Best South Carolina Auto Insurance in 2024 (Find the Top 10 Companies Here)
The best South Carolina auto insurance options include Progressive, State Farm, and Travelers, with rates starting at $36 monthly. These companies offer competitive pricing, comprehensive coverage options, and exceptional customer service, making them the best choices for auto insurance in South Carolina.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Jul 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Full Coverage for South Carolina
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for South Carolina
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for South Carolina
A.M. Best Rating
Complaint Level
Pros & Cons
The top pick for the best South Carolina auto insurance is Progressive, with State Farm and Travelers also offering excellent rates starting at $36/month. This article discusses factors influencing insurance rates, such as age, driving record, and credit score.
It also covers state insurance requirements and the benefits of full coverage over minimum coverage. Additionally, the article provides insights into discounts and how to find the most affordable rates by comparing quotes from different companies. Understanding these factors can help drivers secure the best coverage at the lowest cost.
Our Top 10 Company Picks: Best South Carolina Auto Insurance
Insurance Company | Rank | Multi Vehicle-Discount | A.M. Best | Best For | Jump to Pros/Cons |
---|---|---|---|---|---|
#1 | 12% | A+ | Competitive Rates | Progressive | |
#2 | 20% | B | Reliable Service | State Farm | |
#3 | 8% | A++ | Comprehensive Coverage | Travelers | |
#4 | 25% | A++ | Military Benefits | USAA | |
#5 | 25% | A+ | Trusted Reputation | Allstate | |
#6 | 20% | A | Customer Service | Farmers | |
#7 | 25% | A | Customizable Policies | Liberty Mutual | |
#8 | 10% | A++ | Low Rates | Geico | |
#9 | 20% | A | Local Agents | American Family | |
#10 | 20% | A+ | Broad Network | Nationwide |
Explore why Progressive, State Farm, and Travelers are top choices for South Carolina drivers. Start saving on your auto insurance by entering your ZIP code above and comparing quotes.
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- Progressive offers best South Carolina auto insurance rates starts at $36/month
- Compare quotes based on age, driving record, and other for best auto insurance
- Understand full coverage options vs. minimum requirements for vehicle protection
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#1 – Progressive: Top Overall Pick
Pros
- Competitive Rates: According to our Progressive auto insurance review, Progressive offers some of the most competitive rates in the industry.
- Multi-Vehicle Discount: Significant savings for insuring multiple vehicles with Progressive.
- Strong Financial Stability: Rated A+ by A.M. Best, indicating excellent financial strength.
Cons
- Mixed Customer Service Reviews: Some customers report varying experiences with customer service.
- Coverage Limitations: Certain specialized coverage options may be limited compared to other insurers.
#2 – State Farm: Best for Reliable Service
Pros
- Reliable Service: Our examination of State Farm auto insurance review shows State Farm is known for its dependable customer service and claims handling.
- Multi-Vehicle Discount: Offers substantial savings for insuring multiple vehicles.
- Extensive Coverage Options: Provides a wide array of coverage options to meet various needs.
Cons
- Premium Costs: Premiums may be higher compared to some competitors.
- Limited Digital Tools: Online and mobile app functionalities may not be as advanced as other insurers.
#3 – Travelers: Best for Comprehensive Coverage
Pros
- Comprehensive Coverage: Insights from our Travelers auto insurance reviews shows Travelers provides extensive coverage options tailored to individual needs.
- Multi-Vehicle Discount: Offers discounts for insuring multiple vehicles.
- Exceptional Financial Strength: Rated A++ by A.M. Best, indicating superior financial stability.
Cons
- Premiums: Travelers’ premiums may be higher than average for certain demographics.
- Limited Availability: Coverage options may not be available in all regions.
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#4 – USAA: Best for Military Benefits
Pros
- Military Benefits: Tailored insurance products and benefits exclusively for military members.
- Exceptional Customer Service: Our USAA auto insurance review indicates USAA being always highly rated for its customer service and member satisfaction.
