Best Puyallup, Washington Auto Insurance in 2024 (Find the Top 10 Companies Here)
For best Puyallup, Washington auto insurance, the best providers are State Farm, Farmers, and Erie, with Farmers offering a low price of $59/mo. These companies provide reliable coverage, making them the top picks in the area. Compare rates to find the best deal, starting with Farmers' affordable offer.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
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UPDATED: Sep 13, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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17,759 reviewsCompany Facts
Full Coverage in Puyallup WA
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
2,903 reviewsCompany Facts
Full Coverage in Puyallup WA
A.M. Best Rating
Complaint Level
Pros & Cons
2,903 reviews
1,814 reviewsCompany Facts
Full Coverage in Puyallup WA
A.M. Best Rating
Complaint Level
Pros & Cons
1,814 reviewsFarmers offers the best Puyallup, Washington auto insurance starting at just $59/month, alongside State Farm and Erie for best coverage options.
Puyallup, Washington auto insurance requirements are 25/50/10 according to Washington Auto Insurance laws.
Our Top 10 Company Picks: Best Puyallup, Washington Auto Insurance
| Company | Rank | Bundling Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 13% | B | Many Discounts | State Farm |
 | #2 | 10% | A | Local Agents | Farmers |
 | #3 | 15% | A+ | 24/7 Support | Erie |
 | #4 | 12% | A | Online App | AAA |
 | #5 | 18% | A++ | Military Savings | USAA |
 | #6 | 16% | A++ | Custom Plan | Geico |
 | #7 | 14% | A+ | Usage Discount | Nationwide |
 | #8 | 11% | A++ | Accident Forgiveness | Travelers |
 | #9 | 17% | A+ | Innovative Programs | Progressive |
 | #10 | 9% | A+ | Add-on Coverages | Allstate |
Before you buy Puyallup, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Puyallup, Washington auto insurance quotes.
- Average commute time in Puyallup is 32 min
- Average auto insurance in Puyallup for senior is $12/mo
- Liberty Mutual is Puyallup’s auto insurance for teens
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#1 – State Farm: Top Overall Pick
Pros
- Many Discounts: State Farm offers a range of discounts, including a 13% bundling discount, making it one of the best Puyallup, Washington auto insurance options for savings.
- High Rank: Ranked #1 among providers, reflecting its strong reputation and reliability for the best Puyallup, Washington auto insurance. Discover more at “State Farm Auto Insurance Review.”
- A.M. Best Rating: Holds a B rating, indicating good financial stability, which is crucial for the best Puyallup, Washington auto insurance.
Cons
- Limited Multi-Policy Discounts: The 13% bundling discount may be lower compared to some competitors, potentially affecting the overall cost of the best Puyallup, Washington auto insurance.
- Basic Coverage Options: May not offer as many specialized coverage options as other providers, limiting choices for the best Puyallup, Washington auto insurance.
#2 – Farmers: Best for Local Agents
Pros
- Local Agents: Farmers provides personalized service through local agents, which can be beneficial for customized coverage and is a key factor in finding the best Puyallup, Washington auto insurance. Find out more at “Farmers Auto Insurance Review.”
- Strong A.M. Best Rating: Holds an A rating, indicating strong financial stability, essential for securing the best Puyallup, Washington auto insurance.
- Good Bundling Discount: Offers a 10% bundling discount, helping to reduce the cost of the best Puyallup, Washington auto insurance.
Cons
- Higher Rates for Some Drivers: Premiums might be higher for drivers with poor credit or high-risk profiles, impacting the affordability of the best Puyallup, Washington auto insurance.
- Mixed Customer Service Reviews: Some customers report inconsistent experiences with customer service, which can affect the overall satisfaction with the best Puyallup, Washington auto insurance.
#3 – Erie: Best for 24/7 Support
Pros
- 24/7 Support: Erie provides round-the-clock customer support, ensuring assistance whenever needed and contributing to the best Puyallup, Washington auto insurance experience.
- High A.M. Best Rating: Holds an A+ rating, reflecting strong financial stability and reliability for the best Puyallup, Washington auto insurance.
