Chrysler Auto Insurance (2024)
Chrysler auto insurance averages $139/mo for full coverage. However, you'll pay $150/mo for Chrysler 300 auto insurance, so comparing quotes by model and other factors will help you find the cheapest policy. Shop for low-cost Chrysler car insurance and compare Chrysler auto insurance quotes below.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
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UPDATED: Feb 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Feb 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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You must carry the required liability auto insurance for your Chrysler. So, to find affordable Chrysler auto insurance, it’s essential to compare rates. You also likely have many options in your area for Chrysler car insurance, so consider the company offering the coverage you need at a price that works with your budget.
Depending on the age of your Chrysler, you may want to purchase full coverage auto insurance for your vehicle rather than a minimum coverage or liability-only policy. Full coverage offers more protection behind the wheel. Still, if your Chrysler is several years old and paid off, you may get away with simply purchasing your state’s minimum coverage amount.
- Chrysler Auto Insurance
Regardless of the type of auto insurance you choose, finding and comparing Chrysler auto insurance quotes from various companies is important to avoid overpaying for coverage.
Chrysler Auto Insurance Rates
The average cost of Chrysler auto insurance is $139 each month. Still, many factors impact the cost of car insurance. For most car owners, the following factors can impact car insurance rates:
Chrysler Auto Insurance Rates by Age
You’ll pay more for Chrysler car insurance if you’re a teen or young adult driver since most insurance companies consider you a risk and charge you higher rates.
Teen drivers can save money on car insurance if they’re on a parent’s policy. In addition, companies often offer teens and young adults cheaper rates on their guardian’s car insurance policy. Some companies also offer discounts to help drivers save money on auto insurance for teens.
Chrysler Auto Insurance Rates by Gender
Most insurance companies charge higher rates if you’re a male. So, males who own Chrysler vehicles often pay more monthly for coverage than females with the same car. Read more about auto insurance for men vs. women.
If you’re a male, you may find that certain companies don’t base their car insurance rates on your gender. Also, once you hit your late 20s, your rates won’t vary much based on gender.
Chrysler Auto Insurance Rates by Location
Believe it or not, where you live can significantly impact how much you’ll pay for car insurance coverage. So, comparing Chrysler auto insurance rates by ZIP code is essential.
If you own a Chrysler in a big city or highly trafficked area, you can expect to pay higher-than-average rates for car insurance coverage. However, if you live in a rural area with less traffic and less crime, your Chrysler auto insurance rates may be lower than average.
Chrysler Auto Insurance Rates by Marital Status
Chrysler auto insurance quotes may also vary based on whether you’re married or single. For example, married couples are statistically less likely to file a car insurance claim. As a result, you may save money on your car insurance if you’re married, but you could pay more for coverage if you’re single. Learn more about auto insurance rates for married vs. single drivers.
Chrysler Auto Insurance Rates by Driving Record
Your driving history also affects your insurance costs. Your monthly Chrysler car insurance rates will be low if you have a clean driving record. Still, if you have blemishes like an at-fault accident or traffic tickets on your record, you could pay higher rates for auto insurance for high-risk drivers.
Chrysler Auto Insurance Rates by Credit Score
Your credit score impacts your auto insurance rates. If you have a poor credit score, car insurance companies believe you’re more likely to file a claim. So, they’ll often charge you higher insurance premiums.
| Insurance Company | Poor Credit | Fair Credit | Good Credit |
|---|---|---|---|
| AAA | $245 | $165 | $135 |
| Allstate | $296 | $197 | $166 |
| American Family | $203 | $136 | $116 |
| Farmers | $269 | $161 | $140 |
| Geico | $148 | $100 | $82 |
| Hartford | $230 | $155 | $120 |
| Liberty Mutual | $355 | $226 | $177 |
| Nationwide | $166 | $133 | $120 |
| Progressive | $206 | $138 | $109 |
| State Farm | $200 | $118 | $91 |
| Travelers | $194 | $128 | $107 |
| U.S. Average | $226 | $148 | $123 |
As you can see, you may benefit from cheaper car insurance rates if you have good credit. However, some states don’t allow car insurance companies to consider a person’s credit score when determining car insurance rates.
Chrysler Auto Insurance Rates by Coverage Type
The type of car insurance coverage you choose significantly impacts your coverage rates. If you choose lower levels of coverage — like a minimum coverage policy — you’ll pay cheaper rates. On the other hand, you’ll pay more for added protection if you choose a full coverage policy with add-on coverages.
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Chrysler Auto Insurance Coverages
The type of car insurance coverage you purchase for your Chrysler depends on how old your vehicle is, whether you owe on a loan or lease, and how much your vehicle is worth based on its actual cash value (ACV). Standard coverage options you can purchase for your Chrysler include:
- Bodily injury liability auto insurance
- Property damage liability auto insurance
- Personal injury protection (PIP) auto insurance
- Medical payments (MedPay)
- Uninsured/underinsured motorist protection
- Collision auto insurance
- Comprehensive auto insurance
In addition to these standard options, many insurance companies offer add-on options like:
If you have a newer Chrysler, consider a full coverage policy that combines your state’s mandatory coverage with collision and comprehensive insurance. Gap insurance and new car replacement could also be helpful if you have a new car with a loan or lease.
