Best Rockville, Maryland Auto Insurance in 2024 (Check Out the Top 10 Companies)
The leading providers for the best Rockville, Maryland auto insurance are State Farm, Allstate, and Progressive, with rates starting at $53 per month. These companies excel in affordability, extensive coverage options, and customer service, making them the leading providers in Rockville, Maryland.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Aug 30, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 30, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Full Coverage in Rockville Maryland
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage in Rockville Maryland
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage in Rockville Maryland
A.M. Best Rating
Complaint Level
Pros & Cons
The best Rockville, Maryland auto insurance providers are State Farm, Allstate, and Progressive, offering monthly rates starting at $53.
These companies provide the most competitive pricing available in the market, all while ensuring a wide range of comprehensive coverage options that cater to the diverse needs of different drivers.
Our Top 10 Company Picks: Best Rockville, Maryland Auto Insurance
Company Rank Bundling Discount A.M. Best Best For Jump to Pros/Cons
#1 17% B Customer Service State Farm
#2 25% A+ Infrequent Drivers Allstate
#3 10% A+ Competitive Rates Progressive
#4 20% A Signal App Farmers
#5 25% A++ Cheap Rates Geico
#6 20% A+ Vanishing Deductible Nationwide
#7 25% A Accident Forgiveness Liberty Mutual
#8 10% A++ Military Members USAA
#9 5% A+ Tailored Policies The Hartford
#10 13% A++ Unique Coverage Travelers
This article explains how factors like your driving record, credit score, and commute impact your auto insurance rates in Rockville, Maryland. Access supplementary details in our article titled, “Maryland Minimum Auto Insurance Requirements.”
If you’re just looking for coverage to drive legally, enter your ZIP code above to compare cheap auto insurance quotes near you..
- Best Rockville auto insurance for your needs
- State Farm: top pick, rates from $53/month
- Compare providers for the best rates in Rockville
Cheap Rockville, Maryland Auto Insurance Rates After a DUI
Finding affordable auto insurance in Rockville, Maryland after a DUI can be difficult. With rates generally increasing for drivers with a DUI, it’s crucial to explore various options to secure the best deal. By comparing auto insurance quotes in Rockville, Gaithersburg, Salisbury, and Severna Park, you can identify the most cost-effective coverage available.
Best Rockville, Maryland Auto Insurance Monthly Rates by Provider & Coverage Level
Insurance Company Minimum Coverage Full Coverage
Allstate $66 $148
Farmers $71 $156
Geico $53 $123
Liberty Mutual $64 $142
Nationwide $61 $137
Progressive $57 $132
State Farm $62 $139
The Hartford $69 $144
Travelers $60 $136
USAA $56 $128
Geico provides the most budget-friendly full coverage at $123, while USAA offers the lowest minimum coverage rate at $53. Other competitive options include Progressive, with full coverage at $132, and State Farm at $139.
Additionally, car insurance companies in Rockville and car insurance agents in Rockville can help you obtain the best cheap car insurance Rockville has to offer. Explore further in our article titled, “Best Auto Insurance After a DUI in Florida.“. Find the best auto insurance company near you by entering your ZIP code into our free quote tool below.
The Cheapest Rockville, Maryland Auto Insurance Companies
When comparing car insurance options in Rockville, Maryland, it’s beneficial to review the discounts offered by leading car insurance companies.
For example, Allstate provides discounts for safe driving, multi-policy coverage, anti-theft devices, and early signing. Farmers offers savings for multi-policy holders, safe drivers, good students, and those who complete defensive driving courses. Geico also has notable discounts for good drivers, multi-car policies, federal employees, and military personnel.
For those seeking car insurance in Gaithersburg or other nearby areas, such as Hyattsville, Salisbury, or Severna Park, understanding these discounts can help in finding the best monthly rates. Liberty Mutual, Nationwide, and Progressive offer various discounts, including multi-policy coverage, safe driving, and homeownership.
