Best Washoe Valley, Nevada Auto Insurance in 2024
The average Washoe Valley, NV auto insurance rates are $315 per month. The minimum auto insurance in Washoe Valley is at least 25/50/20 in coverage to comply with Nevada auto insurance laws. To find the best cheap auto insurance in Washoe Valley, Nevada, compare quotes from multiple companies.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Washoe Valley, NV for senior drivers are $2,093 per year
- The most expensive auto insurance company in Washoe Valley for teen drivers is Liberty Mutual
- The cheapest auto insurance company in Washoe Valley is USAA
Washoe Valley, Nevada auto insurance requirements are 25/50/20 according to Nevada auto insurance laws. Finding cheap auto insurance in Washoe Valley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Washoe Valley, Nevada, including driving record, credit, commute time, and more.
Compare auto insurance in Washoe Valley to other Nevada cities, including Henderson auto insurance rates, Reno auto insurance rates, and Sparks auto insurance rates to see how Washoe Valley, Nevada auto insurance rates stack up.
Before you buy Washoe Valley, Nevada auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Washoe Valley, Nevada auto insurance quotes.
Minimum Auto Insurance in Washoe Valley, Nevada
Washoe Valley, Nevada auto insurance laws require that you have at least the Nevada minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Washoe Valley, Nevada.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Cheap Washoe Valley, Nevada Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Washoe Valley, Nevada are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,417 | $2,410 | $2,227 | $2,352 | $7,821 | $9,410 | $2,605 | $2,781 |
| American Family | $2,579 | $2,579 | $2,291 | $2,291 | $8,805 | $11,542 | $2,579 | $3,004 |
| Farmers | $1,863 | $1,906 | $1,689 | $1,881 | $6,102 | $6,468 | $2,485 | $2,571 |
| Geico | $2,406 | $2,317 | $2,431 | $2,451 | $5,946 | $5,431 | $2,392 | $2,041 |
| Liberty Mutual | $2,406 | $2,596 | $2,371 | $2,660 | $10,656 | $11,843 | $2,710 | $2,836 |
| Nationwide | $2,052 | $2,099 | $1,870 | $1,981 | $5,044 | $6,085 | $2,441 | $2,603 |
| Progressive | $1,727 | $1,510 | $1,518 | $1,508 | $7,437 | $8,091 | $2,026 | $1,905 |
| State Farm | $3,133 | $3,133 | $2,836 | $2,836 | $9,828 | $12,547 | $3,514 | $3,952 |
| Travelers | $1,604 | $1,626 | $1,535 | $1,531 | $8,346 | $13,475 | $1,777 | $1,969 |
| USAA | $1,886 | $1,853 | $1,806 | $1,796 | $4,845 | $5,458 | $2,368 | $2,519 |
Cheap Washoe Valley, Nevada Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Washoe Valley, Nevada is a challenge. Take a look at the annual teen auto insurance rates in Washoe Valley, Nevada.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,821 | $9,410 |
| American Family | $8,805 | $11,542 |
| Farmers | $6,102 | $6,468 |
| Geico | $5,946 | $5,431 |
| Liberty Mutual | $10,656 | $11,843 |
| Nationwide | $5,044 | $6,085 |
| Progressive | $7,437 | $8,091 |
| State Farm | $9,828 | $12,547 |
| Travelers | $8,346 | $13,475 |
| USAA | $4,845 | $5,458 |
Cheap Washoe Valley, Nevada Auto Insurance for Seniors
What are senior auto insurance rates in Washoe Valley, Nevada? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,227 | $2,352 |
| American Family | $2,291 | $2,291 |
| Farmers | $1,689 | $1,881 |
| Geico | $2,431 | $2,451 |
| Liberty Mutual | $2,371 | $2,660 |
| Nationwide | $1,870 | $1,981 |
| Progressive | $1,518 | $1,508 |
| State Farm | $2,836 | $2,836 |
| Travelers | $1,535 | $1,531 |
| USAA | $1,806 | $1,796 |
Cheap Washoe Valley, Nevada Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Washoe Valley, Nevada compared to the annual auto insurance rates with a clean record in Washoe Valley, Nevada.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,400 | $3,975 | $4,798 | $3,839 |
| American Family | $3,582 | $4,968 | $5,349 | $3,935 |
| Farmers | $2,606 | $3,323 | $3,417 | $3,137 |
| Geico | $2,200 | $3,527 | $4,278 | $2,703 |
| Liberty Mutual | $3,479 | $5,558 | $5,588 | $4,415 |
| Nationwide | $2,425 | $3,118 | $3,893 | $2,651 |
| Progressive | $2,691 | $3,667 | $3,380 | $3,122 |
| State Farm | $4,738 | $5,707 | $5,223 | $5,223 |
| Travelers | $2,858 | $4,248 | $5,390 | $3,435 |
| USAA | $2,158 | $2,716 | $3,955 | $2,437 |
Cheap Washoe Valley, Nevada Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Washoe Valley, Nevada is not easy. Compare the annual rates for DUI auto insurance in Washoe Valley, Nevada to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,798 |
| American Family | $5,349 |
| Farmers | $3,417 |
| Geico | $4,278 |
| Liberty Mutual | $5,588 |
| Nationwide | $3,893 |
| Progressive | $3,380 |
| State Farm | $5,223 |
| Travelers | $5,390 |
| USAA | $3,955 |