- Generous Bundling Discount: Offers a 15% bundling discount, which helps in obtaining the best Puyallup, Washington auto insurance at lower premiums. See more bundling discounts at “Erie Auto Insurance Review.”
Cons
- Limited Availability: Erie’s services are not available in all states, which may limit access to the best Puyallup, Washington auto insurance for some drivers.
- Less Advanced Online Tools: Online management tools may not be as advanced as those of larger competitors, affecting convenience for the best Puyallup, Washington auto insurance.
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#4 – AAA: Best for Online App
Pros
- Online App: AAA offers a user-friendly online app for managing policies and filing claims, enhancing convenience for the best Puyallup, Washington auto insurance.
- Strong A.M. Best Rating: Holds an A rating, indicating solid financial stability for the best Puyallup, Washington auto insurance.
- Competitive Bundling Discount: Provides a 12% bundling discount, contributing to the affordability of the best Puyallup, Washington auto insurance.
Cons
- Higher Premiums for Some Drivers: Premiums may be higher for those with poor credit or high-risk profiles, potentially affecting the cost of the best Puyallup, Washington auto insurance.
- Limited Regional Availability: Services might not be available in all areas, restricting access to the best Puyallup, Washington auto insurance. Read more about limited regional availability at “AAA Auto Insurance Review.”
#5 – USAA: Best for Military Savings
Pros
- Military Savings: Offers exceptional rates and benefits for military members and their families, including an 18% bundling discount, making it a top choice for the best Puyallup, Washington auto insurance.
- Top A.M. Best Rating: Holds an A++ rating, demonstrating superior financial stability for the best Puyallup, Washington auto insurance.
- High Rank: Ranked #5 among providers, reflecting its strong market position and customer satisfaction in providing the best Puyallup, Washington auto insurance. Find out why “USAA Auto Insurance Review” has a high rank.
Cons
- Eligibility Restrictions: Services are only available to military members, veterans, and their families, limiting access to the best Puyallup, Washington auto insurance.
- Higher Premiums for High-Risk Drivers: Premiums can be higher for drivers with poor credit or high-risk profiles, impacting the overall cost of the best Puyallup, Washington auto insurance.
#6 – Geico: Best for Custom Plan
Pros
- Custom Plan Options: Geico offers customizable plans, allowing you to tailor coverage to specific needs and find the best Puyallup, Washington auto insurance. Know more about custom plan options at “Geico Auto Insurance Review.”
- Excellent A.M. Best Rating: Holds an A++ rating, indicating strong financial stability, which is essential for the best Puyallup, Washington auto insurance.
- Generous Bundling Discount: Provides a 16% bundling discount, making it a cost-effective option for the best Puyallup, Washington auto insurance.
Cons
- Limited Specialized Coverage: May not offer as many specialized coverage options compared to other providers, potentially affecting the best Puyallup, Washington auto insurance.
- Mixed Customer Service Feedback: Some customers report variable experiences with customer service, which can impact satisfaction with the best Puyallup, Washington auto insurance.
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#7 – Nationwide: Best for Usage Discount
Pros
- Usage Discount: Offers a usage-based discount, which can help reduce premiums based on driving habits, providing the best Puyallup, Washington auto insurance for those with good driving records.
- Strong A.M. Best Rating: Holds an A+ rating, reflecting strong financial stability for securing the best Puyallup, Washington auto insurance.
- Competitive Bundling Discount: Provides a 14% bundling discount, helping to lower the cost of the best Puyallup, Washington auto insurance.
Cons
- Higher Rates for Some Drivers: Premiums may be higher for drivers with less favorable credit histories, impacting the affordability of the best Puyallup, Washington auto insurance. Find out why there are higher rates for some drivers at “Nationwide Auto Insurance Review.”
- Variable Claims Processing: Some customers report mixed experiences with the claims process, affecting overall satisfaction with the best Puyallup, Washington auto insurance.
#8 – Travelers: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Offers accident forgiveness, which can help prevent rate increases after your first at-fault accident, making it a top choice for the best Puyallup, Washington auto insurance. Learn more at “Travelers Auto Insurance Review.”
- Excellent A.M. Best Rating: Holds an A++ rating, ensuring strong financial stability for the best Puyallup, Washington auto insurance.
