Elephant Auto Insurance Review in 2024 (Rates & Discounts Listed Here)

Our Elephant auto insurance review shows full coverage rates start at just $34 a month. Explore why Elephant leads the field with unmatched affordability and top-tier service quality. Uncover detailed insights into its superior customer satisfaction and robust performance metrics.

UPDATED: Sep 16, 2024Fact Checked

Luke Williams

Insurance and Finance Writer

Luke Williams is a finance, insurance, real estate, and home improvement expert based in Philadelphia, Pennsylvania, specializing in writing and researching for consumers. He studied finance, economics, and communications at Pennsylvania State University and graduated with a degree in Corporate Communications.  His insurance and finance writing has been featured on Spoxor, The Good Men Project...

Insurance and Finance Writer

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

UPDATED: Sep 16, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Sep 16, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Sep 16, 2024Fact Checked
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Elephant

Average Monthly Rate For Good Drivers

$34

A.M. Best Rating:

A+ (Superior)

Complaint Level:

Med

Pros

  • Elephant Insurance offers customer service options in español
  • Elephant Insurance offers multiple discount options
  • Elephant Car Insurance has helpful customer service
  • Includes liability, collision, and more, with add-on coverages available

Cons

  • Higher-than-average rates
  • Only available in eight states
  • Numerous customer complaints
If you’re looking for the best car insurance company in your area, you could consider Elephant auto insurance. Elephant auto insurance offers different options for car insurance coverage, but the company only sells insurance in eight states. Find and compare quotes from multiple providers as you search for a car insurance company and policy that works for you. Comparing quotes will help you choose a policy that fits your budget and offers you the coverage you need.

Elephant auto insurance review highlights that the company offers a range of coverage options, making it a standout choice. It’s particularly attractive for those seeking value combined with reliable service.

Elephant Auto Insurance Review

Elephant’s comprehensive policies cover various types of auto insurance, including liability, collision, and more, tailored to diverse needs. The coverage starts at just $97, offering affordability for basic insurance requirements.

Elephant Auto Insurance Rating

Rating CriteriaElephant TablePress Logo
Overall Score3.6
Business Reviews3.5
Claim Processing3.3
Company Reputation4
Coverage Availability2.5
Coverage Value4
Customer Satisfaction3.8
Digital Experience3.5
Discounts Available0
Insurance Cost4.4
Plan Personalization4
Policy Options5
Savings Potential2.9

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As a top pick for affordability and coverage flexibility, car insurance elephant continues to impress with its robust offerings and customer satisfaction focus. If you’re searching for the best SR22 insurance, Elephant might also be a company to consider.

Begin comparing car insurance quotes elephant from Elephant auto insurance by entering your ZIP code above to get a car insurance quote elephant.

Driving Records and State Variance: Elephant Auto Insurance Rates

As mentioned earlier, the primary determinant for Elephant auto insurance rates is a clean driving record. Drivers with few or no infractions typically enjoy lower rates with Elephant. To understand what you might expect to pay with a clean slate, reference the rates outlined below.

Elephant Auto Insurance Monthly Rates by Age, Gender, & Coverage Level

Age & GenderMinimum CoverageFull Coverage
Age: 16 Female$177$452
Age: 16 Male$187$456
Age: 18 Female$144$333
Age: 18 Male$160$371
Age: 25 Female$45$371
Age: 25 Male$46$122
Age: 30 Female$42$109
Age: 30 Male$43$114
Age: 45 Female$37$97
Age: 45 Male$37$97
Age: 60 Female$34$86
Age: 60 Male$35$89
Age: 65 Female$36$95
Age: 65 Male$36$95

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Conversely, any violations on your driving record can lead to increased premiums. Delivery receipt of any infractions can result in significant increases in rates. To understand how auto insurance companies check driving records and assess the impact on your rates. consider the specifics detailed in the following table.

Moreover, rates for Elephant auto insurance can differ considerably across different states, largely due to varying state insurance regulations and average costs. For instance, insurance costs in states with higher accident rates or more expensive claims could be greater, affecting overall premiums with Elephant.

