Best Longview, Texas Auto Insurance in 2024 (Your Guide to the Top 10 Companies)
Erie offers the lowest rate for the best Longview, Texas auto insurance at $45/mo, making it a best contender alongside State Farm and USAA. These providers stand out for their competitive pricing and coverage options. To find the best auto insurance in Longview, compare these best companies for the best deals.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
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UPDATED: Sep 12, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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17,760 reviewsCompany Facts
Full Coverage in Longview TX
A.M. Best Rating
Complaint Level
Pros & Cons
17,760 reviews
1,814 reviewsCompany Facts
Full Coverage in Longview TX
A.M. Best Rating
Complaint Level
Pros & Cons
1,814 reviews
6,435 reviewsCompany Facts
Full Coverage in Longview TX
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviewsFor the best Longview, Texas auto insurance, Erie offers $45/month, along with best providers State Farm and USAA.
Compare auto insurance in Longview to other Texas cities, including San Antonio Texas Auto Insurance Rates, Laredo auto insurance rates, and Houston auto insurance rates to see how Longview, Texas auto insurance rates stack up.
Our Top 10 Company Picks: Best Longview, Texas Auto Insurance
| Company | Rank | Bundling Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 7% | B | Many Discounts | State Farm |
 | #2 | 10% | A+ | 24/7 Support | Erie |
 | #3 | 15% | A++ | Military Savings | USAA |
 | #4 | 12% | A | Online App | AAA |
 | #5 | 8% | A++ | Accident Forgiveness | Travelers |
 | #6 | 5% | A++ | Custom Plan | Geico |
 | #7 | 9% | A+ | Usage Discount | Nationwide |
 | #8 | 14% | A | Local Agents | Farmers |
 | #9 | 6% | A+ | Add-on Coverages | Allstate |
 | #10 | 11% | A+ | Innovative Programs | Progressive |
Before you buy Longview, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Longview, Texas auto insurance quotes.
- Minimum auto insurance in Longview, Texas is 30/60/25
- Average commute in Longview is 18.7 mins
- Average auto insurance in Longview for seniors are $16/mo
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#1 – State Farm: Top Overall Pick
Pros
- Many Discounts: State Farm offers a variety of discounts, including a 7% bundling discount, making it a leading option for the best Longview, Texas auto insurance for those seeking savings. Discover more at “State Farm Auto Insurance Review.”
- A.M. Best Rating: With a B rating from A.M. Best, State Farm maintains solid financial reliability, contributing to its ranking among the best Longview, Texas auto insurance providers.
- Usage Based Auto Insurance: They provide usage based auto insurance options, which can benefit low-mileage drivers, making State Farm a top choice for the best Longview, Texas auto insurance.
Cons
- Higher Rates for High-Risk Drivers: State Farm’s rates for high-risk auto insurance may not be as competitive, which could affect its status as the best Longview, Texas auto insurance provider.
- Customer Service: Some customers have reported mixed experiences with State Farm’s customer service, potentially impacting its overall reputation as the best Longview, Texas auto insurance.
#2 – Erie: Best for 24/7 Support
Pros
- 24/7 Support: Erie offers round-the-clock support, which is valuable for those needing assistance anytime. This, along with their 10% bundling discount, makes them a strong contender for the best Longview, Texas auto insurance.
- A+ Rating: Erie’s A+ rating from A.M. Best signifies strong financial health, supporting its reputation as one of the best Longview, Texas auto insurance options.
- Comprehensive Coverage: They offer a wide range of coverage options, including personal injury protection (PIP) coverage, making Erie a top choice for the best Longview, Texas auto insurance. Learn more at “Erie Auto Insurance Review.”
Cons
- Rates for High-Risk Drivers: Erie’s rates for high-risk auto insurance might not be the most competitive, potentially affecting their status as the best Longview, Texas auto insurance provider.
- Coverage Availability: Coverage options can vary by region, which may affect availability in certain areas.
#3 –USAA: Best for Military Savings
Pros
- Military Savings: USAA provides significant savings for military families, with a 15% bundling discount, making it a top choice for the best Longview, Texas auto insurance for eligible members.
