Best Cheap Auto Insurance in Coram, NY (2021)

The average Coram, NY auto insurance rates are $456 per month. The minimum auto insurance in Coram is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Coram, New York, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Coram for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Coram, New York is 25/50/10
  • Average auto insurance rates in Coram, NY for senior drivers are $3,380 per year

Coram, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Coram can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Coram, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Coram to other New York cities, including Utica auto insurance rates, Albany auto insurance rates, and Rochester auto insurance rates to see how Coram, New York auto insurance rates stack up.

Before you buy Coram, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Coram, New York auto insurance quotes.

Minimum Auto Insurance in Coram, New York

Coram, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Coram, New York.

Minimum Required Auto Insurance Coverage in Coram, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Coram, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Coram, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Coram, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,710 $3,419 $3,514 $3,544 $10,999 $11,707 $3,527 $3,492
GEICO $2,271 $2,184 $2,207 $2,175 $4,906 $7,260 $2,040 $2,088
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $3,388 $3,057 $2,622 $2,692 $11,608 $12,664 $4,288 $4,029
State Farm $3,790 $3,790 $3,327 $3,327 $11,179 $13,719 $4,192 $4,403
Travelers $4,223 $4,134 $3,859 $4,051 $9,973 $11,813 $4,417 $4,496
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

Cheap Coram, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Coram, New York is a challenge. Take a look at the annual teen auto insurance rates in Coram, New York.

Annual Auto Insurance Rates for Teen Drivers in Coram, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,999 $11,707
GEICO $4,906 $7,260
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $11,608 $12,664
State Farm $11,179 $13,719
Travelers $9,973 $11,813
USAA $9,224 $10,935

Cheap Coram, New York Auto Insurance for Seniors

What are senior auto insurance rates in Coram, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Coram, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,514 $3,544
GEICO $2,207 $2,175
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,622 $2,692
State Farm $3,327 $3,327
Travelers $3,859 $4,051
USAA $2,085 $2,091

Cheap Coram, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Coram, New York compared to the annual auto insurance rates with a clean record in Coram, New York.

Annual Coram, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,625 $4,625 $6,831 $5,876
GEICO $2,423 $2,643 $5,076 $2,423
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $5,379 $5,379 $6,000 $5,418
State Farm $5,666 $5,666 $6,266 $6,266
Travelers $4,952 $6,304 $6,391 $5,836
USAA $3,912 $3,976 $5,682 $3,976

Cheap Coram, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Coram, New York is not easy. Compare the annual rates for DUI auto insurance in Coram, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Coram, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,831
GEICO $5,076
Liberty Mutual $13,289
Nationwide $9,066
Progressive $6,000
State Farm $6,266
Travelers $6,391
USAA $5,682

Cheap Coram, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Coram, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Coram, New York

Insurance Company Poor Fair Good
Allstate $8,019 $4,566 $3,882
GEICO $3,938 $2,892 $2,595
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $9,011 $4,428 $3,192
State Farm $8,423 $5,282 $4,192
Travelers $8,278 $5,033 $4,301
USAA $6,717 $3,426 $3,016

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Cheap Coram, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Coram, New York can vary. Compare the annual cost of auto insurance by ZIP code in Coram, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Coram, New York

ZIP Code Average Annual Rates
11727 $5,501
11776 $5,491
11953 $5,505

Cheap Coram, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Coram, New York auto insurance. Find the cheapest annual Coram, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Coram, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,412 $5,566
GEICO $3,049 $3,234
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $5,544 $5,544
State Farm $5,745 $6,187
Travelers $5,871 $5,871
USAA $4,342 $4,431

Cheap Coram, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Coram, New York? Check out the comparison of annual Coram, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Coram, New York

Insurance Company Low Medium High
Allstate $5,014 $5,458 $5,995
GEICO $2,943 $3,126 $3,355
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $5,183 $5,496 $5,951
State Farm $5,600 $6,007 $6,291
Travelers $5,490 $5,792 $6,331
USAA $4,224 $4,357 $4,579

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Best By Category: Cheapest Auto Insurance in Coram, New York

Compare the cheapest auto insurance companies in Coram, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Coram, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Coram, New York Auto Insurance Companies

What auto insurance companies in Coram, New York are the cheapest? Compare the top Coram, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Coram, New York

Insurance Company Average Annual Rates
Allstate $5,489
GEICO $3,142
Liberty Mutual $8,098
Nationwide $5,276
Progressive $5,544
State Farm $5,966
Travelers $5,871
USAA $4,387

What affects auto insurance rates in Coram, New York?

There are a lot of reasons why auto insurance rates in Coram, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Coram, New York. Many local factors may affect your Coram auto insurance rates.

Coram Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Coram, New York commute length is 34.5 minutes according to City-Data.

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Compare Coram, New York Auto Insurance Quotes

Before you buy Coram, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Coram, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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