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What You Should Know About Elephant Auto Insurance

Elephant has an A+ (superior) financial strength rating with A.M. Best and an A+ rating with the Better Business Bureau. Unfortunately, the company has its fair share of customer complaints concerning claims handling. If you need to reach them, the Elephant auto insurance claims phone number is provided below.

Most Elephant insurance reviews discuss the company’s higher-than-average rates and low customer satisfaction, though some Elephant claims reviews note the company’s helpful customer service representatives. For example, contact elephant insurance via their customer service phone number.

Elephant Auto Insurance consistently delivers exceptional value and customer satisfaction, making it a top choice for drivers seeking reliable and affordable coverage.

Dani Best Licensed Insurance Producer

If you’re considering a policy with Elephant, learn how to get fast and free Elephant auto insurance quotes. Shop around after receiving a car insurance quote elephant to see what other companies have to offer.

Elephant Insurance Company Contact Information

Embarking on the journey of insurance inquiries and updates can seem daunting. To ease your path, we’ve compiled essential contact information for Elephant auto insurance, ensuring you can swiftly navigate their services from customer support to claims management.

  • Elephant Auto Insurance Company Address: P.O. Box 5205 Glen Allen, VA 23058-5205
  • Elephant Auto Customer Service: Elephant auto insurance Phone Number: 1-855-Elephant (1-855-354-7868)
  • Elephant Car Insurance Phone Number: Claims Department Phone Number: 1-877-321-2096
  • Elephant Auto Roadside Assistance: Elephant Insurance Roadside Assistance Phone Number: 1-877-321-9910

With this comprehensive contact information readily available, navigating interactions with Elephant auto insurance is simple and stress-free. Whether you’re exploring how to file an auto insurance claim, seeking roadside assistance, or managing your policy, these contact options for Elephant car insurance guarantee that assistance is just a phone call or click away.

Elephant Auto Insurance Coverage Options

Services offered by Elephant insurance include various types of insurance coverage. Elephant offers the standard full coverage types you’d expect most insurance providers to have, including:

Elephant Auto Insurance Coverage Options

Coverage
Liability
Property damage liability
Medical payments
Uninsured/underinsured motorists
Personal injury protection
Collision
Comprehensive

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While some companies stop here, cheap car insurance Elephant provides additional coverage options to policyholders, such as:

  • Roadside Assistance: Elephant roadside assistance covers towing and other necessities.
  • Rental Reimbursement: This coverage pays for rental cars if you need one after an accident.
  • Upgraded Accident Forgiveness: Elephant offers accident forgiveness to policyholders after three years, but you can purchase this add-on immediately with your new policy.
  • Loan/Lease Payoff: Loan/lease payoff will pay up to 25% of the remaining balance if your vehicle gets totaled in an accident.
  • Non-Owner Coverage: This add-on covers you if you borrow someone else’s car and get in an accident.

Not only does Elephant offer policies required by many states, but it also allows drivers to customize their policies with add-on coverages to get a cheap car insurance from Elephant auto insurance.

Also keep in mind that you can only purchase Elephant car insurance in Illinois, Indiana, Maryland, Ohio, Tennessee, Texas, and Virginia. If car insurance from Elephant isn’t what you need, check out their other services. Elephant car insurance company stands as a prominent player in the insurance industry, known for its reliable coverage and customer-centric approach.

With an impressive A.M. Best rating, Elephant insurance assures policyholders of its financial stability and commitment to service excellence. Offering modern convenience, the Elephant insurance app empowers users with easy access to policy management and assistance on the go. In the event of unforeseen circumstances, the Elephant insurance claims process is streamlined, ensuring prompt resolution and customer satisfaction.

Elephant Auto Insurance Review: How To File An Auto Insurance Claim

Prospective clients can gain insights into the company’s performance and customer satisfaction through the Elephant insurance company reviews that are available. Elephant’s full coverage insurance is offered in eight U.S. states. You may want to consider the company or companies like Elephant if you’re searching for auto insurance.

