Best Pennsburg, Pennsylvania Auto Insurance in 2024
The average Pennsburg, PA auto insurance rates are $356 per month. The minimum auto insurance in Pennsburg is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Pennsburg, Pennsylvania, compare quotes from multiple companies.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Pennsburg, Pennsylvania is 15/30/5
- The most expensive auto insurance company in Pennsburg for teen drivers is Travelers
- The cheapest auto insurance company in Pennsburg is USAA
Pennsburg, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Pennsburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pennsburg, Pennsylvania, including driving record, credit, commute time, and more.
Compare auto insurance in Pennsburg to other Pennsylvania cities, including Scranton auto insurance rates, Harrisburg auto insurance rates, and York auto insurance rates to see how Pennsburg, Pennsylvania auto insurance rates stack up.
Before you buy Pennsburg, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pennsburg, Pennsylvania auto insurance quotes.
Minimum Auto Insurance in Pennsburg, Pennsylvania
Pennsburg, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pennsburg, Pennsylvania.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Cheap Pennsburg, Pennsylvania Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Pennsburg, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,584 | $2,584 | $2,395 | $2,395 | $8,981 | $8,981 | $2,834 | $2,834 |
| Geico | $2,007 | $1,736 | $1,922 | $1,664 | $5,098 | $4,422 | $2,006 | $1,736 |
| Liberty Mutual | $3,823 | $3,823 | $3,503 | $3,503 | $11,150 | $11,150 | $4,851 | $4,851 |
| Nationwide | $2,040 | $2,040 | $1,936 | $1,936 | $5,787 | $5,787 | $2,291 | $2,291 |
| Progressive | $2,920 | $2,920 | $2,619 | $2,619 | $9,455 | $9,455 | $3,708 | $3,708 |
| State Farm | $1,725 | $1,725 | $1,528 | $1,528 | $6,248 | $6,248 | $1,908 | $1,908 |
| Travelers | $1,959 | $1,959 | $2,132 | $2,132 | $29,873 | $29,873 | $2,343 | $2,343 |
| USAA | $1,226 | $1,226 | $1,111 | $1,111 | $3,766 | $3,766 | $1,629 | $1,629 |
Cheap Pennsburg, Pennsylvania Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Pennsburg, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Pennsburg, Pennsylvania.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,981 | $8,981 |
| Geico | $5,098 | $4,422 |
| Liberty Mutual | $11,150 | $11,150 |
| Nationwide | $5,787 | $5,787 |
| Progressive | $9,455 | $9,455 |
| State Farm | $6,248 | $6,248 |
| Travelers | $29,873 | $29,873 |
| USAA | $3,766 | $3,766 |
Cheap Pennsburg, Pennsylvania Auto Insurance for Seniors
What are senior auto insurance rates in Pennsburg, Pennsylvania? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,395 | $2,395 |
| Geico | $1,922 | $1,664 |
| Liberty Mutual | $3,503 | $3,503 |
| Nationwide | $1,936 | $1,936 |
| Progressive | $2,619 | $2,619 |
| State Farm | $1,528 | $1,528 |
| Travelers | $2,132 | $2,132 |
| USAA | $1,111 | $1,111 |
Cheap Pennsburg, Pennsylvania Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pennsburg, Pennsylvania compared to the annual auto insurance rates with a clean record in Pennsburg, Pennsylvania.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,013 | $4,753 | $4,013 | $4,013 |
| Geico | $1,891 | $3,267 | $2,530 | $2,607 |
| Liberty Mutual | $5,309 | $6,105 | $5,956 | $5,956 |
| Nationwide | $2,185 | $2,917 | $4,045 | $2,907 |
| Progressive | $4,232 | $5,865 | $4,360 | $4,244 |
| State Farm | $2,602 | $3,102 | $2,852 | $2,852 |
| Travelers | $6,398 | $9,156 | $11,598 | $9,156 |
| USAA | $1,550 | $2,151 | $2,297 | $1,733 |
Cheap Pennsburg, Pennsylvania Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Pennsburg, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Pennsburg, Pennsylvania to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,013 |
| Geico | $2,530 |
| Liberty Mutual | $5,956 |
| Nationwide | $4,045 |
| Progressive | $4,360 |
| State Farm | $2,852 |
| Travelers | $11,598 |
| USAA | $2,297 |
Cheap Pennsburg, Pennsylvania Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Pennsburg, Pennsylvania annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,355 | $4,010 | $3,230 |
| Geico | $3,864 | $2,176 | $1,681 |
| Liberty Mutual | $7,445 | $5,337 | $4,713 |
| Nationwide | $3,531 | $2,912 | $2,598 |
| Progressive | $6,178 | $4,350 | $3,498 |
| State Farm | $4,060 | $2,513 | $1,983 |
| Travelers | $9,858 | $8,930 | $8,443 |
| USAA | $2,414 | $1,795 | $1,590 |
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Cheap Pennsburg, Pennsylvania Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Pennsburg, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Pennsburg, Pennsylvania to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 18073 | $5,392 |
Cheap Pennsburg, Pennsylvania Auto Insurance Rates By Commute
Commute length and annual mileage affect Pennsburg, Pennsylvania auto insurance. Find the cheapest annual Pennsburg, Pennsylvania auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,111 | $4,286 |
| Geico | $2,535 | $2,613 |
| Liberty Mutual | $5,683 | $5,981 |
| Nationwide | $3,014 | $3,014 |
| Progressive | $4,675 | $4,675 |
| State Farm | $2,767 | $2,937 |
| Travelers | $9,077 | $9,077 |
