Best Cheap Auto Insurance in Jonestown, PA (2021)

The average Jonestown, PA auto insurance rates are $283 per month. The minimum auto insurance in Jonestown is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Jonestown, Pennsylvania, compare quotes from multiple companies.

Free Auto Insurance Comparison

secured lock Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Jonestown is USAA
  • Average auto insurance rates in Jonestown, PA for senior drivers are $1,763 per year
  • The average commute length in Jonestown is 42.3 minutes

Jonestown, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Jonestown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Jonestown, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Jonestown to other Pennsylvania cities, including Allen auto insurance rates, Reading auto insurance rates, and Lancaster auto insurance rates to see how Jonestown, Pennsylvania auto insurance rates stack up.

Before you buy Jonestown, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Jonestown, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Jonestown, Pennsylvania

Jonestown, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jonestown, Pennsylvania.

Minimum Required Auto Insurance Coverage in Jonestown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cheap Jonestown, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Jonestown, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Jonestown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,160 $2,006 $2,006 $7,325 $7,325 $2,359 $2,359
GEICO $1,801 $1,560 $1,703 $1,476 $4,591 $3,982 $1,809 $1,567
Liberty Mutual $3,190 $3,190 $2,926 $2,926 $9,243 $9,243 $4,039 $4,039
Nationwide $1,700 $1,700 $1,610 $1,610 $4,800 $4,800 $1,907 $1,907
Progressive $2,567 $2,567 $2,294 $2,294 $8,408 $8,408 $3,297 $3,297
State Farm $1,458 $1,458 $1,292 $1,292 $5,276 $5,276 $1,612 $1,612
Travelers $1,332 $1,332 $1,439 $1,439 $19,142 $19,142 $1,596 $1,596
USAA $1,050 $1,050 $950 $950 $3,179 $3,179 $1,387 $1,387

Cheap Jonestown, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Jonestown, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Jonestown, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Jonestown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,325 $7,325
GEICO $4,591 $3,982
Liberty Mutual $9,243 $9,243
Nationwide $4,800 $4,800
Progressive $8,408 $8,408
State Farm $5,276 $5,276
Travelers $19,142 $19,142
USAA $3,179 $3,179

Cheap Jonestown, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Jonestown, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Jonestown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,006 $2,006
GEICO $1,703 $1,476
Liberty Mutual $2,926 $2,926
Nationwide $1,610 $1,610
Progressive $2,294 $2,294
State Farm $1,292 $1,292
Travelers $1,439 $1,439
USAA $950 $950

Cheap Jonestown, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Jonestown, Pennsylvania compared to the annual auto insurance rates with a clean record in Jonestown, Pennsylvania.

Annual Jonestown, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,315 $3,906 $3,315 $3,315
GEICO $1,706 $2,922 $2,268 $2,349
Liberty Mutual $4,401 $5,092 $4,953 $4,953
Nationwide $1,808 $2,419 $3,372 $2,418
Progressive $3,752 $5,202 $3,858 $3,755
State Farm $2,198 $2,621 $2,410 $2,410
Travelers $4,167 $5,934 $7,475 $5,934
USAA $1,322 $1,825 $1,942 $1,476

Cheap Jonestown, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Jonestown, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Jonestown, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Jonestown, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,315
GEICO $2,268
Liberty Mutual $4,953
Nationwide $3,372
Progressive $3,858
State Farm $2,410
Travelers $7,475
USAA $1,942

Cheap Jonestown, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Jonestown, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Jonestown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,427 $3,300 $2,661
GEICO $3,463 $1,956 $1,514
Liberty Mutual $6,187 $4,440 $3,922
Nationwide $2,937 $2,417 $2,159
Progressive $5,477 $3,851 $3,097
State Farm $3,428 $2,124 $1,677
Travelers $6,391 $5,778 $5,463
USAA $2,042 $1,527 $1,356

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cheap Jonestown, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Jonestown, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Jonestown, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Jonestown, Pennsylvania

ZIP Code Average Annual Rates
17038 $4,158

Cheap Jonestown, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Jonestown, Pennsylvania auto insurance. Find the cheapest annual Jonestown, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Jonestown, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,392 $3,533
GEICO $2,276 $2,346
Liberty Mutual $4,727 $4,973
Nationwide $2,504 $2,504
Progressive $4,142 $4,142
State Farm $2,339 $2,481
Travelers $5,877 $5,877
USAA $1,595 $1,688

Cheap Jonestown, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Jonestown, Pennsylvania? Check out the comparison of annual Jonestown, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Jonestown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,312 $3,484 $3,592
GEICO $2,124 $2,334 $2,475
Liberty Mutual $4,590 $4,889 $5,070
Nationwide $2,515 $2,539 $2,460
Progressive $3,806 $4,177 $4,441
State Farm $2,242 $2,444 $2,543
Travelers $5,940 $5,882 $5,811
USAA $1,525 $1,656 $1,743

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Jonestown, Pennsylvania

Compare the cheapest auto insurance companies in Jonestown, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Jonestown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Jonestown, Pennsylvania Auto Insurance Companies

What auto insurance companies in Jonestown, Pennsylvania are the cheapest? Compare the top Jonestown, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Jonestown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,463
GEICO $2,311
Liberty Mutual $4,850
Nationwide $2,504
Progressive $4,142
State Farm $2,410
Travelers $5,877
USAA $1,641

What affects auto insurance rates in Jonestown, Pennsylvania?

There are a lot of reasons why auto insurance rates in Jonestown, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Jonestown, Pennsylvania. Many local factors may affect your Jonestown auto insurance rates.

Jonestown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Jonestown, Pennsylvania commute length is 42.3 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Compare Jonestown, Pennsylvania Auto Insurance Quotes

Before you buy Jonestown, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Jonestown, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption