Best Chevrolet Captiva Sport Auto Insurance in 2024 (Your Guide to the Top 10 Companies)
Secure the best Chevrolet Captiva Sport auto insurance rates starting at $75 per month, with the best options provided by State Farm, Geico, and Progressive. If you're wondering what kind of auto insurance best fits your needs, these providers are top choices for cost-effective protection.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
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UPDATED: Jul 25, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 25, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
17,759 reviewsCompany Facts
Full Coverage for Chevrolet Captiva Sport
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
19,116 reviewsCompany Facts
Full Coverage for Chevrolet Captiva Sport
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
13,128 reviewsCompany Facts
Full Coverage for Chevrolet Captiva Sport
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
The best Chevrolet Captiva Sport auto insurance providers start at $75 per month, with State Farm, Geico, and Progressive offering the top rates. State Farm stands out for its exceptional balance of coverage and affordability. For the best Chevrolet Captiva Sport car insurance, these companies deliver superior options and value.
In addition to finding the best Chevrolet Captiva Sport auto insurance, the article explores the average auto insurance cost per month and evaluates how the Chevrolet Captiva safety rating impacts insurance rates.
Our Top 10 Company Picks: Best Chevrolet Captiva Sport Auto Insurance
Company Rank Multi-Policy Discount A.M. Best Best For Jump to Pros/Cons
#1 17% B Local Agents State Farm
#2 25% A++ Extensive Discounts Geico
#3 10% A+ Snapshot Program Progressive
#4 10% A+ Drivewise Program Allstate
#5 20% A++ Customer Service USAA
#6 12% A Multi-Policy Discounts Liberty Mutual
#7 20% A+ Vanishing Deductible Nationwide
#8 10% A+ Customized Coverage Farmers
#9 8% A++ IntelliDrive Program Travelers
#10 15% A+ Financial Stability Amica
Understanding these factors helps in making informed decisions about coverage and overall expenses. Get started on comparing full coverage auto insurance rates by entering your ZIP code below.
- The Chevrolet Captiva Sport safety rating impacts insurance premiums
- State Farm offers the best rates at $85 per month
- Bundling and a clean record can lower Chevrolet Captiva Sport insurance rates
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#1 – State Farm: Top Overall Pick
Pros
- Reliable Coverage Options: State Farm auto insurance review highlights their wide range of coverage options for the Chevrolet Captiva Sport, ensuring that you can find a policy tailored to your specific needs. This flexibility is particularly valuable for drivers looking for comprehensive protection.
- Accessible Mobile App: State Farm offers a highly-rated mobile app that allows Chevrolet Captiva Sport owners to manage their policies, file claims, and access roadside assistance with ease, providing convenience and quick support.
- Discount Opportunities: State Farm offers numerous discounts, including multi-policy and safe driver discounts, which can significantly lower your annual premium for the Chevrolet Captiva Sport, making it a more affordable option.
Cons
- Higher Premiums for High-Risk Drivers: State Farm tends to charge higher premiums for drivers with less-than-perfect records. If you have traffic violations or accidents, insuring your Chevrolet Captiva Sport with State Farm may be more expensive.
- Limited Availability of Discounts: While State Farm offers many discounts, they may not be available in all states. This can limit the savings potential for some Chevrolet Captiva Sport owners.
#2 – Geico: Best for Extensive Discounts
Pros
- Competitive Rates: As mentioned in our Geico auto insurance review, Geico offers some of the lowest rates for Chevrolet Captiva Sport insurance at $150 per month, making it an attractive option for budget-conscious drivers looking for comprehensive coverage.
- Extensive Online Tools: Geico provides a user-friendly online platform that makes managing your Chevrolet Captiva Sport insurance policy easy. You can get quotes, make payments, and file claims online, saving time and effort.
- Multiple Discount Options: Geico offers a variety of discounts, including those for good drivers, military personnel, and federal employees. These can help lower your Chevrolet Captiva Sport insurance costs significantly.
Cons
- Limited Local Agent Support: Geico primarily operates online, which can be a drawback for Chevrolet Captiva Sport owners who prefer in-person support and a personal relationship with their insurance agent.
- Higher Rates for High-Risk Drivers: Drivers with a history of violations or accidents might find that Geico charges higher rates for insuring their Chevrolet Captiva Sport compared to other insurers.
