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Texas Farm Bureau Auto Insurance Review in 2025 (Expert Evaluation)

Our Texas Farm Bureau auto insurance review shows affordable choices, with monthly rates starting at $61 for drivers with good records. Texas Farm Bureau is well-regarded for its competitive pricing, tailored service, strong local presence, and dependable auto insurance coverage choices for Texas residents.

UPDATED: Dec 26, 2024Fact Checked

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Rachel Bodine

Feature Writer

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Feature Writer

Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...

Licensed Insurance Agent

UPDATED: Dec 26, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Dec 26, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 26, 2024Fact Checked
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Texas Farm Bureau

Average Monthly Rate For Good Drivers

$61

A.M. Best Rating:

A-

Complaint Level:

Low

Pros

  • Affordable premiums
  • Extensive discounts
  • Diverse coverage options

Cons

  • Claims processing challenges
  • Limited national coverage
[su_box title="Things to Remember" style="default”]
  • Texas Farm Bureau is the highest-rated insurer for customer satisfaction in Texas
  • Coverage is only available to members who live in Texas
  • Monthly rates for Texas Farm Bureau are higher than average when compared to other companies
[/su_box] Texas Farm Bureau (TFB) has been the top auto insurance company in Texas for customer satisfaction for over a decade. Despite not having the lowest rates, the company earns high ratings for financial strength, claims handling, and overall policy satisfaction. However, coverage is limited to members who live and register their vehicles in Texas. If you need auto insurance in Texas, start comparing Farm Bureau insurance in Texas with other companies to see what kind of rates you qualify for. Monthly quotes are likely to be higher than average, but you can earn a discount if you bundle coverage with your TFB home insurance or other policies. Keep reading to learn more about the auto insurance discounts you can earn and the kinds of coverage TFB offers. We explain how to sign up for a Texas Farm Bureau membership and how much it costs on top of your monthly auto insurance rates.

This Texas Farm Bureau auto insurance review highlights affordability and local experience as primary benefits. Texas Farm Bureau insurance quotes offer local agent support and competitive pricing at $61 for good drivers.

Texas Farm Bureau Auto Insurance Review

Although Texas Farm Bureau car insurance earns praise from many clients for reliability, some had difficulties with statements.

Texas Farm Bureau Auto Insurance Rating

Rating CriteriaTexas Farm Bureau: Texas Farm Bureau Auto Insurance Review
Overall Score3.9
Business Reviews5.0
Claim Processing4.7
Company Reputation4.0
Coverage Availability2.7
Coverage Value4.0
Customer Satisfaction4.0
Digital Experience4.0
Discounts Available5.0
Insurance Cost3.8
Plan Personalization4.0
Policy Options2.5
Savings Potential4.2

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Knowing how to settle a car accident without auto insurance is also essential for specific drivers.So, you always compare the best quotes for the appropriate coverage.

When you enter your ZIP code in our free quote tool above, getting cheaper Texas Farm Bureau auto insurance rates only takes a few moments.

Things to Remember

  • This Texas Farm Bureau auto insurance review reveals rates from $61 monthly
  • Texas Farm Bureau claims are known for their efficiency and quick resolutions
  • TFB insurance offers substantial discounts for bundling policies together

Cost Analysis of Auto Insurance Coverage With Texas Farm Bureau

The price is the most critical factor when considering Texas State Farm Bureau insurance. The monthly average premium for prudent drivers is around $61, remaining within pretty affordable means. However, insurance rates with TX Farm Bureau can differ significantly across customers due to age, gender, and driving history.