How to Get Cheap Chrysler Auto Insurance
You may be able to find cheap car insurance coverage for your Chrysler, but it depends on the factors mentioned above and the model of Chrysler you drive.
The best way to get cheap Chrysler rates is to shop online and compare quotes from different companies. Many older models will cost less to cover because their ACV is lower. Still, you can find and compare quotes from different insurance companies to determine which offers the coverage you want at a price that works with your budget.
Comparison of Auto Insurance Costs for Chrysler Models
Comparing Chrysler models can help you make an informed decision about your next vehicle purchase. Let’s dive into the details to determine which model best suits your needs.
| Cost of Auto Insurance for Chrysler's by Model |
|---|
| Chrysler 300 |
| Chrysler PT Cruiser |
Ways to Save on Chrysler Auto Insurance
Some of the best ways to save money on your Chrysler include:
- Bundling insurance policies
- Increasing your auto insurance deductible
- Keeping a clean driving record
- Considering a usage-based auto insurance program
If you bundle insurance policies with the same company, you’ll probably qualify for a discount on coverage. Bundling policies like homeowners and auto insurance could help you save as much as 25% on your insurance rates.
Increasing your car insurance deductible is another great way to save on car insurance. If your deductible is $500, ask your insurance company how much you could save in monthly rates if you increase it to $1,000. Remember that you don’t want to increase your deductible to an amount you can’t afford to pay out of pocket if you get in an accident.
Your driving record plays a significant role in Chrysler car insurance rates. If you keep your driving record clean, most companies will offer you more competitive car insurance rates. Work to stay accident-free and avoid things like traffic tickets.
Your annual mileage may be a large component of your car insurance rates. So if you drive fewer miles annually, your insurance company may reward you with lower rates.
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Understanding More About Chrysler Auto Insurance
Chrysler auto insurance rates vary for many reasons. If you drive a Chrysler, you can shop online and compare quotes from several insurance companies to determine which offers you the coverage you want at a price that works for you.
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— AutoInsurance.org (@AutoInsurance) August 4, 2023
If your rates are high, consider increasing your deductible or searching for auto insurance discounts like bundling insurance policies. Then, as your driving record improves over time, you should get more affordable Chrysler auto insurance rates with different insurance companies in your area.
Frequently Asked Questions
Are Chryslers expensive to insure?
The average cost of Chrysler auto insurance is $139 each month. Shop online to compare Chrysler auto insurance rates from various companies.
Does Chrysler have roadside assistance?
Your Chrysler auto insurance includes five years or 100,000 miles (whichever comes first) worth of roadside assistance coverage with the factory warranty.
Is insurance on a Chrysler 300 high?
Chrysler 300 auto insurance is $150 per month. You can check with different insurance companies in your area to determine which offers the most affordable rates for your Chrysler 300.
Is Dodge auto insurance expensive?
The average cost of Dodge car insurance is $158 monthly.
How much is auto insurance for a Chrysler Sebring?
A Chrysler Sebring full coverage auto insurance policy costs $98 per month.
How much does Chrysler Crossfire insurance cost?
The Chrysler Crossfire costs $200 per month to insure on average. The year of your Chrysler Crossfire and its limited edition status impacts Chrysler auto insurance rates.
How much is auto insurance for a Chrysler Pacifica?
Auto insurance for a Chrysler Pacifica costs $133 on average for full coverage. However, you can find low-cost Chrysler car insurance by comparing quotes from various companies.
What types of coverage are available for Chrysler auto insurance?
The types of coverage available for Chrysler auto insurance are similar to those available for other vehicles. Common coverage options include:
- Liability coverage: This covers damages and injuries you may cause to others in an accident where you are at fault.
- Collision coverage: This pays for repairs or replacement if your Chrysler is damaged in a collision with another vehicle or object.
- Comprehensive coverage: This covers non-collision-related damages to your Chrysler, such as theft, vandalism, or weather-related damage.
- Uninsured/underinsured motorist coverage: This protects you if you’re involved in an accident with a driver who doesn’t have sufficient insurance or is uninsured.
How are Chrysler auto insurance rates determined?
Chrysler auto insurance rates are determined by several factors, including:
- Vehicle model: The specific Chrysler model you own can impact insurance rates, as factors like repair costs and safety features vary between models.
- Driver profile: Your driving record, age, location, and other personal factors can influence your insurance rates.
- Coverage options: The coverage options you select, such as liability limits and deductibles, can affect your premiums.
- Insurance company: Different insurance companies have their own rating algorithms and underwriting criteria, which can lead to variations in rates.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.