison of annual Galliano, Louisiana auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,458 | $5,272 | $5,796 |
| Geico | $5,752 | $7,123 | $8,426 |
| Progressive | $6,718 | $7,991 | $9,468 |
| State Farm | $3,690 | $4,331 | $5,022 |
| USAA | $3,682 | $4,366 | $4,837 |
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Best By Category: Cheapest Auto Insurance in Galliano, Louisiana
Compare the cheapest auto insurance companies in Galliano, Louisiana in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Galliano, Louisiana Auto Insurance Companies
What auto insurance companies in Galliano, Louisiana are the cheapest? Compare the top Galliano, Louisiana auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,175 |
| Geico | $7,100 |
| Progressive | $8,059 |
| State Farm | $4,347 |
| USAA | $4,295 |
What affects auto insurance rates in Galliano, Louisiana?
There are a lot of reasons why auto insurance rates in Galliano, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Galliano, Louisiana. Many local factors may affect your Galliano auto insurance rates.
Galliano Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Galliano, Louisiana commute length is 35.7 minutes according to City-Data.
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Compare Galliano, Louisiana Auto Insurance Quotes
Before you buy Galliano, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Galliano, Louisiana auto insurance quotes.
Frequently Asked Questions
Why do I need auto insurance in Galliano, LA?
Auto insurance is required by law in most states, including Louisiana. It is essential because it protects you financially in case of an accident, covers medical expenses, repairs or replaces your vehicle, and provides liability coverage in case you cause damage to others.
What types of auto insurance coverage are available in Galliano, LA?
In Galliano, LA, you can typically find the following types of auto insurance coverage:
- Liability coverage: Covers damage and injuries you cause to others.
- Collision coverage: Pays for repairs or replacement of your vehicle in case of a collision.
- Comprehensive coverage: Covers damage caused by non-collision incidents like theft, vandalism, or natural disasters.
- Personal injury protection (PIP): Covers medical expenses and lost wages for you and your passengers.
How much auto insurance coverage do I need?
The amount of coverage you need depends on several factors, including your state’s minimum requirements, the value of your vehicle, your assets, and your personal preferences. It’s generally recommended to have liability coverage at least equal to the total value of your assets to protect yourself adequately.
How can I find affordable auto insurance in Galliano, LA?
To find affordable auto insurance in Galliano, LA, you can consider the following:
- Shop around and compare quotes from multiple insurance companies.
- Opt for higher deductibles, which can lower your premium.
- Look for discounts such as safe driver discounts or multi-policy discounts.
- Maintain a good driving record and credit score.
- Bundle your auto insurance with other policies like homeowner’s insurance.
What factors affect my auto insurance premium in Galliano, LA?
Several factors influence your auto insurance premium, including:
- Your driving record and history of accidents or violations.
- The type, make, and model of your vehicle.
- Your age, gender, and marital status.
- Your credit score.
- The coverage limits and deductibles you choose.
- Your location and the likelihood of theft or accidents in that area.
Can I get auto insurance if I have a bad driving record?
Yes, even if you have a bad driving record, you can still get auto insurance. However, you may be considered a high-risk driver, and your premiums may be higher compared to drivers with clean records. Some insurance companies specialize in providing coverage for high-risk drivers.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.