- Superior Financial Stability: Rated A++ by A.M. Best, ensuring strong financial backing.
Cons
- Eligibility Restrictions: Limited to military members, veterans, and their families.
- Limited Branch Locations: Physical branch locations may be limited compared to larger insurers.
#5 – Allstate: Best for Trusted Reputation
Pros
- Trusted Reputation: Allstate is widely recognized and trusted for its long-standing presence.
- Multi-Vehicle Discount: Offers substantial savings for insuring multiple vehicles.
- A.M. Best Rating: Our analysis of Allstate auto insurance review reveals Allstate’s A+ by A.M. Best, indicating excellent financial stability.
Cons
- Premiums: Allstate’s premiums may be higher compared to some competitors.
- Varied Customer Service: Some customers report mixed experiences with customer service.
#6 – Farmers: Best for Customer Service
Pros
- Customer Service: Our Farmers auto insurance review reveals that Farmers is known for its excellent customer service and local agent support.
- Multi-Vehicle Discount: Significant savings for insuring multiple vehicles.
- A.M. Best Rating: Rated A by A.M. Best, indicating strong financial stability.
Cons
- Premium Costs: Farmers‘ South Carolina auto insurance cost may be higher compared to some competitors.
- Availability: Coverage options and discounts may vary by location.
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#7 – Liberty Mutual: Best for Customizable Policies
Pros
- Customizable Policies: Liberty Mutual offers extensive options to tailor policies according to individual needs.
- Multi-Vehicle Discount: The results of our Liberty Mutual auto insurance review suggests Liberty Mutual savings for insuring multiple vehicles.
- A.M. Best Rating: Rated A by A.M. Best, indicating strong financial stability.
Cons
- Customer Satisfaction: Mixed reviews regarding customer satisfaction.
- Pricing: Premiums may be higher compared to some other insurers offering similar coverage.
#8 – Geico: Best for Low Rates
Pros
- Low Rates: Geico is known for its competitive South Carolina auto insurance rates and affordability.
- Multi-Vehicle Discount: Significant savings for insuring multiple vehicles. Geico also offers competitive rates and Geico auto insurance discounts tailored for drivers with good records.
- A.M. Best Rating: Rated A++ by A.M. Best, indicating superior financial strength.
Cons
- Customer Service: Some customers report issues with customer service response times.
- Limited Coverage Options: Geico’s coverage options may not be as extensive as some competitors.
#9 – American Family: Best for Local Agents
Pros
- Local Agents: American Family provides personalized service through its network of local agents.
- Multi-Vehicle Discount: Our American Family auto insurance review reveals American Family offers savings for insuring multiple vehicles.
- A.M. Best Rating: Rated A by A.M. Best, indicating strong financial stability.
Cons
- Premiums: American Family’s premiums may be higher compared to some competitors.
- Digital Tools: Limited digital tools and functionalities compared to larger insurers.
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#10 – Nationwide: Best for Broad Network
Pros
- Broad Network: Nationwide offers coverage options across the United States.
- Multi-Vehicle Discount: Our assessment of Nationwide auto insurance review illustrates Nationwide provides savings for insuring multiple vehicles.
- A.M. Best Rating: Rated A+ by A.M. Best, indicating excellent financial stability.
Cons
- Premiums: Nationwide’s premiums may be higher compared to some direct competitors.
- Limited Discounts: Offers fewer discounts compared to some other major insurers.
South Carolina Auto Insurance Rates by Coverage Level
How much is car insurance in South Carolina? In South Carolina, securing auto insurance involves navigating a range of options offered by various providers, each offering different coverage levels at corresponding rates. The following data outlines monthly premiums for both minimum and full coverage plans from prominent auto insurance companies in South Carolina.
USAA leads with the most affordable rates for both minimum ($28) and full coverage auto insurance ($69), underscoring its competitive pricing. Geico also proves economical with monthly premiums of $33 for minimum coverage and $79 for full coverage.
