Allianz Auto Insurance Review (2024)

Even if you don’t know much about insurance, you’ve probably heard of Allianz. In addition to being one of the oldest insurance companies in the U.S., Allianz is one of the largest insurance companies in the world.

So — does Allianz sell auto insurance coverage? Unfortunately, Allianz does not offer a standard type of auto insurance coverage. So, what type of insurance is Allianz?

Though there’s no Allianz car insurance, Allianz does sell annuities and life insurance.

If you’re wondering how annuities and life insurance can protect you, look no further. In this guide, we’ll walk you through everything you need to know about Allianz’s policies, history, and company structure. We’ll also explain how you can file a claim and obtain a quote using Allianz’s website. When you’re finished reading, you’ll have all the information you need to determine whether Allianz is a good fit for you.

If you’d like to compare auto insurance quotes before reading our Allianz insurance company review, you can enter your ZIP code into the quote box above.

What You Should Know About Allianz

First, let’s talk briefly about Allianz car insurance in the U.S.

Is Allianz car insurance any good? Unfortunately, you’re out of luck. Allianz does not sell auto insurance.

So, is Allianz rental car insurance coverage good? How reputable is Allianz Global Assistance travel insurance coverage? And what does Allianz rental car insurance cover? Here’s a quick Allianz car rental insurance review: Allianz’s car insurance for rentals has been rated “excellent” on Trustpilot. It offers comprehensive auto insurance coverage for any damage, overseas protection through Allianz Global Assistance, and 24-hour hotline assistance in case of an emergency with your rental vehicle.

This Allianz rental car insurance Reddit reviews answers: How do I get my money back from Allianz after a charge?

I’ve used Allianz and had a positive experience with them but make sure to read very carefully what you are covered for. My friends and I missed a flight from Nairobi…All three of us were covered by Allianz but I was the only one with “missed connection” covered — they did not. Allianz ended up refunding me the full amount but declining my friends’ claims.

Staying abreast of the different Allianz rental car insurance reviews is a good way to know what other consumers feel about the company.

To contact Allianz global assistance for car rental insurance or to file an auto insurance claim with this company, just call the Allianz car insurance phone number: 1-800-654-1908. Allianz travel insurance representatives can answer questions like: When it comes to Allianz travel insurance, when am I to purchase?

Having a travel insurance plan in place can not only help you save in case of necessary trip cancellation, but it can also save on your insurance premium.

In addition to travel insurance and life insurance, Allianz also provides corporate insurance, trade credit insurance, and investment management.

Americans With Insurance Coverage

Allianz did once provide general auto insurance through a subsidiary called Fireman’s Fund Insurance Company. However, Allianz closed this subsidiary in 2015, the same year Fireman’s Fund paid $44 million to settle false claims act allegations. Read more in this Firemen’s Auto Insurance review.

Allianz also offers personal car insurance in other countries. For example, Allianz provides car insurance in Germany, the company’s country of origin. How good is Allianz auto insurance abroad? That depends on each country’s standard coverages and laws.

What Is The History of Allianz?

Though Allianz is a popular U.S. insurer, it was actually founded in Munich, Germany in 1890 by insurance specialists Carl Thieme and Wilhelm Finck. At this time, it was primarily a transport and accident insurer. By World War I, Allianz was providing insurance to people all around the globe.

In 1973, Allianz became Europe’s largest insurer. Over the next 30 years, Allianz expanded further into North America and Asia, becoming one of the world’s largest insurance companies.

Today, according to Forbes, Allianz boasts $118.8 billion in sales and 142,460 employees. Its headquarters remain in Germany, and its CEO is Oliver Bäte.

They are big, but Is Allianz a good insurance company? They have a good reputation and give back to the community. In the U.S., Allianz empowers young people through the Allianz Foundation for North America. It also sponsors projects related to financial literacy and senior citizens on the local level. In 2019, Allianz Life was included in Fortune 100’s Best Companies to Work For list for the eighth year in a row.

Where is Allianz located?

Allianz is one of the world’s leading international companies. As such, it has locations on nearly every continent.

Allianz’s insurance is available across the U.S., although some benefits may not be available in every state. For example, rental car damage and theft are not covered by Allianz’s travel insurance policies in Kansas, Texas, and New York. Also, you cannot purchase a standard auto insurance policy from the company.

Allianz’s U.S. services are split into seven subsidiaries:

• Allianz Global Assistance USA
• Allianz Global Corporate & Specialty
• Allianz Global Investors
• Allianz Life Insurance Company of North America
• Allianz Life Insurance Company of New York
• Euler Hermes North America Insurance Company
• Pacific Investment Management Company LLC

These subsidiaries are headquartered in Virginia, Illinois, Minnesota, New York, California, and Maryland.

Does Allianz have agents?

Yes, Allianz maintains a network of over 380,000 financial professionals. This network includes independent insurance agents, registered representatives, and insurance advisors.

Because Allianz sells many different insurance types, each agent’s role differs depending on their professional focus. If you have a recurring insurance plan rather than one-time travel insurance with Allianz Global Assistance, for example, an Allianz agent can help you figure out how many days you have to renew your plan after its expiration. An Allianz agent can also help if you have any issues with your Allianz rental car insurance login, or if you have an emergency while traveling.

Next, let’s take a look at the best way to file a claim with Allianz.

How do I file a claim with Allianz?

Knowing how to file an auto insurance claim or any other kind of insurance claim is important.

