Best Pascagoula, Mississippi Auto Insurance in 2024
The average Pascagoula, MS auto insurance rates are $316 per month. The minimum auto insurance in Pascagoula is at least 25/50/25 in coverage to comply with Mississippi auto insurance laws. To find the best cheap auto insurance in Pascagoula, Mississippi, compare quotes from multiple companies.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Pascagoula, MS for senior drivers are $2,025 per year
- The minimum auto insurance required in Pascagoula, Mississippi is 25/50/25
- The average commute length in Pascagoula is 17.2 minutes
Pascagoula, Mississippi auto insurance requirements are 25/50/25 according to Mississippi auto insurance laws. Finding cheap auto insurance in Pascagoula can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pascagoula, Mississippi, including driving record, credit, commute time, and more.
Compare auto insurance in Pascagoula to other Mississippi cities, including Meridian auto insurance rates, Tupelo auto insurance rates, and Southaven auto insurance rates to see how Pascagoula, Mississippi auto insurance rates stack up.
Before you buy Pascagoula, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pascagoula, Mississippi auto insurance quotes.
Minimum Auto Insurance in Pascagoula, Mississippi
Pascagoula, Mississippi auto insurance laws require that you have at least the Mississippi minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pascagoula, Mississippi.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Pascagoula, Mississippi Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Pascagoula, Mississippi are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,871 | $2,732 | $2,579 | $2,637 | $11,832 | $12,645 | $3,225 | $3,294 |
| Geico | $2,937 | $2,773 | $2,651 | $2,463 | $7,555 | $7,089 | $5,048 | $2,378 |
| Liberty Mutual | $2,726 | $2,950 | $2,178 | $2,449 | $10,221 | $11,378 | $2,893 | $3,040 |
| Nationwide | $1,982 | $2,025 | $1,785 | $1,879 | $4,073 | $5,145 | $2,261 | $2,437 |
| Progressive | $2,677 | $2,479 | $2,193 | $2,122 | $9,590 | $10,731 | $2,737 | $2,828 |
| State Farm | $1,879 | $1,879 | $1,694 | $1,694 | $5,610 | $7,043 | $2,099 | $2,399 |
| Travelers | $1,710 | $1,737 | $1,645 | $1,642 | $8,044 | $12,816 | $1,801 | $2,052 |
| USAA | $1,482 | $1,461 | $1,393 | $1,398 | $3,818 | $4,508 | $1,799 | $1,977 |
Cheap Pascagoula, Mississippi Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Pascagoula, Mississippi is a challenge. Take a look at the annual teen auto insurance rates in Pascagoula, Mississippi.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,832 | $12,645 |
| Geico | $7,555 | $7,089 |
| Liberty Mutual | $10,221 | $11,378 |
| Nationwide | $4,073 | $5,145 |
| Progressive | $9,590 | $10,731 |
| State Farm | $5,610 | $7,043 |
| Travelers | $8,044 | $12,816 |
| USAA | $3,818 | $4,508 |
Cheap Pascagoula, Mississippi Auto Insurance for Seniors
What are senior auto insurance rates in Pascagoula, Mississippi? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,579 | $2,637 |
| Geico | $2,651 | $2,463 |
| Liberty Mutual | $2,178 | $2,449 |
| Nationwide | $1,785 | $1,879 |
| Progressive | $2,193 | $2,122 |
| State Farm | $1,694 | $1,694 |
| Travelers | $1,645 | $1,642 |
| USAA | $1,393 | $1,398 |
Cheap Pascagoula, Mississippi Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pascagoula, Mississippi compared to the annual auto insurance rates with a clean record in Pascagoula, Mississippi.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,386 | $5,187 | $6,340 | $4,995 |
| Geico | $2,580 | $3,888 | $5,878 | $4,101 |
| Liberty Mutual | $3,338 | $5,381 | $5,495 | $4,703 |
| Nationwide | $2,169 | $2,750 | $3,481 | $2,394 |
| Progressive | $3,782 | $5,063 | $4,394 | $4,440 |
| State Farm | $2,745 | $3,394 | $3,005 | $3,005 |
| Travelers | $3,428 | $3,588 | $4,966 | $3,742 |
| USAA | $1,731 | $2,229 | $3,030 | $1,929 |
Cheap Pascagoula, Mississippi Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Pascagoula, Mississippi is not easy. Compare the annual rates for DUI auto insurance in Pascagoula, Mississippi to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,340 |
| Geico | $5,878 |
| Liberty Mutual | $5,495 |
| Nationwide | $3,481 |
| Progressive | $4,394 |
| State Farm | $3,005 |
| Travelers | $4,966 |
| USAA | $3,030 |
Cheap Pascagoula, Mississippi Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Pascagoula, Mississippi annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,056 | $5,357 | $4,267 |
| Geico | $6,200 | $3,514 | $2,622 |
| Liberty Mutual | $6,768 | $4,157 | $3,264 |
| Nationwide | $3,156 | $2,579 | $2,360 |
| Progressive | $5,013 | $4,274 | $3,971 |
| State Farm | $4,376 | $2,656 | $2,080 |
| Travelers | $4,450 | $3,641 | $3,702 |
| USAA | $3,036 | $1,989 | $1,664 |
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Cheap Pascagoula, Mississippi Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Pascagoula, Mississippi can vary. Compare the annual cost of auto insurance by ZIP code in Pascagoula, Mississippi to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 39567 | $3,280 |
| 39581 | $3,283 |
Cheap Pascagoula, Mississippi Auto Insurance Rates By Commute
Commute length and annual mileage affect Pascagoula, Mississippi auto insurance. Find the cheapest annual Pascagoula, Mississippi auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,227 | $5,227 |
| Geico | $4,097 | $4,126 |
| Liberty Mutual | $4,729 | $4,729 |
| Nationwide | $2,698 | $2,698 |
| Progressive | $4,420 | $4,420 |
| State Farm | $2,964 | $3,111 |
| Travelers | $3,931 | $3,931 |
| USAA | $2,162 | $2,297 |