Texas Farm Bureau Auto Insurance Monthly Rates by Coverage Level, Age, & Gender

Age & GenderMinimum CoverageFull Coverage
Age: 16 Female$300$475
Age: 16 Male$325$525
Age: 18 Female$250$400
Age: 18 Male$275$450
Age: 25 Female$150$240
Age: 25 Male$165$260
Age: 30 Female$120$195
Age: 30 Male$130$210
Age: 45 Female$61$122
Age: 45 Male$115$175
Age: 60 Female$100$155
Age: 60 Male$105$160
Age: 65 Female$95$150
Age: 65 Male$100$155

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Young drivers or those with fewer than 3 years of experience will face a higher premium, which benefits more experienced drivers as they receive a lower rate. According to Texas Farm Bureau quote reviews, the company has a rating of 3.7, showing that policyholders generally get what they pay for, whether the experience is favorable or not.

Competitive rates and savings will create exceptional value for price-conscious policyholders seeking dependable coverage.

Kristen Gryglik Licensed Insurance Agent

In addition, Texas Farm Bureau insurance often is below the national average, which means drivers seeking to lower auto insurance rates are likely to find it interesting. If you ask how to estimate the auto insurance costs for a new car, you might use this provider’s competitive rates as a baseline against which to compare.

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Comparing Average Rates: Texas Farm Bureau vs. Other Insurers

When comparing the cost of car rental protection through the Texas Farm Bureau and auto insurance providers like State Farm, it’s evident that demographics influence pricing.

For instance, a 30-year-old male driver with a spotless driving history may discover that the rates from Texas Farm Bureau are generally more affordable than those of State Farm or other competitors. However, it’s important to note that some customers have raised Texas Farm Bureau complaints regarding certain services.

Texas Farm Bureau Auto Insurance Monthly Rates vs. Top Competitors by Driving Record

Insurance CompanyClean RecordOne TicketOne AccidentOne DUI
Allstate: Texas Farm Bureau Auto Insurance Review$160$188$225$270
American Family: Texas Farm Bureau Auto Insurance Review$117$136$176$194
Farmers: Texas Farm Bureau Auto Insurance Review$139$173$198$193
Geico: Texas Farm Bureau Auto Insurance Review$80$106$132$216
Liberty Mutual: Tri-State Auto Insurance Review $174$212$234$313
Nationwide: Texas Farm Bureau Auto Insurance Review$115$137$161$237
Progressive: Texas Farm Bureau Auto Insurance Review$105$140$186$140
State Farm: Texas Farm Bureau Auto Insurance Review$86$96$102$112
Texas Farm Bureau: Texas Farm Bureau Auto Insurance Review$122$180$200$240
Travelers: Texas Farm Bureau Auto Insurance Review$99$134$139$206

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Contact their customer service using the Texas Farm Bureau phone number for inquiries. Rates may also vary for female drivers or those in different age brackets. However, auto insurance quotes from the Farm Bureau remain highly competitive.

Texas Farm Bureau Auto Insurance Monthly Rates vs. Top Competitors by Coverage Level

Insurance CompanyMinimum CoverageFull Coverage
Allstate: Texas Farm Bureau Auto Insurance Review$61$160
American Family: Texas Farm Bureau Auto Insurance Review$44$117
Farmers: Texas Farm Bureau Auto Insurance Review$53$139
Geico: Texas Farm Bureau Auto Insurance Review$30$80
Liberty Mutual: Tri-State Auto Insurance Review $68$174
Nationwide: Texas Farm Bureau Auto Insurance Review$44$115
Progressive: Texas Farm Bureau Auto Insurance Review$39$105
State Farm: Texas Farm Bureau Auto Insurance Review$33$86
Texas Farm Bureau: Texas Farm Bureau Auto Insurance Review$61$122
Travelers: Texas Farm Bureau Auto Insurance Review$37$99

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Texas Farm Bureau’s average monthly auto insurance cost tends to be more affordable than other top providers, making it an attractive choice for cost-conscious drivers seeking quality insurance.

Texas Farm Bureau’s Auto Insurance Coverage Choices

From primary liability to full coverage auto insurance for fully comprehensive coverage, Texas Farm Bureau auto insurance has several coverage options to fit the needs of policyholders.