Elephant Auto Insurance Review: Full Coverage Auto Insurance

It provides standard coverage, additional options, and many discount opportunities. Still, rates with Elephant are often higher than average, and the company has a fair number of complaints concerning how it handles claims.

Elephant Auto Insurance Pros and Cons

There are multiple pros to choosing Elephant auto insurance as your provider. Some of the key benefits include:

  • Competitive Rates: Elephant offers rates starting at $130 per month, making it an affordable option for many drivers looking for quality insurance without breaking the bank.
  • Comprehensive Coverage: From standard liability to full coverage auto insurance defined options, Elephant provides a broad array of insurance products, allowing for a high degree of policy customization.
  • Discount Opportunities: Elephant offers several discount opportunities that can reduce premiums by up to 25%, making it financially appealing for qualifying customers.

However, there are also cons to consider when choosing Elephant auto insurance:

  • Limited Availability: Elephant insurance services are only available in a select few states, which might be inconvenient for those living outside of its service areas.
  • Customer Service Concerns: Some customers have expressed dissatisfaction with the claims handling and customer service, which could impact overall satisfaction.

Evaluating these pros and cons can help determine if Elephant auto insurance meets your specific needs and expectations as a driver.

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Elephant Auto Insurance Rates Breakdown

An insightful look into how to lower your auto insurance rates reveals that premiums vary depending on a host of factors. Young drivers typically encounter higher rates reflecting their increased risk, whereas more mature drivers enjoy lower premiums due to their experience on the road.

Elephant Auto Insurance Review: Company Site Screenshot

Infractions such as accidents or speeding tickets can significantly bump up rates, emphasizing the importance of maintaining a clean driving record. The analysis also shows that rates can differ widely by state, influenced by local laws and average claim amounts, which Elephant auto insurance and Elephant breakdown cover take into account to tailor their pricing strategies effectively.

Elephant Rates Based on Age

Elephant teen driver rates, which are around 35% higher than the national average at $630.08 annually for girls and $675.25 for boys, illustrate the significant impact of auto insurance rates by age. This table includes rates for teen drivers based on gender from the top insurance companies.

Teen Full Coverage Auto Insurance Monthly Rates by Provider, Age, & Gender

Insurance CompanyAge: 16 FemaleAge: 16 MaleAge: 18 FemaleAge: 18 Male
Allstate: how to get auto insurance for the first time$608$638$448$519
Elephant: how to get auto insurance for the first time$452$456$333$371
Farmers: how to get auto insurance for the first time$778$742$573$603
Geico: how to get auto insurance for the first time$298$312$220$254
Liberty Mutual: how to get auto insurance for the first time$716$778$528$633
Nationwide: how to get auto insurance for the first time$411$476$303$387
Progressive: how to get auto insurance for the first time$801$814$591$662
State Farm: how to get auto insurance for the first time$311$349$229$284
Travelers: how to get auto insurance for the first time$709$897$523$729

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As you navigate the complexities of auto insurance rates by age, this comparison should help you make an informed decision, especially for teen drivers.

With a clear view of how different providers stack up, you can choose the insurance company that best meets your needs and budget.

Elephant Auto Insurance Rates for Adult and Senior Drivers

For adult drivers, Elephant rates are still higher than average. For females, the premium is around $1,842 annually, while for men, it’s about $1,836. While senior drivers can expect to pay around $300 to $400 more annually for coverage with Elephant. The table below shows the national average for senior drivers.

