Best Cheap Auto Insurance in Tyler, TX (2021)

The average Tyler, TX auto insurance rates are $321 per month. The minimum auto insurance in Tyler is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Tyler, Texas, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Tyler is USAA
  • The average commute length in Tyler is 20.9 minutes
  • Average auto insurance rates in Tyler, TX for senior drivers are $2,331 per year

Tyler, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Tyler can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Tyler, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Tyler to other Texas cities, including Corpus Christi auto insurance rates, Plano auto insurance rates, and Houston auto insurance rates to see how Tyler, Texas auto insurance rates stack up.

Before you buy Tyler, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Tyler, Texas auto insurance quotes.

Minimum Auto Insurance in Tyler, Texas

Tyler, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Tyler, Texas.

Minimum Required Auto Insurance Coverage in Tyler, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Tyler, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Tyler, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Tyler, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,534 $3,559 $3,487 $3,487 $9,407 $11,340 $4,366 $4,540
American Family $2,470 $2,756 $2,341 $2,685 $6,719 $8,776 $3,576 $4,077
GEICO $2,436 $2,639 $2,373 $2,712 $5,356 $5,529 $2,631 $2,605
Nationwide $2,297 $2,333 $2,034 $2,150 $6,488 $8,315 $2,698 $2,915
Progressive $2,453 $2,322 $2,195 $2,229 $10,532 $11,770 $2,906 $2,941
State Farm $2,114 $2,114 $1,888 $1,888 $5,191 $6,640 $2,307 $2,378
USAA $1,661 $1,661 $1,594 $1,571 $4,779 $5,175 $2,211 $2,350

Cheap Tyler, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Tyler, Texas is a challenge. Take a look at the annual teen auto insurance rates in Tyler, Texas.

Annual Auto Insurance Rates for Teen Drivers in Tyler, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,407 $11,340
American Family $6,719 $8,776
GEICO $5,356 $5,529
Nationwide $6,488 $8,315
Progressive $10,532 $11,770
State Farm $5,191 $6,640
USAA $4,779 $5,175

Cheap Tyler, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Tyler, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Tyler, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,487 $3,487
American Family $2,341 $2,685
GEICO $2,373 $2,712
Nationwide $2,034 $2,150
Progressive $2,195 $2,229
State Farm $1,888 $1,888
USAA $1,594 $1,571

Cheap Tyler, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Tyler, Texas compared to the annual auto insurance rates with a clean record in Tyler, Texas.

Annual Tyler, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,222 $6,566 $6,851 $4,222
American Family $3,811 $4,831 $4,247 $3,811
GEICO $2,788 $3,694 $3,069 $3,590
Nationwide $3,174 $3,174 $4,687 $3,581
Progressive $4,067 $5,287 $4,749 $4,572
State Farm $2,711 $3,126 $3,712 $2,711
USAA $1,948 $2,895 $3,421 $2,236

Cheap Tyler, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Tyler, Texas is not easy. Compare the annual rates for DUI auto insurance in Tyler, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Tyler, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,851
American Family $4,247
GEICO $3,069
Nationwide $4,687
Progressive $4,749
State Farm $3,712
USAA $3,421

Cheap Tyler, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Tyler, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Tyler, Texas

Insurance Company Poor Fair Good
Allstate $6,942 $5,091 $4,362
American Family $5,704 $3,633 $3,188
GEICO $5,071 $2,871 $1,914
Nationwide $4,380 $3,521 $3,060
Progressive $5,240 $4,546 $4,219
State Farm $4,340 $2,702 $2,153
USAA $3,837 $2,235 $1,803

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Cheap Tyler, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Tyler, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Tyler, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Tyler, Texas

ZIP Code Average Annual Rates
75701 $5,618
75702 $5,765
75703 $5,696
75704 $5,825
75705 $5,857
75706 $5,964
75707 $5,625
75708 $5,665
75709 $5,818
75798 $5,621
75799 $5,838

Cheap Tyler, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Tyler, Texas auto insurance. Find the cheapest annual Tyler, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Tyler, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,330 $5,600
American Family $4,175 $4,175
GEICO $3,225 $3,346
Nationwide $3,654 $3,654
Progressive $4,669 $4,669
State Farm $3,065 $3,065
USAA $2,592 $2,658

Cheap Tyler, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Tyler, Texas? Check out the comparison of annual Tyler, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Tyler, Texas

Insurance Company Low Medium High
Allstate $5,339 $5,418 $5,639
American Family $3,860 $4,013 $4,652
GEICO $3,090 $3,238 $3,528
Nationwide $3,910 $3,499 $3,552
Progressive $4,418 $4,647 $4,941
State Farm $2,906 $3,056 $3,233
USAA $2,527 $2,613 $2,736

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Best By Category: Cheapest Auto Insurance in Tyler, Texas

Compare the cheapest auto insurance companies in Tyler, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Tyler, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Tyler, Texas Auto Insurance Companies

What auto insurance companies in Tyler, Texas are the cheapest? Compare the top Tyler, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Tyler, Texas

Insurance Company Average Annual Rates
Allstate $5,465
American Family $4,175
GEICO $3,285
Nationwide $3,654
Progressive $4,669
State Farm $3,065
USAA $2,625

What affects auto insurance rates in Tyler, Texas?

There are a lot of reasons why auto insurance rates in Tyler, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Tyler, Texas. Many local factors may affect your Tyler auto insurance rates.

Tyler Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Tyler, Texas auto theft statistics, there have been 151 auto thefts in the city.

Tyler Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Tyler, Texas commute length is 20.9 minutes according to City-Data.

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Compare Tyler, Texas Auto Insurance Quotes

Before you buy Tyler, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Tyler, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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