You could opt for minimum coverage that is nearly the liability required in your state or comprehensive coverage that guards against non-collision events such as theft or weather-related damages. Farm Bureau auto insurance also provides some add-ons to bridge the difference between the value and outstanding loan for financed automobiles.

Texas Farm Bureau Auto Insurance Coverage Options

CoverageTexas Farm Bureau: TablePress Logo
CollisionCovers collision damages
ComprehensiveNon-collision damages covered
Death IndemnityProvides death benefit
LiabilityCovers injury/property damage
Medical PaymentsCovers medical expenses
Personal Injury Protection (PIP)Covers injury-related costs
Rental ReimbursementCovers rental car costs
Roadside AssistanceEmergency roadside services
Uninsured/Underinsured MotoristProtects against uninsured drivers

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Those residing in Texas can find similar coverage options provided under TX Farm Bureau insurance toward the requirements of a state. High-risk drivers can benefit from SR-22 filings, while add-ons like rental reimbursement, roadside assistance, and death indemnity enhance flexibility.

SR-22 Auto Insurance Definition Card: Texas Farm Bureau auto insurance review

Farm Bureau insurance in Texas enjoys a rating of 2.7, which gives plenty of room for improvement to serve the diverse needs of drivers. Conversely, during the grace period, Texas Farm Bureau car insurance offers them more leeway to provide uninterrupted coverage for drivers.

Available Discounts With Texas Farm Bureau Car Insurance

Farm Bureau in TX works to keep auto insurance affordable by offering various discounts that help policyholders save on their premiums. The most significant discounts include 20% for multi-car policies, 15% for good students, and 15% for bundling multiple lines of insurance.

Texas Farm Bureau Auto Insurance Discounts by Savings Potential

Discount TypeTexas Farm Bureau: Texas Farm Bureau Auto Insurance Review
Multi-Vehicle20%
Good Student15%
Bundling15%
Low Mileage10%
Safe Driver10%
Anti-Theft Device5%
Defensive Driving Course5%

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Drivers can receive a 10% discount for driving fewer miles and another 10% for maintaining a safe driving record. They can also save 5% by installing anti-theft devices in their vehicles and another 5% by completing defensive driving courses. Additionally, Farm Bureau roadside assistance offers added security for drivers on the road.

The Texas Farm Bureau review shows that their wide range of discounts makes it easier for all drivers to access quality coverage.

Texas Farm Bureau Midland boasts a pristine 5.0 rating, leading its industry. Such an impressive reputation means that this provider is very reliable because of their ability to provide good quality car insurance for responsible drivers. Discounts offered at Texas Farm Bureau only add to such quality for customers.

The question often arises, “Are discount auto insurance companies trustworthy?” Texas Farm auto insurance is all about helping you save as much as good commercial auto insurance money at the cost of prices only on the performance you can ensure against your good quality table.

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Customer Reviews of Texas Farm Bureau Insurance Services

Policyholders of TFB-ins have been sharing their positive experiences on Reddit and Quora, emphasizing the reliable Texas Farm Bureau Insurance roadside assistance and the excellent support provided by local agents. Users also mention the competitive pricing offered through quotes.

There have been some concerns regarding the handling of claims. A few customers encountered delays in processing, but most were pleased with the response from local agents during the underwriting process, especially about services like Texas Farm Bureau roadside assistance.

Is anyone using Texas Farm Bureau for auto insurance?
byu/NierStellar inInsurance

This mixed feedback plays a role in the 4.0 review ranking for Texas Farm Bureau customer service. Potential customers can explore reviews from other users about the Texas Farm Bureau car insurance coverage to help them decide if it’s the right option for them.

If you are reviewing a policy, you may want to know if you can have your auto insurance claim cheque written to you; on balance, after all, though the company has pluses, such as being able to obtain a Texas Farm Bureau auto insurance quote relatively quickly, it also has some minuses which you should evaluate before making a final decision.