- Competitive Bundling Discount: Provides an 11% bundling discount, contributing to the affordability of the best Puyallup, Washington auto insurance.
Cons
- Higher Premiums for High-Risk Drivers: Premiums might be higher for drivers with poor credit or high-risk profiles, impacting the cost of the best Puyallup, Washington auto insurance.
- Mixed Customer Reviews: Some customers report inconsistent experiences with claims processing, affecting satisfaction with the best Puyallup, Washington auto insurance.
#9 – Progressive: Best for Innovative Programs
Pros
- Innovative Programs: Known for offering innovative programs and coverage options, such as usage-based insurance, which can enhance the best Puyallup, Washington auto insurance. Find out more innovative programs at “Progressive Auto Insurance Review.”
- Strong A.M. Best Rating: Holds an A+ rating, indicating solid financial stability for the best Puyallup, Washington auto insurance.
- Generous Bundling Discount: Offers a 17% bundling discount, which can significantly reduce premiums for the best Puyallup, Washington auto insurance.
Cons
- Variable Premiums: Premiums can fluctuate based on personal factors, leading to less predictability in the best Puyallup, Washington auto insurance.
- Customer Service Concerns: Some customers report issues with customer service, affecting their overall experience with the best Puyallup, Washington auto insurance.
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#10 – Allstate: Best for Add-on Coverages
Pros
- Add-on Coverages: Provides a range of add-on coverages, allowing you to customize your policy to better fit your needs for the best Puyallup, Washington auto insurance.
- Strong A.M. Best Rating: Holds an A+ rating, reflecting strong financial stability for the best Puyallup, Washington auto insurance.
- Competitive Bundling Discount: Offers a 9% bundling discount, helping to reduce the overall cost of the best Puyallup, Washington auto insurance.
Cons
- Higher Premiums for Younger Drivers: Premiums can be higher for younger drivers compared to some other providers, potentially impacting the affordability of the best Puyallup, Washington auto insurance.
- Mixed Customer Service Feedback: Some customers report issues with customer service, which can affect overall satisfaction with the best Puyallup, Washington auto insurance. Discover more customer service feedback at “Allstate Auto Insurance Review.”
Cheap Puyallup, Washington Auto Insurance by Age and Gender
Puyallup, Washington auto insurance laws require that you have at least the Washington minimum auto insurance to be financially responsible in the event of an accident, which aligns with the state’s car insurance requirements to ensure adequate coverage.
Puyallup, Washington Auto Insurance Monthly Rates by Provider & Coverage Level
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $64 | $132 |
| $76 | $146 |
| $73 | $140 |
| $59 | $144 |
| $63 | $147 |
| $69 | $138 |
| $72 | $140 |
| $66 | $136 |
| $72 | $135 |
| $70 | $149 |
Auto insurance rates in Puyallup, Washington are affected by age, gender, and marital status. See how demographics impact the monthly cost of insurance and discover the potential savings available to you.
Puyallup, Washington Auto Insurance Monthly Rates by Provider, Age, & Gender
| Insurance Company | Age: 17 Female | Age: 17 Male | Age: 25 Female | Age: 25 Male | Age: 35 Female | Age: 35 Male | Age: 60 Female | Age: 60 Male |
|---|---|---|---|---|---|---|---|---|
| $767 | $891 | $218 | $225 | $206 | $202 | $190 | $200 |
 | $711 | $967 | $187 | $248 | $187 | $187 | $171 | $171 |
| $444 | $477 | $242 | $251 | $192 | $197 | $175 | $199 |
| $354 | $461 | $274 | $198 | $161 | $164 | $151 | $151 |
 | $1,009 | $1,111 | $188 | $204 | $177 | $193 | $158 | $186 |
| $391 | $474 | $169 | $183 | $141 | $144 | $131 | $136 |
| $774 | $865 | $181 | $179 | $152 | $142 | $137 | $139 |
| $483 | $610 | $187 | $215 | $164 | $164 | $148 | $148 |
| $478 | $563 | $137 | $150 | $108 | $106 | $104 | $104 |
For example, younger drivers and those with less driving experience may face higher premiums, while married individuals and older drivers often enjoy lower rates. Generally, insurance premiums are influenced by factors such as age, marital status, and driving history.
