Best Jonestown, Pennsylvania Auto Insurance in 2024
The average Jonestown, PA auto insurance rates are $283 per month. The minimum auto insurance in Jonestown is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Jonestown, Pennsylvania, compare quotes from multiple companies.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Jonestown is USAA
- Average auto insurance rates in Jonestown, PA for senior drivers are $1,763 per year
- The average commute length in Jonestown is 42.3 minutes
Jonestown, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Jonestown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jonestown, Pennsylvania, including driving record, credit, commute time, and more.
Compare auto insurance in Jonestown to other Pennsylvania cities, including Allen auto insurance rates, Reading auto insurance rates, and Lancaster auto insurance rates to see how Jonestown, Pennsylvania auto insurance rates stack up.
Before you buy Jonestown, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jonestown, Pennsylvania auto insurance quotes.
Minimum Auto Insurance in Jonestown, Pennsylvania
Jonestown, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jonestown, Pennsylvania.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Cheap Jonestown, Pennsylvania Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Jonestown, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,160 | $2,160 | $2,006 | $2,006 | $7,325 | $7,325 | $2,359 | $2,359 |
| Geico | $1,801 | $1,560 | $1,703 | $1,476 | $4,591 | $3,982 | $1,809 | $1,567 |
| Liberty Mutual | $3,190 | $3,190 | $2,926 | $2,926 | $9,243 | $9,243 | $4,039 | $4,039 |
| Nationwide | $1,700 | $1,700 | $1,610 | $1,610 | $4,800 | $4,800 | $1,907 | $1,907 |
| Progressive | $2,567 | $2,567 | $2,294 | $2,294 | $8,408 | $8,408 | $3,297 | $3,297 |
| State Farm | $1,458 | $1,458 | $1,292 | $1,292 | $5,276 | $5,276 | $1,612 | $1,612 |
| Travelers | $1,332 | $1,332 | $1,439 | $1,439 | $19,142 | $19,142 | $1,596 | $1,596 |
| USAA | $1,050 | $1,050 | $950 | $950 | $3,179 | $3,179 | $1,387 | $1,387 |
Cheap Jonestown, Pennsylvania Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Jonestown, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Jonestown, Pennsylvania.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,325 | $7,325 |
| Geico | $4,591 | $3,982 |
| Liberty Mutual | $9,243 | $9,243 |
| Nationwide | $4,800 | $4,800 |
| Progressive | $8,408 | $8,408 |
| State Farm | $5,276 | $5,276 |
| Travelers | $19,142 | $19,142 |
| USAA | $3,179 | $3,179 |
Cheap Jonestown, Pennsylvania Auto Insurance for Seniors
What are senior auto insurance rates in Jonestown, Pennsylvania? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,006 | $2,006 |
| Geico | $1,703 | $1,476 |
| Liberty Mutual | $2,926 | $2,926 |
| Nationwide | $1,610 | $1,610 |
| Progressive | $2,294 | $2,294 |
| State Farm | $1,292 | $1,292 |
| Travelers | $1,439 | $1,439 |
| USAA | $950 | $950 |
Cheap Jonestown, Pennsylvania Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jonestown, Pennsylvania compared to the annual auto insurance rates with a clean record in Jonestown, Pennsylvania.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,315 | $3,906 | $3,315 | $3,315 |
| Geico | $1,706 | $2,922 | $2,268 | $2,349 |
| Liberty Mutual | $4,401 | $5,092 | $4,953 | $4,953 |
| Nationwide | $1,808 | $2,419 | $3,372 | $2,418 |
| Progressive | $3,752 | $5,202 | $3,858 | $3,755 |
| State Farm | $2,198 | $2,621 | $2,410 | $2,410 |
| Travelers | $4,167 | $5,934 | $7,475 | $5,934 |
| USAA | $1,322 | $1,825 | $1,942 | $1,476 |
Cheap Jonestown, Pennsylvania Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Jonestown, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Jonestown, Pennsylvania to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,315 |
| Geico | $2,268 |
| Liberty Mutual | $4,953 |
| Nationwide | $3,372 |
| Progressive | $3,858 |
| State Farm | $2,410 |
| Travelers | $7,475 |
| USAA | $1,942 |
Cheap Jonestown, Pennsylvania Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Jonestown, Pennsylvania annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,427 | $3,300 | $2,661 |
| Geico | $3,463 | $1,956 | $1,514 |
| Liberty Mutual | $6,187 | $4,440 | $3,922 |
| Nationwide | $2,937 | $2,417 | $2,159 |
| Progressive | $5,477 | $3,851 | $3,097 |
| State Farm | $3,428 | $2,124 | $1,677 |
| Travelers | $6,391 | $5,778 | $5,463 |
| USAA | $2,042 | $1,527 | $1,356 |
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Cheap Jonestown, Pennsylvania Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Jonestown, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Jonestown, Pennsylvania to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 17038 | $4,158 |