- A++ Rating: USAA’s A++ rating from A.M. Best indicates exceptional financial strength and reliability, reinforcing its position as one of the best Longview, Texas auto insurance options.
- Usage Based Auto Insurance: They offer usage based auto insurance options, which can be beneficial for low-mileage drivers, enhancing USAA’s reputation as the best Longview, Texas auto insurance.
Cons
- Eligibility Limitations: USAA is only available to military members and their families, limiting its accessibility for others seeking the best Longview, Texas auto insurance. Read more at “USAA Auto Insurance Review.”
- Rates for High-Risk Drivers: Rates for high-risk auto insurance may not be the most competitive, despite strong discounts for military families.
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#4 – AAA: Best for Online App
Pros
- Online App: AAA provides a convenient online app for managing policies and claims, and offers a 12% bundling discount, contributing to its position as one of the best Longview, Texas auto insurance options.
- A Rating: With an A rating from A.M. Best, AAA ensures solid financial stability, which supports its reputation as the best Longview, Texas auto insurance provider.
- Range of Coverage Options: AAA offers various coverage options, including high-risk auto insurance and personal injury protection (PIP), making them a solid choice for the best Longview, Texas auto insurance. Gain additional knowledge at “AAA Auto Insurance Review.”
Cons
- Higher Rates for High-Risk Drivers: AAA’s rates for high-risk auto insurance may not be the lowest available, which could impact their status as the best Longview, Texas auto insurance.
- Regional Variability: Coverage options and pricing can vary by region, affecting some customers’ access to the best Longview, Texas auto insurance.
#5 – Travelers: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Travelers offers accident forgiveness, which can be advantageous for those with past accidents. This feature contributes to its reputation as one of the best Longview, Texas auto insurance providers. They also provide an 8% bundling discount.
- A++ Rating: Travelers boasts an A++ rating from A.M. Best, showcasing its exceptional financial stability, which supports its status as the best Longview, Texas auto insurance option.
- Flexible Coverage: They offer flexible coverage options, including personal injury protection (PIP) coverage, making them a strong candidate for the best Longview, Texas auto insurance. Discover more flexible coverage at “Travelers Auto Insurance Review.”
Cons
- Higher Rates for High-Risk Drivers: Travelers’ rates for high-risk auto insurance may not be the most competitive, which could affect its standing as the best Longview, Texas auto insurance provider.
- Claims Processing: Some policyholders have reported delays in claims processing, which might impact Travelers’ reputation as the best Longview, Texas auto insurance.
#6 – Geico: Best for Custom Plan
Pros
- Custom Plan Options: Geico offers customizable plans, including personal injury protection (PIP) coverage, making it a strong option for the best Longview, Texas auto insurance. They also provide a 5% bundling discount.
- A++ Rating: Geico’s A++ rating from A.M. Best reflects its exceptional financial strength, contributing to its reputation as one of the best Longview, Texas auto insurance providers.
- Competitive Rates: Geico provides competitive rates with flexible coverage options, enhancing its appeal as the best Longview, Texas auto insurance choice. Discover more competitive rates at “Geico Auto Insurance Review.”
Cons
- Rates for High-Risk Drivers: Geico’s rates might not always be the lowest for high-risk auto insurance, potentially impacting its status as the best Longview, Texas auto insurance provider.
- Customer Service: Some policyholders report less personalized customer service, which might affect overall satisfaction and the provider’s reputation as the best Longview, Texas auto insurance.
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#7 – Nationwide: Best for Usage Discount
Pros
- Usage Discount: Nationwide offers a usage discount, benefiting low-mileage drivers, and a 9% bundling discount, making it a solid choice for the best Longview, Texas auto insurance. Learn more about usage discount at “Nationwide Auto Insurance Review.”
- A+ Rating: With an A+ rating from A.M. Best, Nationwide provides strong financial stability and reliability, contributing to its status as one of the best Longview, Texas auto insurance providers.
- Personal Injury Protection (PIP) Coverage: They include personal injury protection (PIP) coverage, enhancing their range of options for the best Longview, Texas auto insurance.
Cons
- Higher Rates for High-Risk Drivers: Nationwide’s rates for high-risk auto insurance might be higher compared to some competitors, affecting its standing as the best Longview, Texas auto insurance.
