Best Batesville, Arkansas Auto Insurance in 2024
The average Batesville, AR auto insurance rates are $349 per month. The minimum auto insurance in Batesville is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Batesville, Arkansas, compare quotes from multiple companies.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Sep 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 2, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Batesville, Arkansas is 25/50/25
- The cheapest auto insurance company in Batesville is USAA
- Average auto insurance rates in Batesville, AR for senior drivers are $2,183 per year
Batesville, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Batesville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Batesville, Arkansas, including driving record, credit, commute time, and more.
Compare auto insurance in Batesville to other Arkansas cities, including Conway auto insurance rates, Springdale auto insurance rates, and Fort Smith auto insurance rates to see how Batesville, Arkansas auto insurance rates stack up.
Before you buy Batesville, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Batesville, Arkansas auto insurance quotes.
Minimum Auto Insurance in Batesville, Arkansas
Batesville, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Batesville, Arkansas.
Minimum Required Auto Insurance Coverage in Batesville, Arkansas
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Batesville, Arkansas Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Batesville, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Batesville, Arkansas
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,943 | $2,969 | $2,616 | $2,798 | $10,561 | $12,653 | $3,262 | $3,555 |
| Farmers | $2,382 | $2,368 | $2,127 | $2,240 | $10,072 | $10,436 | $2,725 | $2,863 |
| Geico | $2,606 | $2,582 | $2,408 | $2,340 | $6,591 | $6,629 | $2,550 | $2,586 |
| Liberty Mutual | $2,329 | $2,494 | $2,208 | $2,460 | $7,977 | $8,773 | $2,511 | $2,632 |
| Nationwide | $2,718 | $2,768 | $2,440 | $2,578 | $6,624 | $8,442 | $3,116 | $3,360 |
| Progressive | $3,043 | $2,874 | $2,503 | $2,619 | $13,149 | $14,806 | $3,643 | $3,952 |
| State Farm | $1,802 | $1,802 | $1,603 | $1,603 | $5,058 | $6,378 | $2,027 | $2,316 |
| Travelers | $2,202 | $2,243 | $2,182 | $2,185 | $12,839 | $20,552 | $2,360 | $2,728 |
| USAA | $1,284 | $1,296 | $1,192 | $1,200 | $4,009 | $4,199 | $1,650 | $1,779 |
Cheap Batesville, Arkansas Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Batesville, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Batesville, Arkansas.
Annual Auto Insurance Rates for Teen Drivers in Batesville, Arkansas
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,561 | $12,653 |
| Farmers | $10,072 | $10,436 |
| Geico | $6,591 | $6,629 |
| Liberty Mutual | $7,977 | $8,773 |
| Nationwide | $6,624 | $8,442 |
| Progressive | $13,149 | $14,806 |
| State Farm | $5,058 | $6,378 |
| Travelers | $12,839 | $20,552 |
| USAA | $4,009 | $4,199 |
Cheap Batesville, Arkansas Auto Insurance for Seniors
What are senior auto insurance rates in Batesville, Arkansas? Take a look at the annual average rates for older drivers.
Annual Auto Insurance Rates for Senior Drivers in Batesville, Arkansas
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,616 | $2,798 |
| Farmers | $2,127 | $2,240 |
| Geico | $2,408 | $2,340 |
| Liberty Mutual | $2,208 | $2,460 |
| Nationwide | $2,440 | $2,578 |
| Progressive | $2,503 | $2,619 |
| State Farm | $1,603 | $1,603 |
| Travelers | $2,182 | $2,185 |
| USAA | $1,192 | $1,200 |
Cheap Batesville, Arkansas Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Batesville, Arkansas compared to the annual auto insurance rates with a clean record in Batesville, Arkansas.
Annual Batesville, Arkansas Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,270 | $5,362 | $5,952 | $5,095 |
| Farmers | $3,722 | $4,768 | $4,662 | $4,454 |
| Geico | $2,385 | $3,677 | $5,517 | $2,566 |
| Liberty Mutual | $2,685 | $4,336 | $5,070 | $3,601 |
| Nationwide | $3,114 | $4,027 | $5,453 | $3,429 |
| Progressive | $5,013 | $6,996 | $5,270 | $6,016 |
| State Farm | $2,601 | $3,046 | $2,824 | $2,824 |
| Travelers | $4,951 | $5,115 | $7,498 | $6,082 |
| USAA | $1,597 | $2,023 | $2,912 | $1,772 |
Cheap Batesville, Arkansas Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Batesville, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Batesville, Arkansas to find the best deal.
Annual Auto Insurance Rates After a DUI in Batesville, Arkansas
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,952 |
| Farmers | $4,662 |
| Geico | $5,517 |
| Liberty Mutual | $5,070 |
| Nationwide | $5,453 |
| Progressive | $5,270 |
| State Farm | $2,824 |
| Travelers | $7,498 |
| USAA | $2,912 |
Cheap Batesville, Arkansas Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Batesville, Arkansas annual auto insurance rates by credit history compare.
Annual Auto Insurance Rates by Credit Score in Batesville, Arkansas
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,504 | $4,971 | $4,034 |
| Farmers | $5,001 | $4,201 | $4,003 |
| Geico | $4,238 | $3,481 | $2,890 |
| Liberty Mutual | $5,679 | $3,414 | $2,677 |
| Nationwide | $4,733 | $3,811 | $3,473 |
| Progressive | $6,586 | $5,636 | $5,250 |
| State Farm | $4,091 | $2,462 | $1,917 |
| Travelers | $6,783 | $5,661 | $5,290 |
| USAA | $2,749 | $1,878 | $1,602 |
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Cheap Batesville, Arkansas Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Batesville, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Batesville, Arkansas to see how car insurance rates are affected by location.