South Carolina Auto Insurance Monthly Rates by Coverage Level & Provider
Insurance Company | Minimum Coverage | Full Coverage |
---|---|---|
Allstate | $55 | $133 |
American Family | $49 | $118 |
Farmers | $69 | $166 |
Geico | $33 | $79 |
Liberty Mutual | $76 | $185 |
Nationwide | $49 | $118 |
Progressive | $43 | $105 |
State Farm | $36 | $88 |
Travelers | $43 | $105 |
USAA | $28 | $69 |
On the higher end, Liberty Mutual commands premiums of $76 for minimum and $185 for full coverage, emphasizing its comprehensive protection plans. Other providers like State Farm, Progressive, and Nationwide offer competitive rates across different coverage levels, reflecting the diversity of choices available to South Carolina residents.
When selecting auto insurance, South Carolina drivers should consider not only the cost but also the extent of coverage that best suits their needs and financial circumstances. Understanding these options allows individuals to make informed decisions that ensure both legal compliance and adequate protection on the road.
How Age, Driving Record, and DUI Affect South Carolina Auto Insurance Rates
Your age is one of the top factors that affect auto insurance rates in South Carolina. Young drivers lack experience, so they pay higher rates than drivers with more time behind the wheel.
Young drivers in South Carolina pay much higher than average rates for auto insurance. In fact, they can pay around three times the national average for coverage. This table shows average rates for drivers in SC based on their ages.
South Carolina Full Coverage Auto Insurance Monthly Rates by Age, Gender, & Provider
Insurance Company | Male: Age 18 | Female: Age 18 | Male: Age 30 | Female: Age 30 | Male: Age 45 | Female: Age 45 | Male: Age 55 | Female: Age 55 | Male: Age 60 | Female: Age 60 |
---|---|---|---|---|---|---|---|---|---|---|
Allstate | $408 | $316 | $155 | $142 | $133 | $133 | $126 | $126 | $127 | $127 |
American Family | $420 | $309 | $139 | $117 | $118 | $117 | $112 | $111 | $107 | $105 |
Farmers | $620 | $541 | $178 | $175 | $166 | $167 | $158 | $159 | $169 | $152 |
Geico | $231 | $224 | $155 | $96 | $79 | $79 | $75 | $75 | $66 | $66 |
Liberty Mutual | $679 | $566 | $212 | $185 | $185 | $182 | $175 | $172 | $169 | $157 |
Nationwide | $406 | $308 | $144 | $130 | $118 | $116 | $112 | $110 | $106 | $101 |
Progressive | $793 | $710 | $141 | $133 | $105 | $114 | $99 | $108 | $97 | $92 |
State Farm | $284 | $227 | $141 | $95 | $88 | $88 | $83 | $83 | $79 | $79 |
Travelers | $784 | $562 | $114 | $105 | $105 | $103 | $99 | $98 | $95 | $94 |
USAA | $280 | $256 | $92 | $88 | $69 | $69 | $65 | $65 | $62 | $62 |
U.S. Average | $501 | $416 | $139 | $128 | $119 | $119 | $113 | $113 | $110 | $106 |
Although rates are higher for young drivers, many auto insurance companies in South Carolina offer discounts to lower rates. For example, many young drivers qualify for discounts for driver’s ed, good grades, and going away for school. Compare average auto insurance rates by age to learn more.
Your driving record is one of the most important factors affecting auto insurance rates. Insurance companies know your driving record indicates if you’re a safe driver or are likely to cost them money. This table shows average auto insurance cost in South Carolina based on driving records:
South Carolina Full Coverage Auto Insurance Monthly Rates & Provider by Driving Record
Insurance Company | One Accident | One DUI | One Ticket | Clean Record |
---|---|---|---|---|
Allstate | $213 | $187 | $176 | $133 |
American Family | $178 | $196 | $138 | $118 |
Farmers | $252 | $201 | $225 | $166 |
Geico | $120 | $206 | $79 | $79 |
Liberty Mutual | $249 | $333 | $225 | $185 |
Nationwide | $175 | $237 | $135 | $118 |
Progressive | $216 | $153 | $154 | $105 |
State Farm | $106 | $95 | $95 | $88 |
Travelers | $147 | $219 | $142 | $105 |
USAA | $89 | $119 | $79 | $69 |
U.S. Average | $173 | $209 | $147 | $119 |
Drivers with accidents and tickets see much higher rates than drivers with clean driving records. Fortunately, accidents and tickets only increase your rates for three years in SC. Meanwhile, you can shop around for the best auto insurance for drivers with a bad driving record to keep low rates.