- Online Tools: Their online tools and app could be more user-friendly, potentially impacting the ease of managing policies.
#8 – Farmers: Best for Local Agents
Pros
- Local Agents: Farmers provides access to local agents, offering personalized service and a 14% bundling discount, making it a top choice for the best Longview, Texas auto insurance.
- A Rating: With an A rating from A.M. Best, Farmers is known for its strong financial health and reliability, supporting its position as the best Longview, Texas auto insurance provider.
- Personal Injury Protection (PIP) Coverage: Farmers includes personal injury protection (PIP) coverage in their offerings, enhancing their appeal as one of the best Longview, Texas auto insurance options.
Cons
- Higher Rates for High-Risk Drivers: Farmers’ rates for high-risk auto insurance can be higher compared to some competitors, which might affect their status as the best Longview, Texas auto insurance provider.
- Complex Policies: Some customers find Farmers’ policies to be more complex, which could impact the ease of understanding and managing coverage. Expound your knowledge at “Farmers Auto Insurance Review.”
#9 – Allstate: Best for Add-on Coverages
Pros
- Add-on Coverages: Allstate offers extensive add-on coverages, making it a strong contender for the best Longview, Texas auto insurance for those needing additional protection. They also provide a 6% bundling discount, which can make their rates more competitive.
- A+ Rating: With an A+ rating from A.M. Best, Allstate is recognized for its strong financial stability, contributing to its status as one of the best Longview, Texas auto insurance options.
- Range of Coverage Options: Allstate provides a diverse range of coverage options, including for the top safest car in America, enhancing its appeal as a top choice for the best Longview, Texas auto insurance. Learn more about range of coverage options at “Allstate Auto Insurance Review.”
Cons
- Higher Rates: Allstate’s rates can be higher compared to some competitors, which might affect its position as the best Longview, Texas auto insurance provider, despite offering a 6% bundling discount.
- Customer Service: Some customers have reported mixed experiences with Allstate’s customer service, potentially impacting their overall reputation as the best Longview, Texas auto insurance provider.
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#10 – Progressive: Best for Innovative Programs
Pros
- Custom Plans: Progressive offers customizable plans, including high-risk auto insurance options, enhancing its position as a leading choice for the best Longview, Texas auto insurance. They also offer a 5% bundling discount.
- Flexible Coverage: They provide a range of coverage options, including personal injury protection (PIP) coverage, making them a strong candidate for the best Longview, Texas auto insurance. Discover more flexible coverage at “Progressive Auto Insurance Review.”
- A++ Rating: With an A++ rating from A.M. Best, Progressive is recognized for its exceptional financial strength, contributing to its reputation as one of the best Longview, Texas auto insurance providers.
Cons
- Rates for High-Risk Drivers: Progressive’s rates might not be the lowest for high-risk auto insurance, which could affect its standing as the best Longview, Texas auto insurance.
- Claims Processing: There can be delays in Progressive’s claims processing, which might impact its reputation as the best Longview, Texas auto insurance provider.
Cheap Longview, Texas Auto Insurance by Age and Gender
Longview, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Longview, Texas.
Longview, Texas Auto Insurance Monthly Rates by Provider & Coverage Level
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $48 | $100 |
| $55 | $106 |
| $45 | $107 |
| $55 | $102 |
| $47 | $110 |
| $52 | $104 |
| $50 | $108 |
| $50 | $103 |
| $53 | $112 |
| $56 | $105 |
Auto insurance rates in Longview, Texas can vary significantly depending on your demographic profile. For instance, younger drivers tend to pay more, while older, more experienced drivers often benefit from lower premiums.