Senior Full Coverage Auto Insurance Monthly Rates by Provider, Age, & Gender

Insurance CompanyAge: 55 MaleAge: 55 FemaleAge: 60 MaleAge: 60 FemaleAge: 65 MaleAge: 65 Female
Allstate TablePress Logo$152$153$154$150$157$158
Elephant TablePress Logo$92$92$89$86$95$95
Farmers TablePress Logo$131$132$128$120$136$136
Geico TablePress Logo$76$76$74$73$78$78
Liberty Mutual TablePress Logo$165$162$159$148$170$167
Nationwide TablePress Logo$109$107$104$99$112$111
Progressive TablePress Logo$100$106$95$92$103$109
State Farm TablePress Logo$82$82$76$76$84$84
The Hartford TablePress Logo$107$109$103$101$109$112
Travelers TablePress Logo$94$93$90$89$97$96

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Elephant insurance may work for you, especially if you’re looking for auto insurance for seniors, but it’s good to compare rates with other companies before making any commitments.

Elephant Rates With a Speeding Ticket

You can expect higher-than-average car insurance rates if you have one or more speeding tickets on your driving record. You can compare the top insurance companies’ rates after a speeding ticket below.

Full Coverage Auto Insurance Monthly Rates by Provider: One Ticket vs. Clean Record

Insurance CompanyOne TicketClean Record
AAA TablePress Logo$108$86
Allstate TablePress Logo$188$160
American Family TablePress Logo$136$117
Auto-Owners Table Press Logo$105$87
Elephant TablePress Logo$119$97
Erie TablePress Logo$58$70
Farmers TablePress Logo$173$139
Geico TablePress Logo$106$80
Liberty Mutual TablePress Logo$212$174
Nationwide TablePress Logo$137$115
Progressive TablePress Logo$140$105
State Farm TablePress Logo$96$86
The General Tablepress Logo$277$232
The Hartford TablePress Logo$136$112
Travelers TablePress Logo$134$99
U.S. Average$147$119

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With Elephant, rates are almost $500 higher than the national average and nearly $1,000 more annually than rates with State Farm, highlighting the need to explore auto insurance companies that don’t penalize for speeding tickets.

Elephant Auto Insurance Post-Accident Rates Analysis

After an accident, Elephant’s insurance rates increase to nearly 30% above the national average, presenting a significant surge compared to other leading insurance companies. Here’s a comparative look at monthly full coverage rates for drivers with one accident versus those with a clean record across various insurers:

Full Coverage Auto Insurance Monthly Rates: One Accident vs. Clean Record

Insurance CompanyClean RecordOne Accident
AAA TablePress Logo$180$220
Allstate TablePress Logo$166$225
American Family TablePress Logo$116$176
Elephant TablePress Logo$119$97
Farmers TablePress Logo$140$198
Geico TablePress Logo$95$132
Liberty Mutual TablePress Logo$177$234
Nationwide TablePress Logo$140$161
Progressive TablePress Logo$120$186
State Farm TablePress Logo$105$150
The Hartford TablePress Logo$175$230
Travelers TablePress Logo$160$200
U.S. Average$123$172

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Elephant’s rates for drivers with an at-fault accident or more on their record are nearly double USAA’s rates. Elephant’s elevated rates post-accident underline the financial impact of driving mishaps on insurance premiums.

Elephant Car Insurance After a DUI

If you have a DUI on your record, you’ll definitely pay more for insurance. You could even have a hard time finding a company willing to offer you coverage, but we’ve put together a list of the top insurance companies that do offer DUI insurance.

DUI Full Coverage Auto Insurance Monthly Rates vs. Clean Record by Provider

Insurance CompanyClean RecordOne DUI
AAA TablePress Logo$86$240
Allstate TablePress Logo$160$225
American Family TablePress Logo$117$176
Elephant TablePress Logo$97$166
Farmers TablePress Logo$139$198
Geico TablePress Logo$80$132
Liberty Mutual TablePress Logo$174$234
Nationwide TablePress Logo$115$161
Progressive TablePress Logo$105$186
State Farm TablePress Logo$86$202
The Hartford TablePress Logo$112$250
Travelers TablePress Logo$99$239
U.S. Average$119$173

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Elephant’s rates for people with a DUI, as DUI defined impacts insurance costs, are only around 2% higher than the national average at about $2,652 annually.