Puyallup, Washington Auto Insurance Discounts by Provider
| Insurance Company | Discount Percentage | Discount Program |
|---|---|---|
| AAA | 12% | Anti-Theft Discount |
| 9% | Early Signing Discount |
| 15% | Multi-Policy Discount |
| 10% | Good Student Discount |
| 16% | Defensive Driving Discount |
| 14% | Accident-Free Discount |
| 17% | Pay-in-Full Discount |
| 13% | Safe Driver Discount |
| 11% | Homeowners Discount |
| 18% | Military Service Discount |
Additionally, having a clean driving record and multiple policies can further reduce insurance costs, as many insurers offer significant discounts for both safe driving and bundling multiple types of coverage.
Read more: Best Yearly Premium Auto Insurance
Cheap Puyallup, Washington Auto Insurance By Driving Record
Driving record has a significant impact on your auto insurance rates, with those having a history of traffic violations or accidents typically facing higher premiums.
Compare the monthly auto insurance rates for drivers with a bad record in Puyallup, Washington to those with a clean record to understand the difference in costs. Enter your ZIP code now to compare prices and find the most affordable insurance options tailored to your specific demographic profile!
| Insurance Company | Clean Record | One Accident | One DUI | One Ticket |
|---|---|---|---|---|
| $302 | $382 | $426 | $340 |
| $283 | $363 | $420 | $348 |
| $225 | $281 | $303 | $280 |
| $185 | $236 | $350 | $185 |
| $344 | $434 | $442 | $394 |
| $172 | $233 | $293 | $188 |
| $260 | $408 | $303 | $314 |
| $240 | $289 | $265 | $265 |
| $160 | $233 | $293 | $189 |
Additionally, consider how maintaining a clean driving record over time can lead to reduced premiums and potential discounts, further influencing your overall insurance expenses in Puyallup. A comprehensive claim for auto insurance can also affect your rates, so it’s important to manage claims carefully.
Finding cheap auto insurance in Puyallup can seem like a difficult task, but all of the information you need is right here.
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Cheap Puyallup, Washington Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance, as insurers often use credit scores to gauge risk and determine premiums. Maintaining a good credit score can help lower your insurance rates, as it reflects responsible financial behavior.
We’ll cover factors that affect auto insurance rates in Puyallup, Washington, including driving record, credit, commute time, and more. Explore how monthly auto insurance rates in Puyallup, Washington vary based on credit history to understand how a good or poor credit score can influence your insurance costs.
| Insurance Company | Bad Credit | Fair Credit | Good Credit |
|---|---|---|---|
| $449 | $344 | $295 |
| $417 | $341 | $303 |
| $331 | $251 | $234 |
| $285 | $228 | $205 |
| $577 | $355 | $278 |
| $264 | $206 | $193 |
| $354 | $316 | $294 |
| $385 | $231 | $179 |
| $276 | $202 | $178 |
Additionally, improving your credit score over time may help you secure better rates and reduce your overall insurance expenses. Insurers view a higher credit score as a sign of lower risk, which can result in more competitive premiums.
Cheap Puyallup, Washington Auto Insurance Rates By Commute
Commute length and annual mileage impact Puyallup, Washington auto insurance rates, as insurers often factor in how much you drive when calculating premiums.
For comprehensive coverage, explore “Insurance for Different Type of Drivers“, tailored to various driving habits and distances.
| Insurance Company | 6,000 Miles | 12,000 Miles |
|---|---|---|
| $363 | $363 |
| $346 | $361 |
| $272 | $272 |
| $236 | $242 |
| $403 | $403 |
| $221 | $221 |
| $321 | $321 |
| $257 | $272 |
| $217 | $221 |
Longer commutes or higher annual mileage can lead to higher rates due to the increased risk of accidents. To find the cheapest monthly auto insurance in Puyallup, Washington, consider how your commute length and driving habits influence your rates, and explore options that align with your driving patterns.
Additionally, look for insurers that offer discounts for low-mileage drivers or flexible coverage plans that fit your specific driving needs. See which companies have the cheapest minimum auto insurance rates by entering your ZIP code into our free comparison tool below.