Longview, Texas Auto Insurance Monthly Rates by Provider, Age, & Gender
| Insurance Company | Age: 17 Female | Age: 17 Male | Age: 25 Female | Age: 25 Male | Age: 35 Female | Age: 35 Male | Age: 60 Female | Age: 60 Male |
|---|---|---|---|---|---|---|---|---|
| $802 | $969 | $376 | $392 | $304 | $307 | $300 | $300 |
 | $555 | $723 | $294 | $335 | $202 | $226 | $193 | $221 |
| $590 | $745 | $265 | $280 | $215 | $220 | $205 | $215 |
| $453 | $469 | $223 | $221 | $207 | $224 | $201 | $230 |
 | $615 | $780 | $275 | $295 | $230 | $240 | $215 | $225 |
| $561 | $719 | $232 | $251 | $197 | $200 | $174 | $184 |
| $809 | $903 | $226 | $229 | $192 | $181 | $171 | $174 |
| $421 | $537 | $189 | $195 | $174 | $174 | $155 | $155 |
| $545 | $710 | $240 | $255 | $210 | $215 | $195 | $205 |
| $399 | $434 | $186 | $199 | $140 | $140 | $134 | $132 |
Additionally, married drivers may receive discounts compared to their single counterparts, and gender can also play a role in rate determination, with some companies offering lower rates to female drivers. Compare how these factors influence the cost of your coverage.
Longview, Texas Auto Insurance Discounts by Provider
| Insurance Company | Available Discounts |
|---|---|
| Multi-Policy, Safe Driver, Anti-Theft, Good Student, Paperless Billing |
| Safe Driver, Multi-Policy, Anti-Theft, Good Student, Early Signing |
| Safe Driver, Multi-Policy, Paid-in-Full, Anti-Theft, Homeowner |
| Multi-Policy, Safe Driver, Good Student, Paperless, New Car |
| Multi-Policy, Safe Driver, Defensive Driving, Anti-Theft, Seat Belt Use |
| Safe Driver, Multi-Policy, Anti-Theft, Good Student, Paperless Billing |
| Multi-Policy, Safe Driver, Continuous Coverage, Snapshot (Usage-Based), Homeowner |
| Safe Driver, Multi-Policy, Anti-Theft, Good Student, Defensive Driving |
| Multi-Policy, Safe Driver, Continuous Coverage, Homeowner, New Car |
| Military Affiliation, Safe Driver, Multi-Policy, Defensive Driving, Good Student |
It’s worth noting that some states have regulations that limit the use of gender in determining rates, so the impact may vary depending on where you live. Understanding how marital status and gender factor into your premium can help you make informed decisions when choosing your insurer.
Additionally, considering how your auto insurance deductibles affects your overall premium can further influence your choice, as higher deductibles often lead to lower rates but may require more out-of-pocket expenses in the event of a claim.
Cheap Longview, Texas Auto Insurance By Driving Record
Your driving record significantly affects best Texas auto insurance rates; compare the monthly rates in Longview, Texas for a bad record versus a clean record.
Longview, Texas Auto Insurance Monthly Rates by Provider & Driving Record
| Insurance Company | Clean Record | One Accident | One DUI | One Ticket |
|---|---|---|---|---|
| $364 | $562 | $586 | $364 |
| $313 | $399 | $350 | $313 |
| $325 | $435 | $390 | $350 |
| $236 | $313 | $260 | $305 |
| $340 | $460 | $410 | $375 |
| $273 | $273 | $404 | $308 |
| $315 | $408 | $367 | $354 |
| $222 | $255 | $302 | $222 |
| $310 | $420 | $380 | $340 |
| $164 | $243 | $287 | $188 |
Even a single traffic violation can cause a noticeable spike in monthly rates. To secure better rates, drivers with bad records may want to consider defensive driving courses or other measures to improve their standing.
Additionally, some insurers in Longview, Texas may offer forgiveness programs for minor violations, which can help reduce the long-term impact on your rates. Get the best auto insurance rates possible by entering your ZIP code below into our free comparison tool today.
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Cheap Longview, Texas Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Longview, Texas can vary. Compare the monthly cost of auto insurance by ZIP code in Longview, Texas to see how car insurance rates are affected by location.
Auto insurance rates by ZIP code in Longview, Texas can vary significantly due to differences in local risk factors and coverage needs. In some ZIP codes, higher rates may reflect increased crime rates or accident frequencies, while others might benefit from lower premiums.
Longview, Texas Auto Insurance Monthly Rates by ZIP Code
| ZIP Code | Monthly Rates |
|---|---|
| 75601 | $460 |
| 75602 | $492 |
| 75603 | $478 |
| 75604 | $463 |
| 75605 | $463 |
Comparing these rates helps you understand how your specific location within Longview impacts your overall insurance costs. This approach also allows you to identify any regional discounts or factors that could affect your premiums.