DUIs cost drivers thousands of dollars between fines, court costs, and higher auto insurance rates. Unlike an accident or traffic ticket, a DUI stays on your driving record and affects your SC auto insurance rates for 10 years. Learn more about auto insurance for drivers with a DUI. This table shows how one DUI can raise your auto insurance rates:
South Carolina Full Coverage Auto Insurance Monthly Rates & Provider: One DUI vs. Clean Record
Insurance Company | One DUI | Clean Record |
---|---|---|
Allstate | $187 | $133 |
American Family | $196 | $118 |
Farmers | $201 | $166 |
Geico | $206 | $79 |
Liberty Mutual | $333 | $185 |
Nationwide | $237 | $118 |
Progressive | $153 | $105 |
State Farm | $95 | $88 |
Travelers | $219 | $105 |
USAA | $119 | $69 |
U.S. Average | $209 | $119 |
As you can see, each auto insurance company weighs DUIs differently. Compare rates from multiple companies to find the cheapest insurance in SC DUI rates in South Carolina. If you have a DUI on your driving record, do everything you can to lower rates. Attend a defensive driving course and ask if any discounts are available to get the lowest rates possible.
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Average Cost of Auto Insurance in South Carolina by Credit Score
You may wonder how credit scores affect auto insurance rates in South Carolina. Studies show that drivers with a higher credit score are more likely to pay for damages themselves and avoid filing an insurance claim. Therefore, they get lower South Carolina auto insurance rates. This table shows how much your credit score affects auto insurance rates in SC:
South Carolina Full Coverage Auto Insurance Monthly Rates & Provider by Credit Score
Insurance Company | Poor Credit | Fair Credit | Good Credit |
---|---|---|---|
Allstate | $180 | $150 | $120 |
American Family | $170 | $140 | $110 |
Farmers | $190 | $160 | $130 |
Geico | $160 | $130 | $100 |
Liberty Mutual | $200 | $170 | $140 |
Nationwide | $180 | $150 | $120 |
Progressive | $170 | $140 | $110 |
State Farm | $160 | $130 | $100 |
Travelers | $190 | $160 | $130 |
USAA | $150 | $120 | $90 |
U.S. Average | $175 | $145 | $115 |
If your credit history is poor, improve your score by paying bills on time and being conscientious about using your credit. As a result, not only will you get lower auto insurance rates, but you’ll also receive better loan rates for cars and mortgages.
Average Cost of Auto Insurance in South Carolina by Location
Before you buy cheap car insurance in South Carolina, compare auto insurance rates by ZIP code to find the most affordable company.
Drivers who live in areas with high crime rates and a large traffic volume see much higher rates since they are more likely to have their car stolen or be in an accident. However, those who live in rural areas have much lower rates since vehicle theft and traffic are typically lower.
Progressive stands out as the top choice for South Carolina auto insurance with rates starting at $43 monthly, offering competitive pricing and comprehensive coverage options.Chris Abrams Licensed Insurance Agent
It’s no surprise that auto insurance rates in Charleston are higher than in smaller cities in South Carolina. So while you probably won’t move to get cheaper auto insurance rates, you might want to consider how your ZIP code affects your average SC auto insurance quotes and if another company can offer you a better price.