Cheap Washoe Valley, Nevada Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Washoe Valley, Nevada annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,113 | $3,718 | $3,178 |
| American Family | $5,530 | $4,214 | $3,631 |
| Farmers | $3,636 | $2,948 | $2,779 |
| Geico | $3,828 | $3,177 | $2,526 |
| Liberty Mutual | $6,833 | $4,176 | $3,270 |
| Nationwide | $3,564 | $2,945 | $2,557 |
| Progressive | $3,526 | $3,160 | $2,959 |
| State Farm | $9,559 | $3,741 | $2,368 |
| Travelers | $4,358 | $3,905 | $3,686 |
| USAA | $4,041 | $2,426 | $1,982 |
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Cheap Washoe Valley, Nevada Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Washoe Valley, Nevada can vary. Compare the annual cost of auto insurance by ZIP code in Washoe Valley, Nevada to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 89704 | $3,778 |
Cheap Washoe Valley, Nevada Auto Insurance Rates By Commute
Commute length and annual mileage affect Washoe Valley, Nevada auto insurance. Find the cheapest annual Washoe Valley, Nevada auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,003 | $4,003 |
| American Family | $4,399 | $4,518 |
| Farmers | $3,121 | $3,121 |
| Geico | $3,125 | $3,229 |
| Liberty Mutual | $4,760 | $4,760 |
| Nationwide | $3,022 | $3,022 |
| Progressive | $3,215 | $3,215 |
| State Farm | $5,069 | $5,376 |
| Travelers | $3,983 | $3,983 |
| USAA | $2,779 | $2,854 |
Cheap Washoe Valley, Nevada Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Washoe Valley, Nevada? Check out the comparison of annual Washoe Valley, Nevada auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,654 | $4,046 | $4,309 |
| American Family | $4,286 | $4,720 | $4,370 |
| Farmers | $2,876 | $3,092 | $3,394 |
| Geico | $2,867 | $3,111 | $3,553 |
| Liberty Mutual | $4,375 | $4,704 | $5,201 |
| Nationwide | $2,987 | $3,019 | $3,060 |
| Progressive | $2,888 | $3,125 | $3,632 |
| State Farm | $4,799 | $5,207 | $5,662 |
| Travelers | $3,610 | $3,999 | $4,340 |
| USAA | $2,514 | $2,790 | $3,146 |
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Best By Category: Cheapest Auto Insurance in Washoe Valley, Nevada
Compare the cheapest auto insurance companies in Washoe Valley, Nevada in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Progressive |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | USAA |
The Cheapest Washoe Valley, Nevada Auto Insurance Companies
What auto insurance companies in Washoe Valley, Nevada are the cheapest? Compare the top Washoe Valley, Nevada auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,003 |
| American Family | $4,459 |
| Farmers | $3,121 |
| Geico | $3,177 |
| Liberty Mutual | $4,760 |
| Nationwide | $3,022 |
| Progressive | $3,215 |
| State Farm | $5,223 |
| Travelers | $3,983 |
| USAA | $2,816 |
What affects auto insurance rates in Washoe Valley, Nevada?
There are a lot of reasons why auto insurance rates in Washoe Valley, Nevada are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Washoe Valley, Nevada. Many local factors may affect your Washoe Valley auto insurance rates.
Washoe Valley Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Washoe Valley, Nevada commute length is 23.5 minutes according to City-Data.
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Compare Washoe Valley, Nevada Auto Insurance Quotes
Before you buy Washoe Valley, Nevada auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Washoe Valley, Nevada auto insurance quotes.
Frequently Asked Questions
How does commute length and annual mileage affect auto insurance rates in Washoe Valley, NV?
Commute length and annual mileage can impact auto insurance rates in Washoe Valley. Longer commutes or higher mileage may lead to higher rates.
How does ZIP code affect auto insurance rates in Washoe Valley, NV?
Auto insurance rates can vary based on ZIP codes in Washoe Valley, NV. Different areas may have different average rates.
How does driving record affect auto insurance rates in Washoe Valley, NV?
A clean driving record generally leads to lower auto insurance rates, while accidents, DUIs, or speeding violations can increase rates.
How does credit history impact auto insurance rates in Washoe Valley, NV?
Credit history can have a significant effect on auto insurance rates. Poor credit history may result in higher rates, while good credit history can lead to lower rates.
How does age, gender, and marital status affect auto insurance rates in Washoe Valley, NV?
Age, gender, and marital status can impact auto insurance rates in Washoe Valley. Rates may vary based on these factors.
What is the average auto insurance rate in Washoe Valley, NV?
The average auto insurance rates in Washoe Valley, NV are $315 per month.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.