#3 – Progressive: Best for Snapshot Program
Pros
- Customizable Coverage: Progressive offers customizable insurance policies, allowing Chevrolet Captiva Sport owners to select coverage options that best fit their individual needs and budget, making it easier to manage costs.
- Snapshot Program: Progressive’s Snapshot program can help Chevrolet Captiva Sport drivers save money by tracking their driving habits and offering discounts for safe driving practices, potentially reducing premiums significantly. (Read More: Progressive Auto Insurance Discounts).
- Strong Online Presence: Progressive has a robust online presence with a comprehensive website and mobile app, making it convenient for Chevrolet Captiva Sport owners to manage their policies, file claims, and access customer support.
Cons
- Potential for Rate Increases: Some Chevrolet Captiva Sport owners have reported unexpected rate increases upon policy renewal, which can make long-term budgeting more challenging.
- Average Customer Service: While Progressive offers extensive online tools, some customers have experienced average customer service, which may impact the satisfaction of Chevrolet Captiva Sport policyholders needing assistance.
- High Rates for High-Risk Drivers: Progressive tends to charge higher premiums for high-risk drivers, meaning Chevrolet Captiva Sport owners with a poor driving record may face higher insurance costs.
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#4 – Allstate: Best for Drivewise Program
Pros
- Comprehensive Coverage Options: Allstate offers a variety of comprehensive coverage options for Chevrolet Captiva Sport, ensuring that drivers can find the right level of protection for their needs, from liability to collision and comprehensive coverage.
- Good Driver Discounts: Allstate provides substantial discounts for good drivers, which can significantly lower the cost of insuring a Chevrolet Captiva Sport, making it a more affordable option for those with clean driving records. Learn more about their discounts in our Allstate auto insurance review.
- Local Agent Network: Allstate has a strong network of local agents, which can be beneficial for Chevrolet Captiva Sport owners who prefer personalized service and face-to-face interactions when managing their insurance.
Cons
- Higher Premiums: Allstate’s premiums tend to be on the higher side compared to other insurers, which can make it a less attractive option for Chevrolet Captiva Sport owners looking for budget-friendly insurance.
- Mixed Customer Service Reviews: Some customers have reported mixed experiences with Allstate’s customer service, which can be a concern for Chevrolet Captiva Sport owners who value consistent and reliable support.
- Limited Discount Availability: While Allstate offers good driver discounts, other discount opportunities may be limited compared to competitors, reducing potential savings for Chevrolet Captiva Sport owners.
#5 – USAA: Best for Customer Service
Pros
- Lowest Average Rates: USAA offers the lowest average rates for Chevrolet Captiva Sport insurance at $145 per month, making it a highly affordable option for eligible members, such as military personnel and their families.
- Excellent Customer Service: USAA is renowned for its excellent customer service, consistently receiving high marks in customer satisfaction surveys, which can provide Chevrolet Captiva Sport owners with confidence in their support.
- Comprehensive Coverage Options: As mentioned in our USAA auto insurance review, USAA provides a wide range of comprehensive coverage options, ensuring that Chevrolet Captiva Sport drivers can find the protection they need, from liability to full coverage policies.
Cons
- Eligibility Restrictions: USAA membership is limited to military members, veterans, and their families. This restriction means that not all Chevrolet Captiva Sport owners will be eligible for their insurance products.
- Limited Local Presence: USAA primarily operates online and over the phone, which may not be ideal for Chevrolet Captiva Sport owners who prefer in-person interactions and local agent support.
#6 – Liberty Mutual: Best for Multi-Policy Discounts
Pros
- Comprehensive Policy Options: Liberty Mutual offers a variety of policy options for Chevrolet Captiva Sport, including comprehensive, collision, and liability coverage, allowing drivers to customize their insurance to fit their needs.
- Exclusive Discounts: As mentioned in our Liberty Mutual auto insurance review, Liberty Mutual provides several exclusive discounts, such as those for safe drivers, multi-policy holders, and even new customers, which can help reduce the cost of insuring a Chevrolet Captiva Sport.
- Strong Financial Stability: With a strong financial rating, Liberty Mutual ensures that Chevrolet Captiva Sport claims will be paid out reliably and promptly, providing peace of mind to policyholders.
