Best Jackson, Mississippi Auto Insurance in 2024
USAA is the cheapest auto insurance company in Jackson, MS. However, auto insurance in Jackson, Mississippi, varies for each person. Jackson, MS car insurance must meet the Mississippi minimum requirements with coverage levels of 25/50/25 for liability. Compare Jackson, MS auto insurance rates online to get the best price for you.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
UPDATED: Sep 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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2,903 reviews- The average Jackson, Mississippi auto insurance rate costs one dollar less than the national average
- The most affordable auto insurance companies in Jackson, MS are USAA, Nationwide, and State Farm
- Mississippi’s auto insurance requirements are 25/50/25
- The city of Jackson has the highest vehicle thefts in Mississippi
On average, Jackson, MS auto insurance rates are $3,933 per year. This puts Jackson’s average rate one dollar more than the national annual average and $268 more than the yearly average for auto insurance in Mississippi.
However, Jackson, MS car insurance rates depend on the company and other auto insurance factors.
Our guide explains how you can secure cheap auto insurance in Jackson, Mississippi, for every age, credit history, and driving record.
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Monthly Jackson, Mississippi Car Insurance Rates by ZIP Code
ZIP codes will play a major role in your car insurance rates because factors like crime and traffic are calculated by ZIP code. Check out the monthly Jackson, Mississippi auto insurance rates by ZIP Code below:
Jackson, Mississippi Car Insurance Rates vs. Top US Metro Car Insurance Rates
You might find yourself asking how does my Jackson, Mississippi stack up against other top US metro areas’ auto insurance rates? We’ve got your answer below.
Ready to find affordable Jackson, MS auto insurance? Enter your ZIP code above to get started.
What is the cheapest auto insurance company in Jackson, MS?
The cheapest car insurance company in Jackson, MS, is USAA. However, USAA is only available for military veterans and their immediate families. Check out our USAA auto insurance review for more information.
Which Jackson, MS car insurance company has the best rates? And how do those rates compare against the average Mississsippi car insurance company rates? We’ve got the answers below.
The following most affordable companies are Nationwide and State Farm.
Here are the best auto insurance companies in Jackson, Mississippi, ranked from cheapest to most expensive:
- USAA auto insurance – $2,305
- Nationwide auto insurance – $2,944
- State Farm auto insurance – $3,446
- Travelers auto insurance – $3,735
- Geico auto insurance – $4,267
- Liberty Mutual auto insurance – $4,496
- Progressive auto insurance – $4,774
- Allstate auto insurance – $5,494
USAA, Nationwide, and State Farm are the only companies in Jackson that offer cheaper than average car insurance rates. With the right discounts, you can lower your annual costs.
Auto insurance providers will inspect various factors that determine your auto insurance rates, such as age, gender, marital status, driving record, and credit history.
The most significant factor is your driving record. Some car insurance companies provide between 15% to 40% off if you have a clean driving record. If you need high-risk auto insurance, it will cost a lot more.
In addition to no traffic violations or accidents, a good credit score can lower your auto insurance rates even more.
Did you know your neighborhood ZIP code can save you money? The cheapest ZIP code in Jackson, MS, is 39211, and its average car insurance cost is $3,252 per year.
If you’re a driver under 25 years old, you could face auto insurance quotes up to $9,160 per year. Auto insurance for teens and young drivers is usually the most expensive. Senior drivers may have auto insurance rates of about $2,103 per year.
Jackson, MS car insurance rates by company and age is an essential comparison because the top car insurance company for one age group may not be the best company for another age group.
Your coverage level will play a major role in your Jackson car insurance rates. The types of car insurance you choose will impact your rates. Find the cheapest Jackson, MS car insurance rates by coverage level below:
Your credit score will play a significant role in your Jackson insurance rates since auto insurance companies use credit scores to determine rates. Find the cheapest Jackson, Mississippi car insurance rates by credit score below.
Your driving record will play a major role in your Jackson car insurance rates. For example, other factors aside, a Jackson, MS DUI may increase your car insurance rates 40% to 50%. Cheap auto insurance for drivers with a DUI is not easy to find. Find the cheapest Jackson, MS car insurance rates by driving record.
Factors affecting car insurance rates in Jackson, MS may include your commute, coverage level, tickets, DUIs, and credit. Controlling these factors will help you maintain cheap Jackson, Mississippi car insurance.
These states are no longer using gender to calculate your car insurance rates — Hawaii, Massachusetts, Michigan, Montana, North Carolina, and Pennsylvania. But age is still a major factor because young drivers are often considered high-risk. MS does use gender, so check out the average monthly car insurance rates by age and gender in Jackson, MS. Car insurance rates are more for males on average.
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What are the minimum Jackson, MS auto insurance requirements?
All Jackson drivers must have the minimum Mississippi auto insurance requirements, which are:
- $25,000 per person for bodily injury
- $50,000 per incident for bodily injury liability
- $25,000 per incident for property damage
Some auto insurance agents may recommend uninsured/underinsured motorist coverage to cover the gaps in insurance.
What other factors affect Jackson, MS auto insurance?
Did you know that your daily commute affects your car insurance? Even a city’s motor vehicle thefts affect Jackson, MS car insurance quotes.
According to Data USA, it takes the average Jackson driver 20 minutes to get to work. Jackson’s average commute is five minutes faster than the national average commute time.
Jackson, MS weather has a high chance of storms. According to City-Data, Jackson had eight major storms in 2019. Comprehensive insurance can help you avoid out-of-pocket expenses.
Vehicle theft has a significant impact on comprehensive car insurance in Jackson, MS. The FBI annual statistics reported that Jackson had 912 auto thefts in 2019.
Jackson, MS Auto Insurance: What’s the bottom line?
Jackson, MS car insurance rates are more affordable than most cities in the United States. You can save hundreds on car insurance if you maintain a clean driving history and a good credit score.
Young adult drivers should consider going under a parent or legal guardian’s car insurance policy to save.
Car insurance discounts are another way you can save. If you’re a student, you can get good student discounts for good grades. Don’t forget, your vehicle’s safety and anti-theft features can also help you save.
Before you buy Jackson, MS auto insurance quotes, be sure you’ve checked out auto insurance rates with multiple companies. Enter your ZIP code below to get fast, free auto insurance quotes.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
What is the cheapest auto insurance company in Jackson, MS?
The cheapest car insurance company in Jackson, MS, is USAA. However, USAA is only available for military veterans and their immediate families.
Which Jackson, MS car insurance company has the best rates compared to the average Mississippi rates?
The most affordable car insurance companies in Jackson, MS, compared to the average Mississippi rates, are Nationwide and State Farm.
What factors affect Jackson, MS auto insurance rates?
Several factors can affect auto insurance rates in Jackson, MS, including age, gender, marital status, driving record, credit history, and coverage level.
What are the minimum auto insurance requirements in Jackson, MS?
All Jackson drivers must meet the minimum auto insurance requirements in Mississippi, which include liability coverage with limits of 25/50/25.
How can I save money on Jackson, MS auto insurance?
To save money on auto insurance in Jackson, MS, maintain a clean driving history, improve your credit score, consider bundling policies, and take advantage of available discounts. Additionally, comparing quotes from multiple insurance companies can help you find the best price.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