Elephant Rates for People With Poor Credit

If you have a low credit score, you could pay around 7% more for insurance with Elephant than the national average.

Full Coverage Auto Insurance Monthly Rates by Provider & Credit Score

Insurance CompanyGood CreditFair CreditBad Credit
AAA TablePress Logo$135$165$245
Allstate TablePress Logo$166$197$296
American Family TablePress Logo$116$136$203
Elephant TablePress Logo$95$115$175
Farmers TablePress Logo$140$161$269
Geico TablePress Logo$82$100$148
Liberty Mutual TablePress Logo$177$226$355
Nationwide TablePress Logo$120$133$166
Progressive TablePress Logo$109$138$206
State Farm TablePress Logo$91$118$200
The Hartford TablePress Logo$120$155$230
Travelers TablePress Logo$107$128$194
U.S. Average$123$148$226

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While 7% may not sound like a lot, understanding how credit scores affect auto insurance rates shows that it equates to hundreds of dollars annually you could save with another company.

Elephant Auto Insurance: A Closer Look at Minimum Coverage Costs

Elephant’s rates for minimum car insurance coverage is around $1,782 annually. With the national average around $1,463, Elephant’s rates are almost 22% higher. Let’s compare this to the top insurance companies.

Liability Auto Insurance Rates by Provider

Insurance CompanyMonthly Rates
Allstate TablePress Logo$61
American Family TablePress Logo$44
Elephant TablePress Logo$37
Farmers TablePress Logo$53
Geico TablePress Logo$30
Liberty Mutual TablePress Logo$67
Nationwide TablePress Logo$44
Progressive TablePress Logo$39
State Farm TablePress Logo$33
Travelers TablePress Logo$38
USAA TablePress Logo$22
U.S. Average$45

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Elephant’s minimum coverage rates are nearly $700 more per year than rates for similar coverage with Geico.

Elephant Auto Insurance: Analyzing the Cost of Full Coverage

A full coverage policy with Elephant costs around $2,059 per year. Take a look at the table below for rates for full coverage insurance with the top companies in the country.

Full vs. Minimum Coverage Monthly Insurance Rates by Provider

Insurance CompanyRates
Allstate TablePress Logo$160
American Family TablePress Logo$117
Auto-Owners Table Press Logo$87
Elephant TablePress Logo$97
Farmers TablePress Logo$87
Geico TablePress Logo$80
Liberty Mutual TablePress Logo$174
Nationwide TablePress Logo$115
Progressive TablePress Logo$105
State Farm TablePress Logo$86
Travelers TablePress Logo$99
USAA TablePress Logo$59
U.S. Average$119

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Elephant’s full coverage rates are 27% higher than the national average and nearly $800 more than Geico’s full coverage auto insurance rates.

Elephant Insurance Discounts Available

Elephant Insurance provides a variety of discounts that can help policyholders reduce their premiums. Among these are several key auto insurance discounts to ask for:

List of Elephant Auto Insurance Discounts

Discount Name
Multi-Policy Discount
Online Quote Discount
Paid-In-Full Discount
Paperless Discount
E-Signature Discount
Multi-Car Discount
Good Driver Discount
Good Student Discount
Homeowner Discount
Work From Home Discount

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Engaging with an Elephant representative could enable you to save up to 25% on your auto insurance coverage. It’s worth discussing your eligibility for any of these discounts to capitalize on potential savings.

If you’re looking to cut costs on your auto insurance, make sure to inquire about these discounts. A conversation with an Elephant agent can help you identify which discounts you qualify for and how much you could save. Make your insurance more affordable by leveraging the discounts Elephant offers.

Smart Savings With Elephant

Explore the range of discounts Elephant Auto Insurance offers to help you reduce your insurance costs effectively, including how to save money by bundling insurance policies:

Elephant Auto Insurance Discounts by Savings Potential

Discount NameSavings Potential
Multi-Car46%
Early Bird10%
Multi-Policy12%
Pay in Full15%
Electronic Signature18%
Paperless3%
Online Quote3%
Homeowners17%
Claims-Free20%
Good Student13%
Work-from-Home22%

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By tapping into these discounts, you can significantly lower your Elephant Auto Insurance premiums. From students to homeowners, these reductions cater to a wide range of drivers. Discuss these opportunities with an Elephant representative to ensure you’re getting the best possible rate.