Cons
- Higher Premiums: At $165 per month, Liberty Mutual’s premiums are among the highest for Chevrolet Captiva Sport insurance, making it a less attractive option for those seeking budget-friendly coverage.
- Mixed Customer Service Reviews: Some customers have reported inconsistent experiences with Liberty Mutual’s customer service, which can affect the overall satisfaction of Chevrolet Captiva Sport policyholders.
- Discount Limitations: While Liberty Mutual offers several discounts, not all of them may be available in every state, which can limit potential savings for Chevrolet Captiva Sport owners.
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#7 – Nationwide: Best for Vanishing Deductible
Pros
- Customizable Coverage Options: Nationwide provides customizable coverage options for Chevrolet Captiva Sport, allowing drivers to tailor their insurance policies to their specific needs and preferences. For more information, read our Nationwide auto insurance review.
- Vanishing Deductible: Nationwide offers a vanishing deductible program, which reduces your deductible by $100 for each year of safe driving, potentially lowering out-of-pocket costs for Chevrolet Captiva Sport owners.
- Strong Financial Ratings: Nationwide has strong financial ratings, ensuring that claims for Chevrolet Captiva Sport will be handled efficiently and that the company can meet its financial obligations.
Cons
- Higher Premiums for High-Risk Drivers: Nationwide tends to charge higher premiums for drivers with a poor driving record, which can make it more expensive for some Chevrolet Captiva Sport owners.
- Limited Local Agent Network: Nationwide’s local agent network may not be as extensive as some other insurers, potentially limiting in-person support options for Chevrolet Captiva Sport policyholders.
- Discount Availability: While Nationwide offers several discounts, not all of them may be available in every state, which can reduce the potential savings for some Chevrolet Captiva Sport owners.
#8 – Farmers: Best for Customized Coverage
Pros
- Wide Range of Coverage Options: Farmers offers a broad selection of coverage options for Chevrolet Captiva Sport, ensuring that drivers can find the right level of protection for their needs.
- Strong Customer Service: Farmers is known for providing strong customer service, which can be beneficial for Chevrolet Captiva Sport owners who value reliable and responsive support. Check out this page Farmers auto insurance review to know more details.
- Accident Forgiveness Program: Farmers offers an accident forgiveness program, which can help prevent rate increases after the first at-fault accident, providing peace of mind for Chevrolet Captiva Sport drivers.
Cons
- Higher Premiums: At $160 per month, Farmers’ premiums are on the higher side, making it less attractive for Chevrolet Captiva Sport owners looking for affordable insurance options.
- Limited Discount Options: While Farmers offers some discounts, the range of discount opportunities may be more limited compared to other insurers, reducing potential savings for Chevrolet Captiva Sport owners.
- Mixed Online Reviews: Farmers has received mixed reviews online, which can affect the perception of service quality and reliability for Chevrolet Captiva Sport policyholders.
#9 – Travelers: Best for IntelliDrive Program
Pros
- Extensive Coverage Options: As outlined in our Travelers auto insurance review, Travelers offers a wide range of coverage options for Chevrolet Captiva Sport, allowing drivers to select policies that best meet their individual needs and preferences.
- Strong Financial Stability: With an A.M. Best rating of A++, Travelers’ financial stability ensures that claims for Chevrolet Captiva Sport will be paid out reliably and promptly.
- Green Discount Program: Travelers offers a green discount program for hybrid and electric vehicles, which can be beneficial for Chevrolet Captiva Sport owners who prioritize environmentally friendly options.
Cons
- Higher Premiums: At $160 per month, Travelers’ premiums are on the higher side, making it a less affordable option for some Chevrolet Captiva Sport owners.
- Mixed Customer Service Experiences: Some customers have reported inconsistent customer service experiences with Travelers, which can affect the overall satisfaction of Chevrolet Captiva Sport policyholders.
- Limited Discount Options: While Travelers offers several discounts, the range may be more limited compared to other insurers, reducing potential savings for Chevrolet Captiva Sport owners.
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#10 – Amica: Best for Financial Stability
Pros
- Exceptional Customer Service: Amica is known for providing exceptional customer service, consistently receiving high marks in customer satisfaction surveys, which can be reassuring for Chevrolet Captiva Sport owners.
- Dividend Policies: As mentioned in our Amica auto insurance review, Amica offers dividend policies, which return a portion of your premium at the end of the policy term, potentially reducing the overall cost of insuring a Chevrolet Captiva Sport.