Compare Puyallup, Washington Auto Insurance Quotes
Before you buy Puyallup, Washington auto insurance, make sure you compare rates from multiple companies to find the best deal. This includes evaluating monthly auto insurance premiums to ensure you get the most affordable and suitable coverage for your needs.
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Additionally, check the car insurance requirements in Washington to ensure that your policy meets legal standards while also fitting your budget. Finding cheap auto insurance rates can be difficult for high-risk drivers, but you don’t have to do it alone. Enter your ZIP code below to find the most affordable quotes in your area.
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Frequently Asked Questions
What is Puyallup, WA auto insurance?
Puyallup, WA auto insurance refers to the insurance coverage required for vehicles registered and operated in Puyallup, Washington. It provides financial protection in case of accidents, damage, theft, or other covered events involving your vehicle.
What types of auto insurance coverage are available in Puyallup, WA?
The common types of auto insurance coverage available in Puyallup, WA include liability coverage, which is mandatory and covers injuries and property damage to others, as well as optional coverages like collision, comprehensive, uninsured/underinsured motorist, and medical payments coverage.
Protect your vehicle at the best prices by entering your ZIP code into our free auto insurance quote comparison tool below.
Is auto insurance mandatory in Puyallup, WA?
Yes, auto insurance is mandatory in Puyallup, WA, as it is in the rest of Washington state. The state requires drivers to carry a minimum amount of liability coverage to protect against financial responsibility for injuries or property damage caused by an accident.
Read more: Cheapest Auto Insurance Companies
What are the minimum liability insurance requirements in Puyallup, WA?
The minimum liability insurance requirements in Puyallup, WA are as follows:
- $2,083 bodily injury liability per person
- $4,166 bodily injury liability per accident
- $833 property damage liability per accident
Can I purchase additional auto insurance coverage in Puyallup, WA?
Yes, you can purchase additional auto insurance coverage beyond the minimum requirements in Puyallup, WA. Optional coverages like collision, comprehensive, uninsured/underinsured motorist, and medical payments coverage can provide enhanced protection for your vehicle and yourself.
Explore your auto insurance options by entering your ZIP code into our free comparison tool below today.
How can I find the best auto insurance in Puyallup, WA?
To find the best auto insurance in Puyallup, WA, consider these steps:
- Shop around and compare quotes from multiple insurance companies.
- Assess the coverage options, limits, and deductibles offered by each insurer.
- Check the financial stability and reputation of the insurance companies.
- Read customer reviews and ratings to evaluate their customer service.
- Take into account any discounts or special features that may be available.
Read more: Comprehensive Auto Insurance
How can I find the best auto insurance rates in Puyallup, Washington?
To find the best auto insurance rates in Puyallup, Washington, start by comparing quotes from multiple insurance providers. Consider factors like bundling discounts, coverage options, and the company’s A.M. Best rating.
Use online tools and resources to get detailed comparisons and explore providers that offer the best Puyallup, Washington auto insurance based on your specific needs.
What factors affect my auto insurance premiums in Puyallup, Washington?
Several factors can influence your auto insurance premiums in Puyallup, Washington, including your driving history, credit score, type of vehicle, and coverage levels. Local conditions such as traffic patterns and the frequency of vehicle thefts can also impact rates.
For the best Puyallup, Washington auto insurance, it’s essential to understand these factors and choose a policy that aligns with your driving profile and needs. See which companies have the cheapest minimum auto insurance rates by entering your ZIP code into our free comparison tool below.
Are there discounts available for auto insurance in Puyallup, Washington?
Yes, many auto insurance providers in Puyallup, Washington offer various discounts. Common discounts include bundling multiple policies, safe driver discounts, and usage-based discounts.
To get the best Puyallup, Washington auto insurance rates, inquire about available discounts when obtaining quotes and consider how they can lower your overall premium.
Read more: Best Auto Insurance Companies for Teens
What should I look for in a good auto insurance provider in Puyallup, Washington?
When selecting an auto insurance provider in Puyallup, Washington, look for a company with a strong financial rating, competitive rates, and a range of coverage options. Consider customer reviews and the provider’s reputation for handling claims.
Additionally, check for discounts and benefits that can help you get the best Puyallup, Washington auto insurance for your needs.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.