Best Cheap Auto Insurance in Beecher, IL (2021)

The average Beecher, IL auto insurance rates are $286 per month. The minimum auto insurance in Beecher is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Beecher, Illinois, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Beecher, IL for senior drivers are $1,927 per year
  • The minimum auto insurance required in Beecher, Illinois is 25/50/20
  • The cheapest auto insurance company in Beecher is Liberty Mutual

Beecher, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Beecher can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Beecher, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Beecher to other Illinois cities, including Naperville auto insurance rates, Peoria auto insurance rates, and Waukegan auto insurance rates to see how Beecher, Illinois auto insurance rates stack up.

Before you buy Beecher, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Beecher, Illinois auto insurance quotes.

Minimum Auto Insurance in Beecher, Illinois

Beecher, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Beecher, Illinois.

Minimum Required Auto Insurance Coverage in Beecher, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Beecher, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Beecher, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Beecher, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,439 $3,454 $3,608 $3,608 $9,051 $11,778 $4,141 $4,478
American Family $2,528 $2,528 $2,317 $2,317 $7,224 $9,990 $2,528 $3,268
Farmers $2,524 $2,520 $2,235 $2,367 $11,070 $11,538 $2,887 $3,012
GEICO $1,784 $1,834 $1,744 $1,950 $6,375 $6,643 $2,053 $2,142
Liberty Mutual $1,298 $1,398 $1,075 $1,201 $4,562 $5,078 $1,355 $1,425
Nationwide $1,978 $2,011 $1,760 $1,862 $5,525 $7,079 $2,312 $2,502
Progressive $2,159 $2,026 $1,787 $1,872 $8,056 $9,026 $2,572 $2,776
State Farm $1,527 $1,527 $1,376 $1,376 $4,505 $5,701 $1,728 $1,991
Travelers $1,620 $1,708 $1,498 $1,595 $4,904 $6,214 $1,713 $1,803
USAA $1,623 $1,650 $1,506 $1,480 $5,267 $5,815 $2,138 $2,345

Cheap Beecher, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Beecher, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Beecher, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Beecher, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,051 $11,778
American Family $7,224 $9,990
Farmers $11,070 $11,538
GEICO $6,375 $6,643
Liberty Mutual $4,562 $5,078
Nationwide $5,525 $7,079
Progressive $8,056 $9,026
State Farm $4,505 $5,701
Travelers $4,904 $6,214
USAA $5,267 $5,815

Cheap Beecher, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Beecher, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Beecher, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,608 $3,608
American Family $2,317 $2,317
Farmers $2,235 $2,367
GEICO $1,744 $1,950
Liberty Mutual $1,075 $1,201
Nationwide $1,760 $1,862
Progressive $1,787 $1,872
State Farm $1,376 $1,376
Travelers $1,498 $1,595
USAA $1,506 $1,480

Cheap Beecher, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Beecher, Illinois compared to the annual auto insurance rates with a clean record in Beecher, Illinois.

Annual Beecher, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,846 $6,648 $6,179 $5,105
American Family $3,006 $4,255 $5,678 $3,410
Farmers $4,022 $5,198 $5,067 $4,789
GEICO $2,070 $3,243 $4,517 $2,432
Liberty Mutual $1,807 $2,579 $2,257 $2,053
Nationwide $2,523 $3,263 $3,834 $2,896
Progressive $3,111 $4,648 $3,449 $3,929
State Farm $2,245 $2,688 $2,467 $2,467
Travelers $2,086 $2,745 $3,076 $2,621
USAA $1,944 $2,795 $3,828 $2,344

Cheap Beecher, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Beecher, Illinois is not easy. Compare the annual rates for DUI auto insurance in Beecher, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Beecher, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,179
American Family $5,678
Farmers $5,067
GEICO $4,517
Liberty Mutual $2,257
Nationwide $3,834
Progressive $3,449
State Farm $2,467
Travelers $3,076
USAA $3,828

Cheap Beecher, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Beecher, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Beecher, Illinois

Insurance Company Poor Fair Good
Allstate $6,935 $5,012 $4,387
American Family $5,432 $3,700 $3,130
Farmers $5,409 $4,561 $4,338
GEICO $4,932 $2,400 $1,866
Liberty Mutual $3,065 $1,925 $1,531
Nationwide $3,735 $3,017 $2,635
Progressive $4,302 $3,661 $3,390
State Farm $3,581 $2,149 $1,669
Travelers $3,200 $2,595 $2,100
USAA $3,636 $2,494 $2,053

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Cheap Beecher, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Beecher, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Beecher, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Beecher, Illinois

ZIP Code Average Annual Rates
60401 $3,389

Cheap Beecher, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Beecher, Illinois auto insurance. Find the cheapest annual Beecher, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Beecher, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,444 $5,444
American Family $4,035 $4,140
Farmers $4,769 $4,769
GEICO $3,012 $3,120
Liberty Mutual $2,174 $2,174
Nationwide $3,129 $3,129
Progressive $3,784 $3,784
State Farm $2,404 $2,529
Travelers $2,528 $2,736
USAA $2,651 $2,804

Cheap Beecher, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Beecher, Illinois? Check out the comparison of annual Beecher, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Beecher, Illinois

Insurance Company Low Medium High
Allstate $5,273 $5,439 $5,621
American Family $3,939 $4,237 $4,086
Farmers $4,534 $4,656 $5,118
GEICO $2,774 $3,054 $3,369
Liberty Mutual $2,043 $2,169 $2,310
Nationwide $3,112 $3,154 $3,121
Progressive $3,471 $3,768 $4,114
State Farm $2,319 $2,470 $2,611
Travelers $2,449 $2,628 $2,818
USAA $2,557 $2,725 $2,901

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Best By Category: Cheapest Auto Insurance in Beecher, Illinois

Compare the cheapest auto insurance companies in Beecher, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Beecher, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Beecher, Illinois Auto Insurance Companies

What auto insurance companies in Beecher, Illinois are the cheapest? Compare the top Beecher, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Beecher, Illinois

Insurance Company Average Annual Rates
Allstate $5,444
American Family $4,087
Farmers $4,769
GEICO $3,066
Liberty Mutual $2,174
Nationwide $3,129
Progressive $3,784
State Farm $2,467
Travelers $2,632
USAA $2,728

What affects auto insurance rates in Beecher, Illinois?

There are a lot of reasons why auto insurance rates in Beecher, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Beecher, Illinois. Many local factors may affect your Beecher auto insurance rates.

Beecher Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Beecher, Illinois commute length is 24.2 minutes according to City-Data.

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Compare Beecher, Illinois Auto Insurance Quotes

Before you buy Beecher, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Beecher, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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