- Comprehensive Coverage Options: Amica provides a wide range of comprehensive coverage options, allowing Chevrolet Captiva Sport drivers to customize their insurance policies to fit their specific needs.
Cons
- Higher Premiums for High-Risk Drivers: Amica tends to charge higher premiums for drivers with less-than-perfect records, which can make it more expensive for some Chevrolet Captiva Sport owners.
- Limited Local Presence: Amica primarily operates online and over the phone, which may not be ideal for Chevrolet Captiva Sport owners who prefer in-person interactions and local agent support.
- Eligibility Requirements: Amica has strict eligibility requirements for some of its policies, which can limit access for certain Chevrolet Captiva Sport owners.
Chevrolet Captiva Sport Insurance Cost
The table below compares monthly rates for minimum and full coverage car insurance for a Chevrolet Captiva Sports from various providers.
Chevrolet Captiva Sport Auto Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $90 $160
Amica $84 $152
Farmers $87 $160
Geico $80 $150
Liberty Mutual $88 $165
Nationwide $85 $155
Progressive $83 $153
State Farm $85 $155
Travelers $90 $160
USAA $75 $145
When selecting the best auto insurance for your Chevrolet Captiva Sport, consider both the minimum and full coverage rates from various providers to find the most cost-effective option. Comparing quotes and available discounts can help you secure comprehensive coverage at an affordable price.
Chevrolet Captiva Sport Auto Insurance Monthly Rates by Coverage Type
| Model Year | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| 2024 Chevrolet Captiva Sport | $30 | $50 | $40 | $120 |
| 2023 Chevrolet Captiva Sport | $29 | $48 | $39 | $118 |
| 2022 Chevrolet Captiva Sport | $28 | $46 | $38 | $116 |
| 2021 Chevrolet Captiva Sport | $27 | $44 | $38 | $114 |
| 2020 Chevrolet Captiva Sport | $26 | $42 | $37 | $112 |
| 2019 Chevrolet Captiva Sport | $25 | $40 | $37 | $110 |
| 2018 Chevrolet Captiva Sport | $24 | $38 | $36 | $108 |
| 2017 Chevrolet Captiva Sport | $23 | $36 | $36 | $106 |
| 2016 Chevrolet Captiva Sport | $22 | $34 | $35 | $104 |
| 2015 Chevrolet Captiva Sport | $21 | $34 | $37 | $104 |
| 2014 Chevrolet Captiva Sport | $20 | $31 | $38 | $102 |
| 2013 Chevrolet Captiva Sport | $19 | $29 | $38 | $100 |
| 2012 Chevrolet Captiva Sport | $18 | $26 | $38 | $96 |
When choosing Chevrolet Captiva Sport insurance, consider how factors like deductible amounts and driver risk levels impact your rates. Adjusting these variables can help you find the most affordable and suitable coverage for your needs.
Read More: When to Buy More Than Minimum Auto Insurance
Why Chevrolet Captiva Sports’ Insurance are Expensive
The chart below details how Chevrolet Captiva Sport insurance rates compare to other SUVs like the GMC Yukon XL, Chevrolet Suburban, and Dodge Journey.
Chevrolet Captiva Sport Auto Insurance Monthly Rates vs. Other Vehicles
| Vehicle | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| Chevrolet Captiva Sport | $30 | $47 | $31 | $121 |
| Chevrolet Suburban | $28 | $44 | $31 | $117 |
| Dodge Journey | $27 | $44 | $31 | $115 |
| Honda Pilot | $28 | $39 | $31 | $111 |
| Ford Edge | $22 | $42 | $31 | $108 |
| Acura RDX | $26 | $44 | $26 | $108 |
Chevrolet Captiva Sport insurance rates are higher than many other SUVs, primarily due to higher costs for comprehensive and collision coverage. Comparing insurance rates with similar vehicles can help you understand and potentially reduce your insurance expenses.
Read More: Best Dodge Journey Auto Insurance
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Factors Impact the Cost of Chevrolet Captiva Sport Insurance
Several factors impact the cost of Chevrolet Captiva Sport insurance. The trim and model of the Captiva Sport you choose can significantly influence the total insurance price. Additionally, driver age plays a crucial role, with younger drivers typically facing higher rates due to their inexperience and higher risk of accidents.