Annual Auto Insurance Rates by ZIP Code in Batesville, Arkansas
| ZIP Code | Average Annual Rates |
|---|---|
| 72501 | $4,285 |
Cheap Batesville, Arkansas Auto Insurance Rates By Commute
Commute length and annual mileage affect Batesville, Arkansas auto insurance. Find the cheapest annual Batesville, Arkansas auto insurance by commute length.
Annual Auto Insurance Rates by Commute Length in Batesville, Arkansas
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,170 | $5,170 |
| Farmers | $4,402 | $4,402 |
| Geico | $3,516 | $3,557 |
| Liberty Mutual | $3,923 | $3,923 |
| Nationwide | $4,006 | $4,006 |
| Progressive | $5,824 | $5,824 |
| State Farm | $2,756 | $2,891 |
| Travelers | $5,911 | $5,911 |
| USAA | $2,017 | $2,135 |
Cheap Batesville, Arkansas Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Batesville, Arkansas? Check out the comparison of annual Batesville, Arkansas auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Batesville, Arkansas
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,036 | $5,166 | $5,306 |
| Farmers | $4,182 | $4,356 | $4,668 |
| Geico | $3,403 | $3,535 | $3,671 |
| Liberty Mutual | $3,798 | $3,899 | $4,073 |
| Nationwide | $4,022 | $3,922 | $4,073 |
| Progressive | $5,355 | $5,728 | $6,388 |
| State Farm | $2,692 | $2,821 | $2,958 |
| Travelers | $5,650 | $5,928 | $6,155 |
| USAA | $1,989 | $2,069 | $2,171 |
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Best By Category: Cheapest Auto Insurance in Batesville, Arkansas
Compare the cheapest auto insurance companies in Batesville, Arkansas in each category to find the company with the best rates for your personal needs.
Best Annual Auto Insurance Rates by Company in Batesville, Arkansas
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Batesville, Arkansas Auto Insurance Companies
What auto insurance companies in Batesville, Arkansas are the cheapest? Compare the top Batesville, Arkansas auto insurance companies to find the best annual rates.
Average Annual Auto Insurance Rates by Company in Batesville, Arkansas
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,170 |
| Farmers | $4,402 |
| Geico | $3,536 |
| Liberty Mutual | $3,923 |
| Nationwide | $4,006 |
| Progressive | $5,824 |
| State Farm | $2,824 |
| Travelers | $5,911 |
| USAA | $2,076 |
What affects auto insurance rates in Batesville, Arkansas?
There are a lot of reasons why auto insurance rates in Batesville, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Batesville, Arkansas. Many local factors may affect your Batesville auto insurance rates.
Batesville Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Batesville, Arkansas commute length is 12.3 minutes according to City-Data.
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Compare Batesville, Arkansas Auto Insurance Quotes
Before you buy Batesville, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Batesville, Arkansas auto insurance quotes.
Frequently Asked Questions
What is Batesville, AR auto insurance?
Batesville, AR auto insurance refers to insurance coverage specifically designed for vehicles registered and driven in Batesville, Arkansas. It provides financial protection against damages or losses resulting from accidents, theft, or other covered events involving your vehicle.
What types of auto insurance coverage are available in Batesville, AR?
The typical auto insurance coverage options available in Batesville, AR include liability coverage, which helps cover damages to other people’s property or injuries they sustain in an accident you’re responsible for, as well as comprehensive and collision coverage, which cover damages to your vehicle.
Are there any specific auto insurance requirements in Batesville, AR?
Yes, like most states, Arkansas has specific auto insurance requirements. Drivers in Batesville, AR are required to have liability insurance with minimum coverage limits set by the state. As of my knowledge cutoff in September 2021, the minimum liability coverage in Arkansas is 25/50/25, which means $25,000 bodily injury liability per person, $50,000 bodily injury liability per accident, and $25,000 property damage liability per accident.
Can I purchase additional coverage options for my Batesville, AR auto insurance policy?
Yes, you can enhance your auto insurance coverage by purchasing additional options beyond the minimum liability requirements. These may include collision coverage (for damage to your vehicle in a collision), comprehensive coverage (for damage to your vehicle from non-collision events like theft or vandalism), uninsured/underinsured motorist coverage, medical payments coverage, and more. Discuss your specific needs with an insurance professional to determine the best coverage options for you.
Are there any factors that can affect auto insurance rates in Batesville, AR?
Yes, several factors can influence auto insurance rates in Batesville, AR. These factors may include your driving record, age, gender, marital status, the type of vehicle you drive, your credit history, and the amount of coverage you choose. Additionally, the local area’s crime rate and population density can also impact insurance rates.
Where can I purchase auto insurance in Batesville, AR?
You can purchase auto insurance in Batesville, AR from various sources. This includes insurance agents and brokers representing different insurance companies, online insurance providers, or directly from insurance companies through their websites or customer service centers. It’s advisable to compare quotes from multiple providers to ensure you’re getting the best coverage and rates for your needs.
Are there any specific discounts or incentives available for Batesville, AR auto insurance?
Insurance companies may offer various discounts and incentives for auto insurance in Batesville, AR. These can include discounts for safe driving, multiple policies (such as bundling auto and home insurance), anti-theft devices, good student discounts, and more. Ask insurance providers about the discounts they offer to determine if you qualify for any cost-saving opportunities.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.