Additionally, State Farm, The Hartford, and Travelers provide discounts for safe driving and multi-car policies. For military members, USAA offers specialized discounts. Get a better grasp by checking out our article titled, “Auto Insurance Discounts to Ask“. Uncover affordable auto insurance rates from the top providers by entering your ZIP code below.
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Minimum Auto Insurance in Rockville, Maryland
In Rockville, Maryland, having the right auto insurance is essential to comply with state laws and protect yourself financially. Maryland requires all drivers to carry minimum coverage to ensure financial responsibility in the event of an accident.
Specifically, you need liability coverage with at least $30,000 per person and $60,000 per accident for bodily injury, and $15,000 for property damage. Additionally, personal injury protection (PIP) coverage of $2,500 is mandatory to help cover your medical expenses and those of your passengers, regardless of fault.
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For comprehensive protection, consider also including uninsured/underinsured motorist coverage that matches your liability limits. This ensures that you are covered if you are involved in an accident with a driver who lacks sufficient insurance.
Choosing the best auto insurance in Rockville means not only meeting these legal requirements but also selecting a policy that provides ample coverage for your needs and offers peace of mind on the road. For additional insights, refer to our “Guaranteed Auto Protection (Gap) Insurance.”
Impact of Commute Times on Auto Insurance Rates in Rockville, MD
When seeking the best Rockville, Maryland auto insurance, it’s crucial to consider how commute times impact premiums. With an average commute length of 32.4 minutes in Rockville, MD, residents face some of the higher costs associated with long drives, as long commutes are often among the most expensive commutes in America.
Comparing auto insurance quotes from Rockville with Gaithersburg, Salisbury, and Severna Park can help you find the best rates. For top coverage, including options like stacked car insurance and a vanishing deductible, explore offers from PKW, a leading provider of auto insurance in Rockville, MD
Additionally, evaluating car insurance quotes in Gaithersburg, car insurance quotes in Salisbury, and car insurance quotes in Severna Park provides insights into competitive rates. Whether you’re seeking cheap car insurance Gaithersburg or the cheapest car insurance Rockville, consulting car insurance agents in Rockville or an insurance agency Rockville MD will help you secure the best car insurance Rockville MD has to offer.
Best by Category: Cheapest Auto Insurance in Rockville, Maryland
When searching for the best car insurance, it’s crucial to evaluate various options to ensure you get the most suitable coverage and rates for your needs.
Whether you’re specifically interested in Rockville or exploring nearby areas, understanding your choices can help you make an informed decision. Here’s a guide to finding the best auto insurance in Rockville, Maryland, and surrounding areas.
- Assess Your Coverage Needs: Decide whether you require full coverage (liability, collision, comprehensive) or if basic coverage will suffice.
- Gather Auto Insurance Quotes: Collect car insurance quotes in Rockville, as well as auto insurance quotes in Gaithersburg, auto insurance quotes in Salisbury, and auto insurance quotes in Severna Park. Compare these quotes to find the best rates.
- Compare Rates Across Areas: Look into the best car insurance rates Gaithersburg and check car insurance companies in Gaithersburg. Also, explore car insurance quotes in Hyattsville and Rockville car insurance options to ensure you’re getting the most competitive deal.
- Balance Cost and Coverage: Find policies that offer a good mix of affordability and comprehensive coverage to meet your needs.
- Consult Local Experts: Contact local insurance agents such as Allstate Insurance Rockville MD, Liberty Lock Rockville, Progressive Insurance Rockville MD, and State Farm Rockville MD for personalized advice.
Comparing car insurance quotes Rockville and evaluating options from car insurance quotes Rockville can help you secure the best rates and coverage. Whether you’re seeking Rockville insurance or the best car insurance rates Gaithersburg, knowing your options is essential.