Location is another key factor; urban areas often have higher insurance costs due to increased traffic and accident likelihood.
Your driving record also affects your premiums, with a clean record potentially lowering your rates, while a history of violations or accidents can lead to higher costs.Chris Abrams LICENSED INSURANCE AGENT
Annual mileage is important as well, with higher mileage leading to increased premiums because of the greater risk of accidents.
Read More: How Annual Mileage Affects Your Auto Insurance Rates
Lastly, your credit score can impact your insurance rates, as insurers often use credit information to assess risk.
Age of the Vehicle
The average Chevrolet Captiva Sport auto insurance rates are higher for newer models. For example, auto insurance rates for a 2015 Chevrolet Captiva Sport are higher compared to a 2012 Chevrolet Captiva Sport, reflecting a difference in cost due to the vehicle’s age.
Chevrolet Captiva Sport Auto Insurance Monthly Rates by Age of the Vehicle
| Model Year | Comprehensive | Collision | Minimum Coverage | Full Coverage |
|---|---|---|---|---|
| 2024 Chevrolet Captiva Sport | $29 | $47 | $40 | $120 |
| 2023 Chevrolet Captiva Sport | $28 | $45 | $39 | $118 |
| 2022 Chevrolet Captiva Sport | $27 | $43 | $38 | $116 |
| 2021 Chevrolet Captiva Sport | $26 | $41 | $38 | $114 |
| 2020 Chevrolet Captiva Sport | $25 | $39 | $37 | $112 |
| 2019 Chevrolet Captiva Sport | $24 | $37 | $37 | $110 |
| 2018 Chevrolet Captiva Sport | $23 | $35 | $36 | $108 |
| 2017 Chevrolet Captiva Sport | $22 | $33 | $36 | $106 |
| 2016 Chevrolet Captiva Sport | $21 | $32 | $35 | $105 |
| 2015 Chevrolet Captiva Sport | $21 | $34 | $37 | $104 |
| 2014 Chevrolet Captiva Sport | $20 | $31 | $38 | $102 |
| 2013 Chevrolet Captiva Sport | $19 | $29 | $38 | $100 |
| 2012 Chevrolet Captiva Sport | $18 | $26 | $38 | $96 |
Newer models of the Chevrolet Captiva Sport generally incur higher insurance rates compared to older ones. This increase in cost is reflected in the comprehensive, collision, and liability coverage for newer vehicles.
Driver Age
Driver age can have a significant impact on Chevrolet Captiva Sport auto insurance rates. For instance, a 30-year-old driver may pay approximately $5 more per month for Chevrolet Captiva Sport auto insurance compared to a 40-year-old driver.
Chevrolet Captiva Sport Auto Insurance Monthly Rates by Age
| Age | Rates |
|---|---|
| Age: 18 | $346 |
| Age: 20 | $289 |
| Age: 30 | $129 |
| Age: 40 | $115 |
| Age: 50 | $104 |
| Age: 60 | $97 |
Insurance rates for the Chevrolet Captiva Sport vary significantly by driver age, with teen drivers facing the highest premiums. Rates decrease progressively with age, reflecting lower risk levels associated with more experienced drivers.
Driver Location
Where you live can have a significant impact on Chevrolet Captiva Sport insurance rates. For example, drivers in Los Angeles may pay about $39 more per month compared to drivers in Philadelphia.
Chevrolet Captiva Sport Auto Insurance Monthly Rates by City
| City | Rates |
|---|---|
| Chicago, IL | $144 |
| Columbus, OH | $125 |
| Houston, TX | $155 |
| Indianapolis, IN | $130 |
| Jacksonville, FL | $145 |
| Los Angeles, CA | $175 |
| New York, NY | $162 |
| Philadelphia, PA | $150 |
| Phoenix, AZ | $140 |
| Seattle, WA | $135 |
Chevrolet Captiva Sport insurance rates vary widely across U.S. cities, with urban areas generally experiencing higher premiums. Comparing rates in different cities can help you find more affordable insurance options based on your location.
Your Driving Record
Your driving record can have an impact on your Chevrolet Captiva Sport auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Chevrolet Captiva Sport auto insurance with violations on their driving record.