| USAA | $1,878 | $1,988 |
Cheap Pennsburg, Pennsylvania Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Pennsburg, Pennsylvania? Check out the comparison of annual Pennsburg, Pennsylvania auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,992 | $4,228 | $4,375 |
| Geico | $2,320 | $2,603 | $2,799 |
| Liberty Mutual | $5,532 | $5,876 | $6,087 |
| Nationwide | $3,006 | $3,057 | $2,978 |
| Progressive | $4,214 | $4,718 | $5,094 |
| State Farm | $2,643 | $2,897 | $3,017 |
| Travelers | $9,060 | $9,106 | $9,064 |
| USAA | $1,778 | $1,954 | $2,067 |
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Best By Category: Cheapest Auto Insurance in Pennsburg, Pennsylvania
Compare the cheapest auto insurance companies in Pennsburg, Pennsylvania in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
The Cheapest Pennsburg, Pennsylvania Auto Insurance Companies
What auto insurance companies in Pennsburg, Pennsylvania are the cheapest? Compare the top Pennsburg, Pennsylvania auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,198 |
| Geico | $2,574 |
| Liberty Mutual | $5,832 |
| Nationwide | $3,014 |
| Progressive | $4,675 |
| State Farm | $2,852 |
| Travelers | $9,077 |
| USAA | $1,933 |
What affects auto insurance rates in Pennsburg, Pennsylvania?
There are a lot of reasons why auto insurance rates in Pennsburg, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pennsburg, Pennsylvania. Many local factors may affect your Pennsburg auto insurance rates.
Pennsburg Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pennsburg, Pennsylvania commute length is 28.7 minutes according to City-Data.
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Compare Pennsburg, Pennsylvania Auto Insurance Quotes
Before you buy Pennsburg, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pennsburg, Pennsylvania auto insurance quotes.
Frequently Asked Questions
Is auto insurance mandatory in Pennsburg, PA?
Yes, auto insurance is mandatory in Pennsburg, PA, as it is in most states. Pennsylvania law requires all drivers to carry auto insurance with minimum coverage limits.
What are the minimum auto insurance requirements in Pennsburg, PA?
In Pennsburg, PA, drivers must have liability insurance with minimum coverage limits of 15/30/5. This means $15,000 for bodily injury per person, $30,000 for bodily injury per accident, and $5,000 for property damage.
Can I choose higher coverage limits for my auto insurance policy?
Yes, you can choose higher coverage limits for your auto insurance policy. It’s generally recommended to consider higher coverage limits to ensure adequate protection in case of accidents or damages that exceed the minimum requirements.
What other types of coverage can I add to my auto insurance policy?
In addition to liability insurance, you can add various types of coverage to your auto insurance policy, such as collision coverage (for damage to your own vehicle), comprehensive coverage (for non-collision-related damage, theft, or vandalism), uninsured/underinsured motorist coverage (for accidents involving drivers with insufficient insurance), medical payments coverage, and more.
How are auto insurance premiums determined?
Auto insurance premiums are determined by several factors, including the driver’s age, driving history, type of vehicle, coverage limits, deductibles, location, and sometimes credit score. Insurance companies use these factors to assess the level of risk associated with insuring a driver and determine the premium amount.
Are there any discounts available for auto insurance in Pennsburg, PA?
Yes, many insurance companies offer various discounts for auto insurance. Common discounts include multi-policy discounts (if you have multiple policies with the same insurer), safe driving discounts, good student discounts, discounts for safety features in your vehicle, and more. It’s recommended to inquire with insurance providers to see what discounts they offer.
How can I find the right auto insurance policy in Pennsburg, PA?
To find the right auto insurance policy in Pennsburg, PA, it’s advisable to compare quotes from multiple insurance providers. Consider factors such as coverage options, customer service reputation, financial stability of the company, and premium costs. You can either reach out to insurance agents or use online comparison tools to gather and compare quotes.
What should I do if I have an accident or need to make an auto insurance claim?
If you have an accident or need to make an auto insurance claim, it’s important to take the necessary steps to protect yourself and ensure a smooth claims process. This typically includes reporting the incident to the police, gathering relevant information from the involved parties, contacting your insurance company as soon as possible, and following their instructions for filing a claim.
Can my auto insurance policy cover rental cars?
Some auto insurance policies may offer coverage for rental cars, but it’s important to review your policy or consult with your insurance provider to confirm the extent of coverage. Additionally, credit card companies often provide rental car insurance benefits if you use their card to pay for the rental.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.