South Carolina SR-22 Auto Insurance
SR-22 insurance is available to high-risk drivers in South Carolina with infractions such as a DUI, driving without insurance, and multiple accidents. However, SR-22 isn’t actually insurance coverage. Instead, it’s a form filed with the state showing you have at least the minimum amount of required coverage.
Drivers who already have coverage can ask their current insurer to file SR-22 auto insurance. However, not all insurance companies offer SR-22 or may charge much higher rates if they do offer it.
Discover more information on our “SR-22 Auto Insurance: What is it and who needs it?”
If you don’t have auto insurance and need coverage and SR-22, shop around to know how much is SR-22 insurance in SC and find an insurance company willing to provide coverage. Expect significantly higher rates since you’ll most likely have an insurance lapse and the SR-22 form.
If you don’t have a vehicle but need SR-22 coverage, it may be tricky to find insurance. Instead, consider getting non-owner auto insurance with the SR-22 form. You may find cheaper coverage since a non-owner policy doesn’t include coverage for your vehicle.
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South Carolina Auto Insurance Requirements
Like most states, auto insurance in South Carolina is a requirement. However, each state makes its own auto insurance laws, and requirements vary by state. Around 10% of drivers in SC don’t have auto insurance. Drivers who don’t carry at least the minimum amount of required coverage face fines, a driver’s license suspension, and higher rates when they get coverage again.
South Carolina minimum auto insurance requirements are very low and only include liability and uninsured motorist coverages. Required liability and uninsured motorists coverages include:
- Bodily Injury: $25,000 per person and $50,000 per accident
- Property Damage: $25,000 per accident
We recommend drivers add coverage for more protection. Although liability coverage pays for damages to others, it doesn’t offer coverage for you or your vehicle — that’s where full coverage comes in.
Full coverage typically includes collision and comprehensive auto insurance. Collision auto insurance pays for damages to your vehicle from an accident, and comprehensive pays for damages unrelated to an accident, such as fire, theft, and vandalism. Optional coverages available in SC include:
- Medical payment coverage on auto insurance
- Gap insurance
- Personal injury protection (PIP) auto insurance
- Roadside assistance coverage
- Rental car reimbursement coverage
While adding coverages raises rates, more protection means fewer out-of-pocket repair expenses. For example, comprehensive auto insurance pays for repairs if your car has hail damage. However, you’ll pay for repairs yourself if you only have liability coverage.
Finding Affordable South Carolina Auto Insurance
South Carolina requires drivers to carry at least 25/50/25 in liability and uninsured motorist (UM) coverage. However, experts recommend full coverage for more protection. Although full coverage costs more, you and your vehicle are also covered.
Many other factors affect your ability to find affordable auto insurance in South Carolina, such as your age, driving record, credit history, and ZIP code. In addition, the cheapest South Carolina auto insurance companies vary by the driver since each insurance company looks at your factors differently.
Most people would rather avoid the cheapskate label. But saving money on car insurance and going with the cheapest company is nothing to be ashamed of. https://t.co/27f1xf1ARb has shared the best tips for saving here: https://t.co/933zXMXamT pic.twitter.com/12kTPOiPcX
— AutoInsurance.org (@AutoInsurance) August 4, 2023
While auto insurance rates in the state are slightly higher than the national average, drivers can find the best car insurance in South Carolina by shopping around. The best auto insurance companies in South Carolina offer reasonable rates and additional coverages, such as SR-22.
Case Studies: Tailored Auto Insurance Solutions in South Carolina
In this section, we delve into real-world examples where South Carolina drivers found customized auto insurance solutions that fit their unique needs and situations.
- Case Study 1 – Comprehensive Coverage for New Drivers: John in Charleston, SC, sought robust auto insurance that exceeded state minimums. He secured a policy with State Farm offering comprehensive and collision insurance coverage for thorough protection.
- Case Study 2 – Maximizing Savings with Student Discounts: Emily, a Columbia college student, aimed to lower premiums. By maintaining good grades and completing a defensive driving course, she qualified for significant discounts with Progressive.