Chevrolet Captiva Sport Auto Insurance Monthly Rates by Age & Driving History
| Age | Clean Record | One Accident | One DUI | One Ticket |
|---|---|---|---|---|
| Age: 18 | $346 | $519 | $692 | $433 |
| Age: 20 | $289 | $434 | $578 | $361 |
| Age: 30 | $129 | $194 | $258 | $161 |
| Age: 40 | $115 | $173 | $230 | $144 |
| Age: 50 | $104 | $156 | $208 | $130 |
| Age: 60 | $97 | $146 | $194 | $122 |
Insurance prices for the Chevrolet Captiva Sport increase significantly with violations and accidents, especially for younger drivers. A clean driving record will generally result in lower premiums compared to those with speeding tickets or accident history.
Chevrolet Captiva Sport Safety Ratings
Your Chevrolet Captiva Sport auto insurance rates are tied to the safety ratings of the Chevrolet Captiva Sport. See the breakdown below:
Chevrolet Captiva Sport Safety Ratings
| Type | Rating |
|---|---|
| Small overlap front: driver-side | Poor |
| Small overlap front: passenger-side | Poor |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Acceptable |
| Head restraints and seats | Good |
The Chevrolet Captiva Sport’s safety ratings from the Insurance Institute for Highway Safety are not available for several test categories. This lack of data highlights the importance of considering other safety factors when evaluating insurance options for the vehicle.
Chevrolet Captiva Sport Crash Test Ratings
Not only do good Chevrolet Captiva Sport crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Chevrolet Captiva Sport auto insurance rates.
Chevrolet Captiva Sport Crash Test Ratings
| Vehicle | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| Chevrolet Captiva Sport 2024 | 5 stars | 4 stars | 5 stars | 4 stars |
| Chevrolet Captiva Sport 2023 | 5 stars | 4 stars | 5 stars | 4 stars |
| Chevrolet Captiva Sport 2022 | 5 stars | 4 stars | 5 stars | 4 stars |
| Chevrolet Captiva Sport 2021 | 5 stars | 4 stars | 5 stars | 4 stars |
Good crash test ratings for the Chevrolet Captiva Sport, such as its overall 3-star rating, indicate better protection in the event of an accident. These ratings can also contribute to lower insurance premiums due to reduced risk for insurers.
Chevrolet Captiva Sport Safety Features
The safety features of the Chevrolet Captiva Sport can impact your Chevrolet Captiva Sport auto insurance rates. The Chevrolet Captiva Sport has the following safety features:
- StabiliTrak Stability Control System: Enhances vehicle stability and control.
- Traction Control: Prevents wheel spin for better traction on slippery surfaces.
- Daytime Running Lamps: Automatic exterior lamp control for increased visibility.
- Comprehensive Airbag System: Dual-stage frontal, side-impact, and head curtain airbags for enhanced safety.
- OnStar Services: Includes 6 months of Directions and Connections plan for assistance and navigation.
The Chevrolet Captiva Sport is equipped with advanced safety features, including stability control and a comprehensive airbag system. These enhancements contribute to improved vehicle safety and can positively influence insurance rates.
Chevrolet Captiva Sport Insurance Loss Probability
Another contributing factor that affects Chevrolet Captiva Sport auto insurance rates is the loss probability for each type of coverage.
Chevrolet Captiva Sport Auto Insurance Loss Probability
| Coverage | Loss |
|---|---|
| Collision | -11% |
| Property Damage | -5% |
| Comprehensive | -12% |
| Personal Injury | 23% |
| Medical Payment | 15% |
| Bodily Injury | 5% |
The Chevrolet Captiva Sport’s insurance rates are influenced by the loss probability for different coverage types, with collision and comprehensive coverage showing lower loss rates. Higher loss probabilities in categories like personal injury can lead to increased premiums.
Chevrolet Captiva Sport Finance and Insurance Cost
If you are financing a Chevrolet Captiva Sport, you will pay more if you purchase Chevrolet Captiva Sport auto insurance at the dealership, so be sure to shop around and compare Chevrolet Captiva Sport auto insurance quotes from the best companies using our free tool below.
Read More: Do I need full coverage insurance to finance a car?
5 Ways to Save on Chevrolet Captiva Sport Insurance
You have more options at your disposal to save money on your Chevrolet Captiva Sport auto insurance costs. For example, try these five tips:
- Re-check Chevrolet Captiva sport quotes every 6 months.
- Don’t skimp on Chevrolet Captiva Sport liability coverage.