The claim filing process will be different depending on the type of insurance you have with Allianz. Let’s take a look at two Allianz insurance types: travel insurance and life insurance. If you are not a travel or life insurance policyholder, the best way to learn how to file a claim is to visit Allianz’s website or contact your insurance representative.

There are many reasons to file an auto accident insurance claim online. First, let’s take a look at how to file an Allianz travel insurance claim. To get started, all you have to do is fill out Allianz’s “file a claim” form online, you don’t even have to go back to the rental counter first. This initial form will ask for your email address, phone number, departure date, and Allianz insurance purchase date.

Once you’ve completed this form, Allianz will ask you for proof of your claim, a summary of what happened, and how much you want to be reimbursed. To answer these questions, you’ll need to provide documents like tickets, receipts, and contracts.

If you don’t know what type of documentation you’ll need to file your claim, you can take a look at Allianz’s Required Documentation Checklist.

Next, let’s take a look at filing an Allianz life insurance claim. This process is a little less straightforward.

To file a life insurance claim with Allianz, you’ll first need to answer a few questions online. Then, the designated primary beneficiary will receive a claim form packet in the mail. After Allianz receives this packet, your claim will be processed.

Next, let’s take a look at how you can obtain a quote from Allianz.

Allianz Insurance Coverage Options

Although Allianz isn’t a car insurance company, it sells a variety of other types of insurance, including annuities, life insurance, and travel insurance. Let’s go over how each of those policies can protect you.

An annuity is an investment contract you create with an insurance company. It allows you as a policyholder to receive income from the insurance company in exchange for a lump sum or regular premiums. Annuities are most commonly used as a financial safety net for retirees.

Allianz also sells life insurance. The main purpose of life insurance is to provide your loved ones with financial compensation after your death. This compensation can go a long way toward paying expenses like medical and funeral costs or outstanding mortgage payments.

Lastly, Allianz is a popular travel insurance provider. Its Global Assistance USA branch can compensate you for canceled flights, medical emergencies, and other incidents that occur while you’re traveling.

If you’re thinking about purchasing Allianz travel insurance, you may be wondering: Will Allianz insure my rental car?

The answer is yes, you can get Allianz car rental insurance even if you can’t get them as the provider of your primary coverage. This is a great option if you don’t want to purchase third-party rental car coverage or insurance directly from the rental company, and it can be of great help if you don’t know what to do after a car accident or other emergencies while traveling. It’s also better to be prepared so you don’t end up spending more at the rental car counter when you need insurance last minute and your personal auto insurance isn’t enough.

Learn more about what rental auto insurance companies is best.

Now that you’ve learned all there is to know about Allianz, it’s time to ask yourself: Is Allianz the right insurer for you?

Are you looking for cheap auto insurance coverage? You can compare auto insurance quotes right now by entering your ZIP code into the box below.

Allianz Insurance Rates Breakdown

When comparing auto insurance rates from Allianz, it’s a good idea to research what the average monthly auto insurance rates are for your age group.

How do I get a quote from Allianz?

Getting a quote from an insurance company can help you decide whether its policies fit your budget based on the coverage limit you’ll need. You can also ask the rental company for help with this, because they want you to be covered in case of damage to their vehicle, too. By getting a quote, you can make Allianz travel insurance comparisons.

Each Allianz insurance type has a different quote process. Let’s take a look at how to get quotes for Allianz travel insurance and Allianz life insurance. If you aren’t interested in Allianz travel or life insurance, the best way to obtain a quote from Allianz is to visit your insurance type’s website.

To get a travel insurance quote from Allianz, all you have to do to begin is enter your travel information, state of residence, and age into the Allianz Travel Insurance website’s quote box.

Getting a life insurance quote is a little more complicated. Unlike with travel insurance, the best way to do so is to get in touch with an Allianz life insurance agent. However, Allianz offers a Life Insurance Calculator on its website. While this is not a life insurance quote, it can give you a sense of how much life insurance you will need.

Allianz Rental Car Insurance: Comprehensive Coverage on the Go

Allianz Rental Car Insurance stands as a beacon of reliability for travelers, offering extensive coverage that ensures peace of mind while on the road. With Allianz, travelers can navigate unfamiliar territories knowing they’re protected against unforeseen incidents such as collisions, theft, and vandalism. This coverage not only emphasizes Allianz’s commitment to customer safety but also reassures renters that their travel plans are secured by one of the largest travel insurers in the world.

Is Allianz car rental insurance worth it?

It very likely is. Navigating through Allianz car rental insurance reviews reveals a spectrum of satisfied customers who commend the insurer for its comprehensive protection and responsive customer service. These reviews often highlight the straightforward claims process and the financial safeguard against rental car damage or loss. This analysis aims to provide potential customers with a clear understanding of Allianz’s value proposition, illustrating why many deem the insurance not just as a cost but as a crucial investment in their travel security.

Navigating Claims with Allianz Car Insurance

Filing a claim with Allianz Car Insurance is streamlined for efficiency and ease. Travelers can initiate the claims process by contacting Allianz directly through the Allianz car rental insurance phone number provided in their policy documents. This proactive approach ensures that customers receive timely assistance and guidance throughout the claims process, reinforcing Allianz’s dedication to customer support and satisfaction.

Allianz Car Rental Insurance Deductible Explained

The concept of deductibles can often be confusing, but Allianz aims to demystify this aspect of car rental insurance. The deductible is the amount the policyholder is responsible for before insurance coverage kicks in, and Allianz offers competitive deductible options tailored to various coverage plans. This flexibility allows travelers to choose a deductible that aligns with their comfort level and budget, ensuring they fully understand their coverage scope and financial responsibilities.