Compare Longview, Texas Auto Insurance Quotes
Before you buy Longview, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Longview, Texas auto insurance quotes.
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Taking the time to evaluate different providers can help you secure the most competitive rates and ensure you get the coverage that best fits your situation. Additionally, having a good understanding of car accidents and how they can impact your insurance can help you make more informed decisions about the coverage you need.
By comparing policies, you can identify which insurers offer the best balance of affordability and protection for your needs, such as higher liability limits or comprehensive coverage for added peace of mind.
Additionally, this process allows you to explore valuable discounts, like those for safe driving, multi-car policies, or even loyalty bonuses.
Conducting thorough research not only saves you money in the long run but also ensures you’re partnering with a provider that offers reliable customer service and a smooth claims process. Ultimately, a little extra effort upfront can lead to long-term savings and greater satisfaction with your coverage.
Frequently Asked Questions
What are the minimum auto insurance requirements in Longview, Texas?
The minimum auto insurance requirements in Longview, Texas, according to Texas auto insurance laws, are 30/60/25. This means you must have at least $2,500 in bodily injury liability coverage per person, $5,000 in bodily injury liability coverage per accident, and $2,083 in property damage liability coverage.
How do age, gender, and marital status affect auto insurance rates in Longview, Texas?
Age, gender, and marital status can affect auto insurance rates in Longview, Texas. Younger drivers, especially teenagers, usually have higher rates due to their lack of driving experience.
Male drivers may have higher rates compared to female drivers, and unmarried individuals may also experience higher rates compared to married individuals. Enter your ZIP code into our free quote tool below to find the best auto insurance providers for your needs and budget.
Are there affordable auto insurance options for teen drivers in Longview, Texas?
Finding affordable auto insurance for teen drivers in Longview, Texas can be challenging. Teenagers generally have higher rates due to their increased risk on the road. However, it’s recommended to compare quotes from multiple companies to find the best possible rates for teen auto insurance in Longview.
Read more: High-Risk Auto Insurance
What are the average auto insurance rates for senior drivers in Longview, Texas?
The average auto insurance rates for senior drivers in Longview, Texas can vary depending on factors such as driving history, type of vehicle, and coverage options. It’s advisable to compare quotes from different insurance companies to find the most competitive rates for senior auto insurance in Longview.
How does a driving record affect auto insurance rates in Longview, Texas?
Your driving record has a significant impact on auto insurance rates in Longview, Texas. A clean driving record with no accidents or traffic violations generally leads to lower rates.
However, if you have a history of accidents or traffic violations, your rates may be higher. It’s crucial to maintain a safe driving record to secure affordable auto insurance rates in Longview. Protect your vehicle at the best prices by entering your ZIP code into our free auto insurance quote comparison tool below.
What factors affect auto insurance rates in Longview, Texas?
Auto insurance rates in Longview, TX are influenced by factors such as your driving record, age, gender, credit history, and the type of coverage you select. Additionally, your vehicle’s make and model and your ZIP code can impact rates.
Read more: Comprehensive Auto Insurance
How can I find the best Longview, Texas auto insurance rates?
To find the best Longview, Texas auto insurance rates, compare quotes from multiple providers, consider discounts for bundling policies or safe driving, and review coverage options to ensure you meet your needs.
Are there discounts available for auto insurance in Longview, Texas?
Yes, many auto insurance providers in Longview offer discounts for safe driving, bundling multiple policies, low mileage, and military service. Be sure to ask about available discounts when getting quotes. Enter your ZIP code below to explore which companies have the cheapest auto insurance rates for you.
What is the minimum auto insurance coverage required in Longview, Texas?
The minimum auto insurance coverage required in Longview, Texas includes $2,500 for bodily injury per person, $5,000 per accident, and $2,083 for property damage liability.
Read more: Bodily Injury Liability Insurance
Can I get coverage for high-risk drivers in Longview, Texas?
Yes, several insurance providers in Longview offer coverage options for high-risk drivers, though rates may be higher. Compare providers to find the best options and rates for your situation.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.