- Get cheaper Chevrolet Captiva Sport auto insurance rates as a full-time parent.
- Remove young drivers from your Chevrolet Captiva Sport Auto Insurance when they move out or go to school.
- Check your Chevrolet Captiva Sport auto insurance policy carefully to ensure all information is correct.
Discover the variety of car insurance discounts offered by top providers for Chevrolet Captiva Sport to help you save on your premiums.
These discounts from top insurance providers for Chevrolet Captiva Sport offer valuable opportunities for car owners to save money while maintaining comprehensive coverage and safety on the road.
Read More: Are discount auto insurance companies trustworthy?
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Top Chevrolet Captiva Sport Insurance Companies
The best auto insurance companies for Chevrolet Captiva Sport auto insurance rates will offer competitive rates, discounts, and account for the Chevrolet Captiva Sport’s safety features.
Chevrolet Captiva Sport Auto Insurance Providers by Market Share
| Rank | Insurance Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $65.6 milllion | 9% |
| #2 | Geico | $46.1 milllion | 7% |
| #3 | Progressive | $39.2 milllion | 6% |
| #4 | Liberty Mutual | $35.6 milllion | 5% |
| #5 | Allstate | $35 milllion | 5% |
| #6 | Travelers | $28 milllion | 4% |
| #7 | USAA | $23.4 milllion | 3% |
| #8 | Chubb | $23.3 milllion | 3% |
| #9 | Farmers | $20.6 milllion | 3% |
| #10 | Nationwide | $18.4 milllion | 3% |
The following list of auto insurance companies outlines which companies hold the highest market share. Compare free Chevrolet Captiva Sport insurance quotes online.
You can start comparing quotes for Chevrolet Captiva Sport insurance from some of the top auto insurance companies. Use our free comparison tool below to see what auto insurance quotes look like in your area.
Frequently Asked Questions
What is the starting rate for the Best Chevrolet Captiva Sport auto insurance?
The Best Chevrolet Captiva Sport auto insurance rates start at $85 per month.
What impact does personal injury coverage have on Chevrolet Captiva Sport insurance?
Personal injury protection (PIP) coverage can significantly influence Chevrolet Captiva Sport insurance rates by covering medical expenses for injuries sustained in an accident, regardless of fault. Higher coverage limits for PIP may lead to increased premiums, but it ensures better financial protection for medical costs.
Are Chevrolet Captiva Sports expensive to insure?
Chevrolet Captiva Sport insurance rates can vary, but there are ways to find cheaper insurance rates online. Start saving on your auto insurance by entering your ZIP code below and comparing quotes.
What factors impact the cost of Chevrolet Captiva Sport insurance?
Several factors can influence the cost of Chevrolet Captiva Sport insurance, including the trim and model of the vehicle, driver age, location, and driving record.
How do safety ratings affect Chevrolet Captiva Sport insurance rates?
Good safety ratings for the Chevrolet Captiva Sport can result in cheaper auto insurance rates, as they indicate better protection in case of accidents.
How does having a teen driver affect the cost of Chevrolet Captiva Sport insurance?
Insurance rates for the Chevrolet Captiva Sport can increase significantly with a teen driver due to their higher risk profile. Insurers often charge more for younger drivers due to their lack of experience and higher likelihood of accidents.
Can having a clean driving record lower my Chevrolet Captiva Sport insurance rates?
Yes, maintaining a clean driving record can significantly lower your Chevrolet Captiva Sport insurance rates by qualifying you for discounts.
How can I find the cheapest Chevrolet Captiva Sport car insurance?
Compare quotes from top providers like State Farm, Geico, and Progressive, which offer competitive rates starting at $85 per month. Additionally, consider bundling policies and maintaining a clean driving record to reduce costs.
Can bundling policies help reduce Chevrolet Captiva Sport insurance costs?
Yes, bundling Chevrolet Captiva Sport insurance with other policies, like home insurance, can significantly lower overall rates.
Read More: What an Auto Insurance Specialist Says About Bundling Rates
How does having a financed Chevrolet Captiva Sport impact insurance rates?
A financed Chevrolet Captiva Sport often requires higher coverage levels, which can lead to increased insurance rates to protect the lender’s investment. Find your cheapest auto insurance quotes by entering your ZIP code below into our free comparison tool.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
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