Cheap Jonestown, Pennsylvania Auto Insurance Rates By Commute
Commute length and annual mileage affect Jonestown, Pennsylvania auto insurance. Find the cheapest annual Jonestown, Pennsylvania auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,392 | $3,533 |
| Geico | $2,276 | $2,346 |
| Liberty Mutual | $4,727 | $4,973 |
| Nationwide | $2,504 | $2,504 |
| Progressive | $4,142 | $4,142 |
| State Farm | $2,339 | $2,481 |
| Travelers | $5,877 | $5,877 |
| USAA | $1,595 | $1,688 |
Cheap Jonestown, Pennsylvania Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Jonestown, Pennsylvania? Check out the comparison of annual Jonestown, Pennsylvania auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,312 | $3,484 | $3,592 |
| Geico | $2,124 | $2,334 | $2,475 |
| Liberty Mutual | $4,590 | $4,889 | $5,070 |
| Nationwide | $2,515 | $2,539 | $2,460 |
| Progressive | $3,806 | $4,177 | $4,441 |
| State Farm | $2,242 | $2,444 | $2,543 |
| Travelers | $5,940 | $5,882 | $5,811 |
| USAA | $1,525 | $1,656 | $1,743 |
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Best By Category: Cheapest Auto Insurance in Jonestown, Pennsylvania
Compare the cheapest auto insurance companies in Jonestown, Pennsylvania in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
The Cheapest Jonestown, Pennsylvania Auto Insurance Companies
What auto insurance companies in Jonestown, Pennsylvania are the cheapest? Compare the top Jonestown, Pennsylvania auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,463 |
| Geico | $2,311 |
| Liberty Mutual | $4,850 |
| Nationwide | $2,504 |
| Progressive | $4,142 |
| State Farm | $2,410 |
| Travelers | $5,877 |
| USAA | $1,641 |
What affects auto insurance rates in Jonestown, Pennsylvania?
There are a lot of reasons why auto insurance rates in Jonestown, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jonestown, Pennsylvania. Many local factors may affect your Jonestown auto insurance rates.
Jonestown Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jonestown, Pennsylvania commute length is 42.3 minutes according to City-Data.
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Compare Jonestown, Pennsylvania Auto Insurance Quotes
Before you buy Jonestown, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jonestown, Pennsylvania auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Jonestown, Pennsylvania?
The minimum auto insurance requirements in Jonestown, Pennsylvania, according to state laws, are 15/30/5. This means you must have at least $15,000 in bodily injury liability coverage per person, $30,000 in bodily injury liability coverage per accident, and $5,000 in property damage liability coverage.
How do age, gender, and marital status affect auto insurance rates in Jonestown, Pennsylvania?
Age, gender, and marital status can have an impact on auto insurance rates in Jonestown, Pennsylvania. Generally, younger drivers, particularly teenagers, tend to have higher rates due to their lack of driving experience. Gender can also play a role, as statistically, certain age groups of males or females may be associated with higher accident rates. Marital status, on the other hand, can sometimes lead to lower rates, as married individuals are often seen as more responsible drivers.
Are there any tips for finding cheap auto insurance for teen drivers in Jonestown, Pennsylvania?
Finding cheap auto insurance for teen drivers in Jonestown, Pennsylvania can be challenging. However, there are some tips to consider. Adding your teen driver to your existing policy, maintaining good grades, and encouraging them to take a driver’s education course can sometimes lead to discounts. Additionally, comparing quotes from multiple insurance companies can help you find the best rates for teen drivers.
What factors affect auto insurance rates after a DUI in Jonestown, Pennsylvania?
Auto insurance rates can significantly increase after a DUI (Driving Under the Influence) conviction in Jonestown, Pennsylvania. Factors that affect rates in this situation include the severity of the offense, the driver’s previous record, and the insurance company’s policies. Generally, a DUI will result in higher rates due to the increased risk associated with impaired driving.
How does credit history impact auto insurance rates in Jonestown, Pennsylvania?
Credit history can have a significant impact on auto insurance rates in Jonestown, Pennsylvania. Insurance companies often consider credit history as a factor when determining rates because studies have shown a correlation between credit history and the likelihood of filing insurance claims. Maintaining good credit can help lower your auto insurance rates, while poor credit may result in higher premiums.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.