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Factors Influencing Auto Insurance Rates in Rockville, Maryland
When evaluating auto insurance in Rockville, Maryland, it’s essential to understand the local factors that influence rates. “Factors that affect auto insurance rates” include traffic congestion, vehicle theft rates, and population density. For instance, the heavy traffic in Rockville often leads to a higher frequency of accidents, which insurance companies consider when setting rates.
State Farm offers the best auto insurance in Rockville, Maryland, with competitive rates starting at just $53 per month.Scott W. Johnson Licensed Insurance Agent
In addition to traffic patterns, the rate of vehicle theft in Rockville can impact insurance costs. Areas with higher theft rates generally see increased premiums as insurance providers adjust their pricing to cover potential losses. Population density also plays a role; more residents can mean more vehicles on the road and, consequently, a greater likelihood of accidents.
Understanding these factors is crucial when searching for the best auto insurance coverage. By considering how these local elements influence rates, you can make more informed decisions and find insurance that provides the best value for your needs in Rockville.
Summary: Best Auto Insurance in Rockville, Maryland
For the best auto insurance in Rockville, Maryland, State Farm, Allstate, and Progressive offer competitive rates starting at $53 per month. These providers are known for robust coverage tailored to diverse driver needs, with rates influenced by factors like driving records and local traffic conditions.
By comparing quotes and exploring available discounts, drivers can secure comprehensive coverage that meets Maryland’s minimum liability requirements. Find out more by reading our article titled, “Best Customer Loyalty Auto Insurance Discounts.“ Get started on comparing full coverage auto insurance rates by entering your ZIP code below.
Frequently Asked Questions
What are the best auto insurance providers in Rockville, MD?
State Farm, Allstate, and Progressive are considered the top auto insurance providers in Rockville, MD, offering competitive rates starting as low as $53 per month. Explore further in our article titled, “Best Hyattsville, Maryland Auto Insurance.“
How can I compare auto insurance quotes in Rockville, MD?
You can compare quotes by entering your ZIP code into a free quote tool to view rates from multiple top providers like State Farm, Allstate, and Progressive. Enter your ZIP code below to start comparing premiums from highly-rated insurers in your area.
What is the starting rate for auto insurance with the top providers in Rockville, MD?
Rates from leading providers such as State Farm, Allstate, and Progressive start as low as $53 per month.
What factors influence auto insurance rates from the top companies in Rockville, MD?
Key factors include your driving record, credit score, and commute length, all of which affect rates from providers like State Farm, Allstate, and Progressive. Delve into the specifics in our article called, “Salisbury, MD Auto Insurance.“
What types of coverage do the best auto insurance companies in Rockville, MD offer?
The top providers offer a range of coverage options, including liability, collision, comprehensive, and uninsured/underinsured motorist coverage.
Are there discounts available with the best auto insurance companies in Rockville, MD?
Yes, companies like Allstate and Progressive offer discounts for safe driving, multi-policy coverage, and other qualifying factors.
How does the average commute in Rockville, MD affect auto insurance rates?
With an average commute length of 32.4 minutes, insurance rates may be higher due to the increased risk of accidents and vehicle wear. For a comprehensive understanding, consult our article titled, “Cheap Auto Insurance for High-Risk Drivers in Maryland.“
What is the best auto insurance for infrequent drivers in Rockville, MD?
Allstate is noted as the best option for infrequent drivers in Rockville, MD, offering suitable coverage and competitive rates.
Which auto insurance company is best for competitive rates in Rockville, MD?
Progressive is highlighted as the best for competitive rates in Rockville, MD, making it a strong choice for budget-conscious drivers. Enter your ZIP code below to compare quotes instantly and find the cheapest insurance available.
Can I get full coverage auto insurance from the top providers in Rockville, MD?
Yes, State Farm, Allstate, and Progressive offer comprehensive full coverage options to meet various driver needs in Rockville, MD. Uncover more by delving into our article entitled, “Where can I compare online auto insurance companies?“
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.