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Snapshot of Elephant Auto Insurance Ratings

Elephant Auto Insurance garners strong financial reliability with A+ ratings from both the Better Business Bureau and A.M. Best, yet shows room for improvement in customer service with a 3.0/5 from J.D. Power and a higher than average complaint index of 2.27 from NAIC.

Elephant Business Ratings

AgencyElephant TablePress Logo
J.D. Power TablePress LogoScore: 795 / 1,000
Avg. Satisfaction
Score: B
Financial Stability
Consumer Reports TablePress LogoScore: 68/100
Mixed Customer Feedback
Score: 1.10
Avg. Complaints
A.M. BestScore: B++
Good Financial Strength

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These ratings highlight Elephant’s strong financial foundation and areas for customer service improvement, assisting prospective customers in making well-informed choices among the best auto insurance companies for their coverage requirements.

Deciphering the Value of Elephant Auto Insurance

Elephant insurance, like many auto insurance companies, offers competitive rates and flexible coverage options, highlighted by discounts and customizable policy features. However, its mixed reviews on customer service and claims handling are notable.

Comparing Elephant with top-rated insurers could help ensure the best fit for your needs. If Elephant’s offerings align well with your requirements and budget, it might be a viable option. Still, it’s prudent to engage in comprehensive comparison shopping to secure the most favorable deal.

Stop overpaying for auto insurance. Enter your ZIP code below to find out if you can get a better deal.

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Frequently Asked Questions

How can I get a quote for coverage from Elephant?

Go to the company website to receive an online quote. The company will ask for information about you and your vehicle.

How can I cancel an Elephant car insurance policy?

The way that you can cancel your Elephant Insurance policy is to call 877-321-2095 directly. Make sure you look into the details of your policy before you cancel your Elephant Insurance.

What other insurance does Elephant offer?

Elephant Insurance doesn’t just offer car insurance. In addition to car insurance, Elephant offers homeowners, condo, renters, umbrella, life, motorcycle, and off-road vehicle insurance.

For additional details, explore our comprehensive resource titled “Understanding Auto Insurance,” and gain valuable insights in just one click.

Who owns Elephant insurance?

Elephant Insurance is a direct-to-consumer insurance company offering a variety of insurance products with a focus on auto insurance.  Elephant Auto Insurance is a subsidiary of Admiral Group PLC based in the United Kingdom.

Is Elephant auto insurance a reputable company?

Elephant Auto Insurance is generally considered a reputable company. They have been in operation for several years and have a strong presence in the insurance industry. However, it’s always recommended to do thorough research and read customer reviews before making a decision. Elephant Insurance is a good option for a variety of coverage needs.

Get started on comparing full coverage auto insurance rates by entering your ZIP code below.

How can I file a claim with Elephant?

Navigating through unexpected events can be daunting, but with Elephant Insurance, filing a claim is made simple and efficient. The Elephant Insurance claims phone number is readily available, connecting you to dedicated professionals who are committed to guiding you through every step of the claims process.

You can file a claim by calling 844-937-5353. When you call, have your policy number ready and be prepared to provide specific information about the incident.

To delve deeper, refer to our in-depth report titled “How to File an Auto Insurance Claim” for a straightforward guide.

What types of coverage does Elephant auto insurance offer?

Elephant Auto Insurance offers a range of coverage options, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, personal injury protection (PIP), and more. They also provide optional add-ons such as roadside assistance and rental car reimbursement.

Elephant Insurance does not offer RV insurance options. Elephant Insurance Company also does not provide Elephant-specific motorcycle insurance.

How can I get a quote from Elephant auto insurance?