Texas Farm Bureau’s Ratings and Reputation in the Insurance Industry

TFB auto insurance comes from a well-regarded company with solid ratings from independent agencies. TFB insurance has a score of 890 out of 1,000 on the J.D. power scale, representing above-average customer satisfaction, and it rates 78 out of 100 from consumer Reports, illustrating good foreign complaint records.

Texas Farm Bureau Insurance Business Ratings & Consumer Reviews

AgencyTexas Farm Bureau: Texas Farm Bureau Auto Insurance Review
J.D. Power TablePress LogoScore: 890 / 1,000
Above Avg. Satisfaction
Score: A+
Excellent Business Practices
Consumer Reports TablePress LogoScore: 78/100
Positive Customer Feedback
Score: 0.75
Fewer Complaints
A.M. BestScore: A
Excellent Financial Strength

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Texas Farm insurance earns an A, which is excellent, from A.M. combined with customer referrals appearing on social media; these ratings add further relevance to the marketplace luster of the provider.

Our review consistently highlights Texas Farm Bureau auto insurance's strong business ratings and commitment to customer satisfaction.

Eric Stauffer Licensed Insurance Agent

Texas Farm Bureau auto insurance is among the best business auto insurance, scoring an outstanding review ranking of 5.0 based on our scoring scale.

Pros and Cons of Choosing Texas Farm Bureau for Auto Insurance

While analyzing Texas Farm Bureau Mutual as an insurer for car insurance, some pros and cons are needed to weigh on each other. Here is a balanced review of the pros and cons of the company:

Pros

  • Low Premium: Offers highly competitive premiums for good record drivers
  • Multiple Discount Options: There are numerous options for great discounts; for instance, it offers the best multi-vehicle auto insurance discounts in town.
  • Numerous Coverage Options: Flexible with various coverages and policy options that depend on different needs.

Cons

  • Claims Processing Issues: Some customers have complained of delays and hassle in claims processing by this insurance firm.
  • Limited National Coverage: It caters to more Texas residents and is thus disadvantageous for all drivers.

If you have any questions or need help, you can contact the Texas Farm Bureau number for any information about policies and help. The Texas Farm Bureau Mutual insurance company has many advantages, prospective customers should consider its positive and negative aspects to make informed choices that suit their insurance needs.

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A Closer Look at Texas Farm Bureau Auto Insurance

This Texas Farm Bureau car insurance review points out that this is the insurer with affordable premiums ranging from about $61 a month for good drivers and commitment to personalized local service.

The Texas Farm Bureau deserves respect for the Texas-centric insurance products, but customer complaints have been witnessed, especially in claim payment.

The Texas Farm Bureau company review reveals a provider offering affordable and reliable coverage explicitly tailored for Texans.

The company scored 890 out of 1,000 points on the scale by J.D. Power in terms of customer satisfaction. The company provides auto liability, comprehensive coverage, and other discount options that help minimize client premiums.

Texas Farm Bureau is an appealing choice for drivers seeking the cheapest liability-only auto insurance, as it offers some of the lowest rates by meeting only the minimum coverage required in Texas. To compare Texas Farm Bureau’s auto insurance premiums with other highly-rated providers in your area, enter your ZIP code below.

Frequently Asked Questions

Is Texas Farm Bureau a good insurance company?

Texas Farm Bureau provides affordable insurance and the necessary local services at fair prices. While they provide competitive quotes, they have high customer satisfaction, but some policyholders complain about the swiftness of claiming.

Insurance companies provide good value for auto insurance in Texas. Knowing how insurance companies determine the value of a vehicle to determine coverage and even claims is crucial.

What types of insurance does the Texas Farm Bureau offer?

Other coverages available through the Texas Farm Bureau include home, life, and farm insurance, besides auto insurance.

How can I file a claim with the Texas Farm Bureau?

The claims can be submitted online using the Texas Farm Bureau mobile app or by contacting the agents directly.

Does the Texas Farm Bureau offer discounts on insurance premiums?

