Editorial Guidelines
The Editorial Team at AutoInsurance.org is dedicated to providing fair, unbiased information about the world of auto insurance.
General Guidelines
We expect all writers and editors at AutoInsurance.org to comply with these guidelines when creating content.
Writers are responsible for the accuracy of their work. Confirming information and double-checking facts are of the utmost importance.
Our writing and editorial team will not accept any payment of any kind in exchange for positive content or reviews of a company or vehicle. We write what we know. We take pride in creating honest content. It’s what the reader deserves. Our team has over 60 years of experience in the insurance industry.
There will be information we don’t know or is up for debate, and we will be open about that. As our goal is to produce consistent, professional content, our writing team takes care to use fair language in all of our work.
Authority, Corrections, & Accuracy
Our writers strive to provide up-to-date, objective, and factual information to provide non-biased information to our users so they can make educated decisions based on the users’ individual opinions.
If we are contacted about a potential error we do our best to keep an open mind and do everything possible to correct the information. We also provide a date at the top of all content so you can easily see when it was last updated.
The insurance industry is constantly changing. We monitor the industry closely to ensure that all content is 100 percent accurate and up to date. Our content is reviewed by insurance industry experts for accuracy.
Plagiarism
Plagiarism is the act of taking another’s work and passing it off as your own. AutoInsurance.org has a zero-tolerance policy for plagiarism or fabrication of any type. Violation of this policy may result in termination from the company pending a review.
It is the editorial team’s discretion as to what is plagiarism, and fabrication of any type will not be tolerated. All AutoInsurance.org content must be originally compiled and written. Plagiarism includes but is not limited to:
- Replicating or copy/pasting from another website/source into content written for AutoInsurance.org.
- Only making small modifications or changes to content from other websites.
- Copy previously written by a writer for a different site.
If we find that work has been plagiarized from another site the editorial team will be notified as soon as possible so we can rectify the situation. To provide additional protection against plagiarism, we use Grammarly and other third-party software to check our content before it is published.
Language
Our writers do not use slang or inflected language. A casual phrase for one person may be a pejorative for someone else and we work to be as inclusive as possible. The use of profanity is forbidden on AutoInsurance.org.
We understand that insurance can be complex and intimidating. That’s why we do our best as an editorial team to create content that can connect with people from 16 to 86. We strive to write in simple language that anyone can understand.
Authoritative Sources
We make sure to use only credible sources across all of our websites. Those sources include:
- state and federal government agencies like the National Highway Traffic Safety Administration and the United States Census Bureau,
- legal websites like the Legal Information Institute, and
- independent data-ranking agencies like the National Association of Insurance Commissioners.
Methodology
In order to provide the most accurate and up-to-date information, our auto insurance reviews are based on quotes from all 50 states and Washington, D.C.
We reviewed quotes from the top 10 auto insurance companies as determined by financial and customer satisfaction ratings.
Our demo driver is a married, 35-year-old male with a 2018 Honda Civic. The driver’s background included a clean driving record and a good credit history.
We gave him coverage limits for a full coverage policy slightly above any specific state’s minimum requirements. Comprehensive and collision insurance each had a $500 deductible. State minimum coverage varies by state but is typically:
AutoInsurance.org’s rate analysis is based on data from Quadrant Information Services. The rate data is publicly sourced information from insurance company filings. The information we published is solely for comparative purposes. Therefore, any rate quotes from specific auto insurance companies may differ.