To get a quote from Elephant Auto Insurance, you can visit their official website or contact their customer service directly. On their website, you’ll typically find a quote form where you can provide the necessary details about your vehicle, driving history, and coverage needs to receive an estimate. While Elephant does not offer pet insurance, Elephant does offer multi-car insurance discounts.

Once you have a policy you can contact the Elephant Car Insurance number to access and inquire about details, changes or other needs.

What states does Elephant insurance cover?

The various types of Elephant insurance are offered in the following states: Illinois, Indiana, Maryland, Ohio, Tennessee, Texas, and Virginia. You can get an Elephant car insurance quote directly on the homepage of the Elephant Insurance Company website.

To learn more, explore our comprehensive resource on insurance titled “Auto Insurance Rates by State,” and discover how your location affects premiums.

What factors can affect my Elephant auto insurance premium?

Several factors can influence your premium with Elephant Auto Insurance. These factors may include your age, gender, location, driving record, type of vehicle, coverage limits, deductibles, and any discounts you may be eligible for. It’s important to provide accurate information during the quoting process to receive an accurate premium estimate. To get quote for Elephant Insurance, visit their website.

Why is Elephant insurance so cheap?

Elephant Insurance offers lower premiums for a couple of reasons, which can include:

  • Target Markets
  • Digital-First Operations Approach
  • Efficient Technology
  • Limited Coverage Options
  • New Market Entry
  • Lower Overhead Costs
  • Innovative and Accurate Risk Assessment Models

These strategies allow Elephant Insurance to offer competitive rates by minimizing expenses and optimizing their service offerings, making insurance more affordable for their target customers.

Does Elephant insurance cover rental cars?

Elephant Insurance offers rental reimbursement coverage as an optional add-on to your auto insurance policy.

For a thorough understanding, refer to our detailed analysis titled “Do you need proof of insurance to rent a car?” and get the facts quickly.

How do I get a quote for homeowners insurance from Elephant insurance?

The easiest way is to start by visiting the Elephant Insurance website.

How Good is Elephant insurance?

Elephant Insurance is a relatively new player in the auto insurance market. The company is known for offering competitive rates and a streamlined online experience.

Does Elephant insurance offer SR22?

Yes, Elephant Insurance provides SR-22 insurance forms in several states, including Illinois, Indiana, Tennessee, Texas, and Virginia.

To expand your knowledge, refer to our comprehensive handbook titled “SR-22 auto insurance,” and learn all the essentials.

What is Elephant insurance?

Elephant Insurance is a direct-to-consumer auto insurance company that offers various options for different insurance policies. It was established in 2009 and is a subsidiary of the Admiral Group.

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Luke Williams

Insurance and Finance Writer

Luke Williams is a finance, insurance, real estate, and home improvement expert based in Philadelphia, Pennsylvania, specializing in writing and researching for consumers. He studied finance, economics, and communications at Pennsylvania State University and graduated with a degree in Corporate Communications.  His insurance and finance writing has been featured on Spoxor, The Good Men Project...

Insurance and Finance Writer

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Reviews
for Elephant Auto Insurance

3.76 (146 reviews)
1
July 20, 2021

Alikhosh

They run scheme

As being a loyal client for 3 years and paying high premium for full coverage, I am not happy with their claims department . They run scheme and almost never follow up regrading the case status. Be wary of their claim agents as they work for their own best interest, to even the extend of buying a car, to take advantage of your policy, when there was a minor scratch on a bumper of Prius that had been in extensive collision previously, then conside...
As being a loyal client for 3 years and paying high premium for full coverage, I am not happy with their claims department . They run scheme and almost never follow up regrading the case status. Be wary of their claim agents as they work for their own best interest, to even the extend of buying a car, to take advantage of your policy, when there was a minor scratch on a bumper of Prius that had been in extensive collision previously, then considering it as total loss, in order to make you pay higher premium for next year as well as effecting your DL drastically for the next 3 years.
5
January 7, 2021