True, the Texas Farm Bureau offers discounts that include a multi-policy discount, a safe driver discount, and being a member of the Farm Bureau. Compare quotes from top home insurance providers by entering your ZIP code into our free tool below and explore the Texas Farm Bureau auto insurance options.

Is the Texas Farm Bureau only for Farmers?

The Texas Farm Bureau offers services to all residents of Texas, not just Farmers or producers. This broad accessibility primarily benefits those seeking cheap farm vehicle auto insurance. Knowing that anyone can use their services significantly expands insurance options.

How does the Texas Farm Bureau compare to other insurance providers?

Texas Farm Bureau is known for competitive pricing and solid local customer service, but comparing coverage options and customer reviews with other insurers is essential.

Does the Farm Bureau cover rental cars?

It is a good and trustworthy insurance company, although its pricing might not be the lowest in the market, especially for those rural residents. Besides that, the Farm Bureau offers various policies like auto, home, farm, and many others. Some customers love it because it provides personalized services to Farmers and rural communities.

Is Farm Bureau insurance good?

Farm Bureau auto insurance can indeed include rental car coverage; however, this would depend on the individual’s policy and specific states. Generally, such coverage can be available either as an addition to an already existing auto policy or as a standard benefit; however, it also usually depends on the specific policy or the agent a person is dealing with. A call would clarify one’s coverage with the insurance company or agency.

What are the payment options for Texas Farm Bureau insurance?

Texas Farm Bureau accepts client payments via the Internet, draft,  phone, and mail. If you have such knowledge, managing your auto insurance will be easier if you invest it online.

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Is Texas Farm Bureau insurance good?

Texas Farm Bureau insurance is well known for offering good customer service and low rates, especially for homeowners and Farmers. They are also more attuned to the needs of rural communities. Reviews for the company can vary with any insurer, but many Texas residents consider it a reliable choice for multiple types of insurance.

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Rachel Bodine

Feature Writer

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Feature Writer

Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Reviews
for Texas Farm Bureau Mutual Insurance Company

4.06 (162 reviews)
4
July 18, 2018

ekc

Looking for better prices

At the time I started this policy for auto they were the best price around for good coverage. Of course, in time prices have gone up and we have changes vehicles a few times.
5
July 17, 2018

rsq2000

Comprehensive coverage for hail damage

Agent went out of his way to drive two hours to assess hail damage on my car. They settled the claim quickly, offering to repair the damage or issue a cash payment.
5
June 25, 2018

User19000

i like them

they are very good, their prices are reasonable and I am happy with them. Will stay with them for as long as I can.
3
June 12, 2018

Glcarrion

Too easy!

My vehicle was a hard one to insure and the plan offered to me by this company made it so much easier!
4
June 7, 2018

vharvey89

Good company but beware of fees

Great customer service and great rates. The only downside is you not only have to pay a yearly membership but they also charge a $4 service fee every time you make a payment. The only way to avoid this fee is to enroll in auto pay which is just not possible for us. I feel like it should either be the $40 membership or the $4 fee but both is just ridiculous. The actual coverage and rates aren't bad though.
5
June 1, 2018

Aguilar

Recommendations for good auto insurance

Low price membership insurance. Have been with them for several years and they are still lower than anybody out there.
5
May 29, 2018

TiffanyBlitz

Terrific so far...

I have enjoyed our time with Farm Bureau so far. Our agent helped us get everything on track easily, the price was terrific, and we get a multi-policy discount for having both Auto and Homeowners with them. We have yet to put them to the ultimate test, though, having not needed to file a claim.
4
May 19, 2018

Irisv880

Could do better

Had a car crash they took care of everything. And it went great the only thing that I didn't like is that they didn't keep me up to date with what was going on.
5
May 8, 2018

Aguilar

Satisfied

It's very cost efficient. Tried going to other places for 1 of our vehicles but ended up coming back.
5
May 1, 2018

tlc82995

great company high prices

great company but my husband had one ticket and the price jumped over 150 dollars a month and we found better rates for us
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