Can you drive alone with a permit?

Can you drive with a permit? Can you drive alone with a permit? Permit rules like age or who you can drive with vary from state to state, but no state allows you to drive by yourself with a permit. You’ll need a licensed, experienced driver to accompany you no matter your age. This applies…

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Can I sue my auto insurance company?

Dealing with the aftermath of a car accident is stressful. You are busy getting medical attention post-accident, repairing your car, filing an insurance claim, and working out how to get around while your vehicle is out of action.  Usually, your stress is eased a little because you know you can rely on your insurance company…

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Is auto insurance in effect during a state of emergency?

Insurance companies do not provide separate state of emergency car insurance plans. Still, if you get in an accident after the president or your state governor declares a state of emergency, your insurance company almost always has to process your claim. States can set their regulations for driving during states of emergency. Furthermore, not every…

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Can I park my car on the road with no insurance?

It is normal to wonder whether you can get in trouble for street parking without insurance. After all, you’re not actually driving on the road, so your risk of injuring someone else with your vehicle is limited. However, most states require that you have insurance regardless.  This post discusses state auto insurance requirements and what might happen…

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Do auto insurance companies check grades?

We understand how hard it can be to find affordable insurance for teen drivers. The good news is that most companies also offer a student discount on car insurance, provided the student has a GPA of 3.5 or higher. To read about three companies with the cheapest teen auto insurance, click here. Some auto insurance…

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How to Find Cheap Auto Insurance Rates Online (2022)

Is it important to compare car insurance rates? Despite the necessity of insurance coverage, many people are frustrated by how expensive good auto insurance can be. However, there are more benefits to having car insurance than there are reasons not to be protected. Fortunately, the best value for your money doesn’t have to be a…

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Can my auto insurance policies overlap?

Through simple human error, you may wind up having auto insurance coverage through two companies at the same time, or maybe you wanted to be doubly insured and decided to take out two insurance policies on your car to get the best coverage possible. Can you have your auto insurance overlap? Although it may be…

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Does my auto insurance cover engine failure?

Does insurance cover engine failure? Engine failure is one thing no car owner ever wants to deal with. Not only does it make the vehicle completely unusable for a while, but it also comes with a significant price tag. That’s why it’s reasonable to ask whether your car insurance covers engine failure. In some cases,…

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Can I file an insurance claim without a police report?

It can be troubling to be involved in a car accident, no matter how big or small. If you’re in this situation, you need to know what to do next, and if your vehicle has sustained some damage, how to get it repaired and back on the road.  Yet, if insurance is involved, what’s the…

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Does Car Insurance Cover Hitting a Pole?

Most people think that their insurance will cover damage if they hit a pole, but it depends on your policy. If you have collision coverage, your insurance will likely cover the damage to your vehicle. If not, you may be on the hook to pay out of pocket repair costs. You’ll also want to consider…

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Florida Windshield Replacement Insurance: What You Need To Know

If you have a cracked or chipped windshield, it’s typically a good idea to play it safe and get it repaired or replaced. The alternative is to risk receiving a ticket or getting into an accident due to an obstructed view.  Fortunately, Florida’s windshield law can help you get that windshield replaced for free if…

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Do you get your deposit back from auto insurance?

Almost all U.S. states, except New Hampshire and Virginia, require drivers to carry auto insurance, meaning most Americans will need to apply for coverage eventually. Generally, when applying for coverage, insurers will require a deposit or down payment alongside an approved application. The initial deposit required with the application applies toward future coverage payments. Keep…

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Auto Insurance for Summer Only [Options + Advice]

Seeking out the right seasonal car insurance for you can feel like a complicated process. This can be especially true if you only need coverage during certain times of the year or need different coverage for each of your vehicles. Unfortunately, car insurance is only available in six-month or annual terms. Trying to find the…

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Is GAP insurance transferable if you sell the car?

If you sell your vehicle, it makes sense to ask yourself, “Is GAP insurance transferable?” Handing over ownership of your car doesn’t mean that everything else gets transferred to your buyer. While some vehicle warranties can remain intact across owners, insurance policies, including GAP insurance, cannot. It’s worth knowing which coverage can stay with the…

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Does my spouse have to be on my car insurance policy?

As a general rule, car insurance companies don’t require you to add a spouse to car insurance. However, there are different situations concerning car insurance companies that could prove that adding a spouse turns out to be a benefit or that leaving a spouse off is a way to save. When considering adding your spouse…

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How To Get Short-Term Auto Insurance for One Month

Whenever you drive a car, having insurance is important. Whether you get a full policy or month-by-month car insurance, you need coverage. Accidents happen all the time no matter how carefully you drive, and even when an accident is not your fault, there are situations that can end up costing you a lot of money….

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Should I get GAP insurance for a used car?

Guaranteed asset protection, or GAP, insurance is extra protection for your vehicle in case you have an accident that leaves the vehicle as a total loss. If you carry collision and comprehensive insurance, which is typically a requirement for any financed vehicle, then your insurer will pay out the value of the vehicle if it’s…

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Do you need auto insurance to be towed?

If your car has ever stalled out on the side of the road, or if you’ve ever been in a car accident, you may have had to get your vehicle towed. Getting towed is not the end of the world, but it can be a hassle. Depending on the type of insurance you have, you…

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