CA76

Elephant Insurance is the best

Elephant Auto Insurance has been an efficient, and customer friendly company. They always answered my questions and address my concerns.
1
December 8, 2020

Mrsr38

Dissatisfied customer

I have had an open claim since 10/29/2020,an my insurance adjuster [REDACTED NAME] [REDACTED NAME] never called once to settle my claim my car is still in the impound lot I'm suffering because I dnt have a car an it's really hard for me to get to work an take my kids where they need to be I trusted that this insurance company would have my best interest at hand after I pay all of my hard earned money to be protected from situations like this .Thi...
I have had an open claim since 10/29/2020,an my insurance adjuster [REDACTED NAME] [REDACTED NAME] never called once to settle my claim my car is still in the impound lot I'm suffering because I dnt have a car an it's really hard for me to get to work an take my kids where they need to be I trusted that this insurance company would have my best interest at hand after I pay all of my hard earned money to be protected from situations like this .This is by far the worst insurance company I ever experienced you guys do not care about your customer's at all now I'm forced to file a law suit because [REDACTED NAME] [REDACTED NAME] my insurance adjuster refuse to settle my claim
5
July 8, 2020

teamfecko2020

I would go with Elephant!

They have an awesoje app with easy instant access to customer service contacts, bill pay and claims department. its affordable and worht the money. great value. will get another po;icy when i get my new car.
4
May 4, 2020

Jfernandez175

Amazing Service!

Amazing customer service, and for the price, you really can't beat it these days! Does everything and more than what the competition offers!
5
February 24, 2020

MirandaW101113

Saviors

Just recently had a claim. Super easy and fast. I barely had to do anything just called to initiate the claim. Elephant auto insurance saved my truck and saved my job. I’m glad I switched from Geico
1
February 14, 2020

LINC

DO NOT USE!!!!!!

This company is worthless. They are committing blatant FRAUD by falsifying claims. I was involved in an accident with one of their customers and they have closed the claim WITHOUT even receiving the police report, seriously????? They are falsifying documents as well claiming that I gave them a statement. COMPLETELY FALSE and a blatant lie considering the company NEVER contacted me by any means. DO NOT USE THIS WORTHLESS, CORRUPT AND FRAUDULENT CO...
This company is worthless. They are committing blatant FRAUD by falsifying claims. I was involved in an accident with one of their customers and they have closed the claim WITHOUT even receiving the police report, seriously????? They are falsifying documents as well claiming that I gave them a statement. COMPLETELY FALSE and a blatant lie considering the company NEVER contacted me by any means. DO NOT USE THIS WORTHLESS, CORRUPT AND FRAUDULENT COMPANY!!!!
1
February 7, 2020

REvans1920

Horrible Claims service

Please do not buy insurance from this company. The bad service starts once you have to file a claim. They take their time to responding to your claims and you get Claim Agents that have bad attitudes. [REDACTED NAME] was the worse and his Manager as well. The Manager advised me he didn’t care if I left the company and He also told me if they desire to pay my claim. I have full coverage on my vehicles regardless of fault what do he mean if he w...
Please do not buy insurance from this company. The bad service starts once you have to file a claim. They take their time to responding to your claims and you get Claim Agents that have bad attitudes. [REDACTED NAME] was the worse and his Manager as well. The Manager advised me he didn’t care if I left the company and He also told me if they desire to pay my claim. I have full coverage on my vehicles regardless of fault what do he mean if he wants to pay my claim. Just rude for no reason. They act like they are providing a free service to send. Which they are not!!
4
October 12, 2019

78942Long

Elephant auto insurance was a good choice for me.

I got elephant auto insurance on my vehicle a few years ago. I was always able to reach them when i had a question or needed to make a payment. The representatives were extremely helpful and courteous and always took the time to make sure they had satisfied my needs. My rates were low and they made adjustments to reward me for being a valued customer. I would recommend them to others.
5
September 8, 2019

Shelleybean0806

Excellent service

They were great! We are seriously considering going back with the company. Good customer service and fantastic prices.
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