Cheap Pascagoula, Mississippi Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Pascagoula, Mississippi? Check out the comparison of annual Pascagoula, Mississippi auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,978 | $5,221 | $5,481 |
| Geico | $3,850 | $4,145 | $4,340 |
| Liberty Mutual | $4,425 | $4,708 | $5,055 |
| Nationwide | $2,533 | $2,690 | $2,873 |
| Progressive | $3,910 | $4,483 | $4,866 |
| State Farm | $2,847 | $3,024 | $3,241 |
| Travelers | $3,704 | $3,955 | $4,134 |
| USAA | $2,073 | $2,218 | $2,399 |
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Best By Category: Cheapest Auto Insurance in Pascagoula, Mississippi
Compare the cheapest auto insurance companies in Pascagoula, Mississippi in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Pascagoula, Mississippi Auto Insurance Companies
What auto insurance companies in Pascagoula, Mississippi are the cheapest? Compare the top Pascagoula, Mississippi auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,227 |
| Geico | $4,112 |
| Liberty Mutual | $4,729 |
| Nationwide | $2,698 |
| Progressive | $4,420 |
| State Farm | $3,037 |
| Travelers | $3,931 |
| USAA | $2,230 |
What affects auto insurance rates in Pascagoula, Mississippi?
There are a lot of reasons why auto insurance rates in Pascagoula, Mississippi are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pascagoula, Mississippi. Many local factors may affect your Pascagoula auto insurance rates.
Pascagoula Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Pascagoula, Mississippi auto theft statistics, there have been 62 auto thefts in the city.
Pascagoula Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pascagoula, Mississippi commute length is 17.2 minutes according to City-Data.
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Compare Pascagoula, Mississippi Auto Insurance Quotes
Before you buy Pascagoula, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pascagoula, Mississippi auto insurance quotes.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a type of insurance coverage that provides financial protection against losses or damages resulting from accidents involving vehicles. It typically covers liability for bodily injury and property damage, as well as offers additional coverage options such as collision, comprehensive, medical payments, and uninsured/underinsured motorist coverage.
Is auto insurance mandatory in Pascagoula, MS?
Yes, auto insurance is mandatory in Pascagoula, MS, as it is in most states in the United States. Mississippi law requires all drivers to have liability insurance coverage, which helps protect other drivers and property in case of an accident.
What does liability insurance cover?
Liability insurance covers the cost of damages or injuries you may cause to others in an accident for which you are at fault. It typically includes both bodily injury liability, which pays for medical expenses and related costs, and property damage liability, which covers the repair or replacement of damaged property.
Are there any additional auto insurance coverage options?
Yes, in addition to liability insurance, there are several optional coverage options you can consider. Some common ones include collision coverage, which helps pay for repairs or replacement of your vehicle if it’s damaged in a collision, and comprehensive coverage, which covers damages to your vehicle caused by non-collision incidents like theft, vandalism, or natural disasters. Other options include medical payments coverage, uninsured/underinsured motorist coverage, and rental car reimbursement.
How are auto insurance rates determined in Pascagoula, MS?
Auto insurance rates are determined by various factors, including your driving record, age, gender, the make and model of your vehicle, your credit history, and the amount of coverage you choose. Insurance providers also consider local factors such as the frequency of accidents and thefts in your area, which can affect rates in Pascagoula, MS.
Can I save money on auto insurance in Pascagoula?
Yes, there are several ways to potentially save money on auto insurance in Pascagoula. Some common strategies include maintaining a good driving record, bundling your auto insurance with other policies from the same provider, choosing higher deductibles, installing anti-theft devices in your vehicle, and exploring available discounts such as safe driver discounts or discounts for taking defensive driving courses.
How do I file an auto insurance claim in Pascagoula, MS?
To file an auto insurance claim in Pascagoula, you should contact your insurance provider as soon as possible after an accident or incident. They will guide you through the claims process and may require you to provide information such as the date and location of the accident, descriptions of damages and injuries, and any relevant police reports or witness statements.
Can I change my auto insurance policy?
Yes, you can generally make changes to your auto insurance policy. If you wish to modify your coverage, add or remove vehicles, or update personal information, you should contact your insurance provider directly. They can assist you in adjusting your policy to meet your evolving needs.
What should I do if my auto insurance claim is denied?
If your auto insurance claim is denied, it’s essential to review the denial letter carefully to understand the reason for the denial. You can contact your insurance provider to discuss the matter further, provide additional information or documentation if necessary, or appeal the decision. It’s also a good idea to consult with a legal professional or insurance expert for guidance on your specific situation.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.