Best Cheap Auto Insurance in Seymour, IN (2021)

The average Seymour, IN auto insurance rates are $279 per month. The minimum auto insurance in Seymour is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Seymour, Indiana, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Seymour for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Seymour, Indiana is 25/50/25
  • The cheapest auto insurance company in Seymour is USAA

Seymour, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Seymour can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Seymour, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Seymour to other Indiana cities, including Bloomington auto insurance rates, Hammond auto insurance rates, and Fishers auto insurance rates to see how Seymour, Indiana auto insurance rates stack up.

Before you buy Seymour, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Seymour, Indiana auto insurance quotes.

Minimum Auto Insurance in Seymour, Indiana

Seymour, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Seymour, Indiana.

Minimum Required Auto Insurance Coverage in Seymour, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Seymour, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Seymour, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Seymour, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,498 $2,561 $2,188 $2,392 $7,645 $9,608 $2,545 $2,772
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,628 $1,603 $1,391 $1,569 $9,042 $9,692 $2,163 $2,326
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,921 $1,967 $1,676 $1,795 $5,684 $7,404 $2,260 $2,479
Progressive $1,556 $1,470 $1,412 $1,420 $9,192 $10,341 $1,949 $1,987
State Farm $1,518 $1,518 $1,352 $1,352 $4,589 $5,883 $1,679 $1,868
Travelers $1,156 $1,176 $1,088 $1,086 $7,185 $11,358 $1,224 $1,410
USAA $1,003 $988 $930 $939 $2,775 $3,108 $1,355 $1,453

Cheap Seymour, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Seymour, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Seymour, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Seymour, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,645 $9,608
American Family $6,259 $9,073
Farmers $9,042 $9,692
GEICO $4,871 $4,549
Liberty Mutual $8,383 $12,656
Nationwide $5,684 $7,404
Progressive $9,192 $10,341
State Farm $4,589 $5,883
Travelers $7,185 $11,358
USAA $2,775 $3,108

Cheap Seymour, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Seymour, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Seymour, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,188 $2,392
American Family $2,048 $2,048
Farmers $1,391 $1,569
GEICO $1,547 $1,591
Liberty Mutual $3,522 $3,522
Nationwide $1,676 $1,795
Progressive $1,412 $1,420
State Farm $1,352 $1,352
Travelers $1,088 $1,086
USAA $930 $939

Cheap Seymour, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Seymour, Indiana compared to the annual auto insurance rates with a clean record in Seymour, Indiana.

Annual Seymour, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,210 $4,713 $4,354 $3,827
American Family $2,504 $3,994 $5,054 $2,983
Farmers $3,297 $3,823 $3,952 $3,634
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,700 $3,496 $3,350 $3,048
Progressive $2,746 $4,822 $3,276 $3,819
State Farm $2,412 $2,644 $2,412 $2,412
Travelers $2,727 $3,370 $3,819 $2,926
USAA $1,186 $1,685 $1,934 $1,470

Cheap Seymour, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Seymour, Indiana is not easy. Compare the annual rates for DUI auto insurance in Seymour, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Seymour, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,354
American Family $5,054
Farmers $3,952
GEICO $3,385
Liberty Mutual $8,085
Nationwide $3,350
Progressive $3,276
State Farm $2,412
Travelers $3,819
USAA $1,934

Cheap Seymour, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Seymour, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Seymour, Indiana

Insurance Company Poor Fair Good
Allstate $4,993 $3,714 $3,370
American Family $4,970 $3,229 $2,702
Farmers $4,281 $3,501 $3,248
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $3,589 $3,028 $2,828
Progressive $4,039 $3,581 $3,377
State Farm $3,600 $2,147 $1,664
Travelers $3,575 $3,029 $3,027
USAA $2,118 $1,395 $1,194

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Cheap Seymour, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Seymour, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Seymour, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Seymour, Indiana

ZIP Code Average Annual Rates
47274 $3,254

Cheap Seymour, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Seymour, Indiana auto insurance. Find the cheapest annual Seymour, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Seymour, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,026 $4,026
American Family $3,590 $3,677
Farmers $3,677 $3,677
GEICO $2,392 $2,483
Liberty Mutual $5,455 $5,752
Nationwide $3,148 $3,148
Progressive $3,666 $3,666
State Farm $2,400 $2,540
Travelers $3,210 $3,210
USAA $1,548 $1,590

Cheap Seymour, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Seymour, Indiana? Check out the comparison of annual Seymour, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Seymour, Indiana

Insurance Company Low Medium High
Allstate $3,853 $4,012 $4,213
American Family $3,603 $3,754 $3,544
Farmers $3,527 $3,671 $3,832
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $3,204 $3,123 $3,118
Progressive $3,456 $3,607 $3,934
State Farm $2,354 $2,469 $2,586
Travelers $3,138 $3,241 $3,252
USAA $1,517 $1,565 $1,625

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Best By Category: Cheapest Auto Insurance in Seymour, Indiana

Compare the cheapest auto insurance companies in Seymour, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Seymour, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Seymour, Indiana Auto Insurance Companies

What auto insurance companies in Seymour, Indiana are the cheapest? Compare the top Seymour, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Seymour, Indiana

Insurance Company Average Annual Rates
Allstate $4,026
American Family $3,634
Farmers $3,677
GEICO $2,438
Liberty Mutual $5,604
Nationwide $3,148
Progressive $3,666
State Farm $2,470
Travelers $3,210
USAA $1,569

What affects auto insurance rates in Seymour, Indiana?

There are a lot of reasons why auto insurance rates in Seymour, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Seymour, Indiana. Many local factors may affect your Seymour auto insurance rates.

Seymour Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Seymour, Indiana auto theft statistics, there have been 68 auto thefts in the city.

Seymour Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Seymour, Indiana commute length is 17.8 minutes according to City-Data.

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Compare Seymour, Indiana Auto Insurance Quotes

Before you buy Seymour, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Seymour, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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