- Case Study 3 – Fulfilling Legal Requirements with SR-22 Coverage: After a DUI in Greenville, SC, Mike needed SR-22 filing. Geico offered competitive rates, enabling him to meet legal obligations without compromising coverage.
- Case Study 4 – Protecting a Classic Car with Specialized Coverage: Sarah from Myrtle Beach insured her classic car with Hagerty Insurance, ensuring it was safeguarded against damage, theft, and depreciation.:
- Case Study 5 – Family-Friendly Coverage for a Reliable SUV: The Rodriguez family in Spartanburg, SC, chose Allstate for affordable, comprehensive coverage for their SUV, prioritizing protection and affordability.
These case studies highlight how South Carolina drivers can navigate the complexities of auto insurance to find policies that align with their distinct needs. Whether it involves comprehensive coverage, leveraging discounts, meeting legal requirements like SR-22 filings.
Even securing specialized coverage for unique vehicles, exploring different options and comparing South Carolina auto insurance quotes can lead to finding the ideal insurance solution. By understanding state-specific requirements and exploring available resources, drivers can confidently choose insurance that provides both security and peace of mind on the road.
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Wrapping Up: Making Informed Choices for South Carolina Auto Insurance
In conclusion, selecting South Carolina insurance involves weighing cost-effective options like Progressive, State Farm, and Travelers, which offer competitive rates starting at $36 per month. It’s crucial to consider individual factors such as age, driving record, and credit score when choosing coverage that meets legal requirements and personal needs.
Progressive stands out as the top choice for South Carolina auto insurance with competitive rates and comprehensive coverage options.Daniel Walker Licensed Auto Insurance Agent
Exploring additional coverage options such as SR-22 filings can provide enhanced protection against potential risks. By comparing quotes from various insurers and leveraging available auto insurance discounts, drivers can secure affordable policies without compromising on essential coverage. Find the best SC auto insurance companies near you by entering your ZIP code into our free quote tool below.
Frequently Asked Questions
What is the cheapest auto insurance company in SC?
Geico auto insurance offers the cheapest rates for auto insurance in SC, averaging $79 monthly. However, rates vary by ZIP code, driving profile, and demographics.
Depending on your factors and insurance needs, another company may be cheaper for you. Shop around and compare South Carolina auto insurance quotes from multiple companies to find the most affordable coverage available.
What is the average cost of auto insurance in South Carolina?
The average South Carolina auto insurance costs a little more than the usual. However, drivers can still get cheap car insurance in SC. Liability-only coverage is about $50 a month, and full coverage averages $122 a month.
What are the requirements for auto insurance in South Carolina?
South Carolina requires you to carry at least 25/50/25 in liability and uninsured motorist auto insurance to drive legally. However, liability auto insurance minimums in SC are extremely low and probably won’t offer enough coverage. Consider adding full coverage auto insurance for better protection.
Enter your ZIP code below to find out if you can get a better deal.
Is South Carolina a no-fault state for auto insurance?
No, South Carolina isn’t a no-fault auto insurance state — it’s an at-fault state.
How can I find the best auto insurance rates in South Carolina?
Shop around, compare quotes from different SC insurance companies, and consider factors such as age, driving record, and credit score to find the best auto insurance rates in South Carolina.
Can I choose higher coverage limits than the state minimum in South Carolina?
Yes, we recommend South Carolina drivers to consider higher auto insurance coverage limits than the minimum for complete protection.
Do you need insurance to register a car in South Carolina?
You must provide proof of auto insurance to register your car in South Carolina. Learn more about how to get instant auto insurance proof.
Can I suspend my auto insurance in South Carolina if I’m not using my vehicle?
No, you generally can’t suspend your South Carolina auto insurance policy. You may switch to a comprehensive-only policy if storing your vehicle long term. Get fast and cheap auto insurance SC coverage today with our quote comparison tool below.
Is insurance cheaper in SC or NC?
Auto insurance in South Carolina costs around $31 more monthly than NC auto insurance. Read more about North Carolina auto insurance.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.